Ownership Submission
FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
CHALK W KENDALL
   2. Issuer Name and Ticker or Trading Symbol
BB&T CORP [(BBT)] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
Sr. Executive Vice President
(Last)
(First)
(Middle)
P O BOX 1250		 3. Date of Earliest Transaction (Month/Day/Year)
07/27/2006
(Street)

WINSTON-SALEM, NC 271021250		 4. If Amendment, Date Original Filed(Month/Day/Year)
 6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)		 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)		 4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)		 5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)		 6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)		 7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 07/27/2006   G V 26,548 D $ 0 46,106 D  
Common Stock 07/27/2006   G V 26,548 A $ 0 47,878 I By Spouse
Common Stock               57,221.87 (1) I By 401(k)

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)		 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)		 5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)		 6. Date Exercisable and Expiration Date
(Month/Day/Year)		 7. Title and Amount of Underlying Securities
(Instr. 3 and 4)		 8. Price of Derivative Security
(Instr. 5)		 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4)		 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)		 11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Employee Stock Option (right to buy) $ 31             02/24/1999(2) 02/23/2008 Common Stock 16,900   16,900 D  
Employee Stock Option (right to buy) $ 36.84             02/26/2003(6) 02/26/2012 Common Stock 40,115   40,115 D  
Employee Stock Option (right to buy) $ 32.66             02/25/2004(7) 02/25/2013 Common Stock 66,453   66,453 D  
Employee Stock Option (right to buy) $ 36.68             02/24/2005(8) 02/24/2014 Common Stock 62,045   62,045 D  
Stock Option (Right to Buy) $ 38.64             02/22/2006(9) 02/22/2015 Common Stock 75,407   75,407 D  
Stock Option (right to buy) $ 39.73             02/21/2007(10) 02/21/2016 Common Stock 68,643   68,643 D  
Employee Stock Option (right to buy) $ 36.313             02/23/2000(3) 02/23/2009 Common Stock 15,222   15,222 D  
Employee Stock Option (right to buy) $ 23.938             02/22/2001(4) 02/22/2010 Common Stock 55,561   55,561 D  
Employee Stock Option (right to buy) $ 36.59             02/27/2002(5) 02/27/2011 Common Stock 39,409   39,409 D  

Reporting Owners

Reporting Owner Name / Address Relationships
 Director  10% Owner  Officer  Other
CHALK W KENDALL
P O BOX 1250
WINSTON-SALEM, NC 271021250		       Sr. Executive Vice President  

Signatures

 By: Carla Brenwald, Attorney-in-fact   10/06/2006
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) Between April 1, 2006 and June 30, 2006, the reporting person acquired 431.606 shares of common stock in the 2nd quarter, under the Issuer's 401(k) plan. The information in this report is based on a plan statement dated as of June 30, 2006.
(2) The option is exercisable in three equal annual installments beginning on 02/24/1999.
(3) The option is exercisable in three equal annual installments beginning on 02/23/2000.
(4) The option is exercisable in three equal annual installments beginning on 02/22/2001.
(5) The option is exercisable in three equal annual installments beginning on 02/27/2002.
(6) The option is exercisable in three equal annual installments beginning on 02/26/2003.
(7) The option is exercisable in five equal annual installments beginning on 02/25/2004.
(8) The option is exercisable in five equal annual installments beginning on 02/24/2005.
(9) The option is exercisable in five equal annual installments beginning on 2/22/2006.
(10) The option is exercisable in five equal annual installments beginning on 02/21/2007.

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