WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934

                           Date of Report: May 1, 2003
                        (Date of earliest event reported)

                               QCR Holdings, Inc.
             (Exact name of Registrant as specified in its charter)


                 (State or other jurisdiction of incorporation)

                               0-22208 42-1397595
        ------------------------ ---------------------------------------
        (Commission File Number) (I.R.S. Employer Identification Number)

             3551 Seventh Street, Suite 204, Moline, Illinois 61265
           ------------------------------------------------ ----------
               (Address of principal executive offices) (Zip Code)

                                 (309) 736-3580
              (Registrant's telephone number, including area code)

Item 7.  Financial Statements, Pro Forma Financial Information and Exhibits

         (a)      Financial Statements of Business Acquired.


         (b)      Pro Forma Financial Information.


         (c)      Exhibits.

                  99.1     Press Release dated May 1, 2003

Item 9.  Regulation FD Disclosure

         The following information is being furnished under Item 12 of Form 8-K,
"Results of Operations and Financial Condition," and is included under this Item
9 in accordance  with SEC Release No. 33-8216 (March 27, 2003).  On May 1, 2003,
QCR  Holdings,  Inc.  issued a press  release  announcing  its  earnings for the
quarter ended March 31, 2003.  The press  release is attached  hereto as Exhibit


         Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
the  Registrant  has duly  caused  this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                                 QCR HOLDINGS, INC.

Dated:  May 1, 2003                              By:    /s/ Todd A Gipple
                                                        Todd A. Gipple
                                                        Chief Financial Officer