WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934

                           Date of Report: May 3, 2005
                        (Date of earliest event reported)

                               QCR Holdings, Inc.
             (Exact name of Registrant as specified in its charter)

                 (State or other jurisdiction of incorporation)

                               0-22208 42-1397595
        ------------------------ ---------------------------------------
        (Commission File Number) (I.R.S. Employer Identification Number)

           3551 Seventh Street, Suite 204, Moline, Illinois   61265
           ------------------------------------------------ ----------
               (Address of principal executive offices)     (Zip Code)

                                 (309) 736-3580
              (Registrant's telephone number, including area code)

Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions:

     [ ] Written  communications  pursuant to Rule 425 under the  Securities Act
         (17 CFR 230.425)

     [ ] Soliciting  material pursuant to Rule 14a-12 under the Exchange Act (17
         CFR 240.14a-12)

     [ ] Pre-commencement  communications  pursuant to Rule 14d-2(b)  under the
         Exchange Act (17 CFR 240.14d-2(b))

     [ ] Pre-commencement  communications  pursuant to Rule 13e-4(c)  under the
         Exchange Act (17 CFR 240.13e-4(c))

Item 8.01.  Other Events

     On May 3, 2005, QCR Holdings,  Inc.  issued a press release  announcing the
declaration  of a cash  dividend of $0.04 per share  payable on July 6, 2005, to
stockholders of record on June 15, 2005. The press release is attached hereto as
Exhibit 99.1.

Item 9.01. Financial Statements and Exhibits

       (a) Financial Statements of Business Acquired.


       (b) Exhibits.

           99.1 Press Release dated May 3, 2005.


     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned here unto duly authorized.

                                          QCR HOLDINGS, INC.

Dated:  May 3, 2005                       By: /s/ Todd A Gipple
                                             Todd A. Gipple
                                             Chief Financial Officer