WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934

Date of Report                                                   August 27, 2002
(Date of earliest event reported)                                August 21, 2002

                               QCR Holdings, Inc.
                        (F/K/A QUAD CITY HOLDINGS, INC.)
             (Exact name of Registrant as specified in its charter)

                 (State or other jurisdiction of incorporation)

        0-22208                                         42-1397595
(Commission File Number)                 (I.R.S. Employer Identification Number)

3551 Seventh Street, Suite 204, Moline, Illinois                         61265
    (Address of principal executive offices)                          (Zip Code)

                                 (309) 736-3580
              (Registrant's telephone number, including area code)


Items 1-7 and 9.

Not applicable.

Item 8.  Change in Fiscal Year.

On August 21, 2002, the Board of Directors of QCR Holdings, Inc. (the "Company")
approved a change in the  Company's  fiscal  year end from June 30th to December
31st.  The  Company  will  file a Form  10-K with the  Securities  and  Exchange
Commission for the transition period July 1, 2002 to December 31, 2002.



Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.

                           QCR HOLDINGS, INC.

Dated:  August 27, 2002    By: /s/ Todd A. Gipple
                           Todd A. Gipple
                           Executive Vice President and Chief Financial  Officer