Ownership Submission
FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
FORRESTER W THOMAS
   2. Issuer Name and Ticker or Trading Symbol
PROGRESSIVE CORP/OH/ [PGR] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
Vice Pres. & Chief / Financial Officer
(Last)
(First)
(Middle)
6300 WILSON MILLS ROAD		 3. Date of Earliest Transaction (Month/Day/Year)
04/17/2006
(Street)

MAYFIELD VILLAGE, OH 44143		 4. If Amendment, Date Original Filed(Month/Day/Year)
 6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)		 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)		 4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)		 5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)		 6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)		 7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
Common 04/17/2006   M   47,400 A $ 22.7916 115,296 D  
Common 04/17/2006   S   100 D $ 103.96 115,196 D  
Common 04/17/2006   S   100 D $ 103.97 115,096 D  
Common 04/17/2006   S   7,400 D $ 104 107,696 D  
Common 04/17/2006   S   2,400 D $ 104.01 105,296 D  
Common 04/17/2006   S   500 D $ 104.02 104,796 D  
Common 04/17/2006   S   1,100 D $ 104.03 103,696 D  
Common 04/17/2006   S   400 D $ 104.05 103,296 D  
Common 04/17/2006   S   400 D $ 104.06 102,896 D  
Common 04/17/2006   S   200 D $ 104.07 102,696 D  
Common 04/17/2006   S   200 D $ 104.08 102,496 D  
Common 04/17/2006   S   300 D $ 104.09 102,196 D  
Common 04/17/2006   S   1,700 D $ 104.1 100,496 D  
Common 04/17/2006   S   1,800 D $ 104.11 98,696 D  
Common 04/17/2006   S   1,100 D $ 104.12 97,596 D  
Common 04/17/2006   S   1,700 D $ 104.13 95,896 D  
Common 04/17/2006   S   300 D $ 104.14 95,596 D  
Common 04/17/2006   S   800 D $ 104.15 94,796 D  
Common 04/17/2006   S   400 D $ 104.16 94,396 D  
Common 04/17/2006   S   300 D $ 104.17 94,096 D  
Common 04/17/2006   S   200 D $ 104.18 93,896 D  
Common 04/17/2006   S   1,900 D $ 104.19 91,996 D  
Common 04/17/2006   S   2,000 D $ 104.2 89,996 D  
Common 04/17/2006   S   2,900 D $ 104.21 87,096 D  
Common 04/17/2006   S   300 D $ 104.22 86,796 D  
Common 04/17/2006   S   700 D $ 104.23 86,096 D  
Common 04/17/2006   S   1,300 D $ 104.24 84,796 D  
Common 04/17/2006   S   900 D $ 104.25 83,896 D  
Common               9,634.536 I 401(k) Plan
Common               27,000 I By trust (1)

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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)		 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)		 5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)		 6. Date Exercisable and Expiration Date
(Month/Day/Year)		 7. Title and Amount of Underlying Securities
(Instr. 3 and 4)		 8. Price of Derivative Security
(Instr. 5)		 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4)		 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)		 11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Employee Option $ 22.7916 04/17/2006   M     47,400 01/01/2002 12/31/2006 Common 47,400 $ 0 225,189 D  

Reporting Owners

Reporting Owner Name / Address Relationships
 Director  10% Owner  Officer  Other
FORRESTER W THOMAS
6300 WILSON MILLS ROAD
MAYFIELD VILLAGE, OH 44143		       Vice Pres. & Chief Financial Officer

Signatures

 David M. Coffey, By Power of Attorney   04/19/2006
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) These shares are held in various trusts for the benefit of the reporting person's children. The reporting person's spouse is the trustee of such trusts.

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