Unassociated Document

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549


FORM 6-K


Report of Foreign Private Issuer
Pursuant to Rule 13a-16 Or 15d-16 Of The
Securities Exchange Act of 1934


For the month of February, 2008


BANCO LATINOAMERICANO DE EXPORTACIONES, S.A.
(Exact name of Registrant as specified in its Charter)

LATIN AMERICAN EXPORT BANK
(Translation of Registrant’s name into English)


Calle 50 y Aquilino de la Guardia
Apartado 0819-08730
El Dorado, Panama City
Republic of Panama
(Address of Registrant’s Principal Executive Offices)


(Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.)
 
Form 20-F x Form 40-F o


(Indicate by check mark whether the registrant by furnishing the information contained in this Form is also thereby furnishing information to the Commission pursuant to Rule 12g-3-2(b) under the Securities Exchange Act of 1934.)

Yes o No x
 

(If “Yes” is marked, indicate below the file number assigned to the registrant in connection with Rule 12g3-2(b). 82__.)



SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereto duly authorized.


February 15, 2008
 
Banco Latinoamericano de Exportaciones, S.A.
   
   
   
   
 
By: /s/ Pedro Toll
 
Name: Pedro Toll
 
Title: Deputy Manager


  
12 de Febrero de 2008
 
BANCO LATINOAMERICANO DE EXPORTACIONES
BALANCE DE SITUACIÓN DE DICIEMBRE 2006 Y ENERO - DICIEMBRE 2007
(En Balboas)
 
           
2006
 
2007
 
Descripción
 
Absoluta
 
%
 
Diciembre
 
Enero
 
Febrero
 
Marzo
 
Abril
 
Mayo
 
ACTIVOS LIQUIDOS
   
97,677,362.80
   
32.17
   
303,650,422.83
   
216,202,094.20
   
242,982,598.61
   
229,046,233.80
   
122,698,746.25
   
208,986,133.47
 
Depositos Locales en Bancos
   
111,863.50
   
64.33
   
173,891.04
   
171,541.89
   
211,225.69
   
198,143.77
   
164,062.71
   
162,204.31
 
A la Vista
   
111,863.50
   
64.33
   
173,891.04
   
171,541.89
   
211,225.69
   
198,143.77
   
164,062.71
   
162,204.31
 
A Plazo
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
Depositos Extranjeros en Bancos
   
97,571,008.24
   
32.15
   
303,465,330.82
   
216,015,706.64
   
242,755,699.36
   
228,836,963.32
   
122,369,664.85
   
208,813,623.54
 
A la Vista
   
-3,028,991.76
   
-67.83
   
4,465,330.82
   
2,715,706.64
   
1,255,699.36
   
30,836,963.32
   
1,769,664.85
   
1,313,623.54
 
A Plazo
   
100,600,000.00
   
33.65
   
299,000,000.00
   
213,300,000.00
   
241,500,000.00
   
198,000,000.00
   
120,600,000.00
   
207,500,000.00
 
Menos Provisiones
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
Locales
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
Extranjero
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
Otros
   
-5,508.94
   
-49.18
   
11,200.97
   
14,845.67
   
15,673.56
   
11,126.71
   
165,018.69
   
10,305.62
 
CARTERA CREDITICIA
   
732,688,646.10
   
25.01
   
2,929,506,047.77
   
3,036,256,324.76
   
3,027,768,900.81
   
3,245,204,307.99
   
3,206,861,456.42
   
3,196,112,772.51
 
Locales
   
58,666,790.22
   
30.27
   
193,815,776.27
   
190,803,578.31
   
185,116,953.31
   
158,897,133.10
   
141,613,868.24
   
150,123,300.86
 
Extranjero
   
692,399,524.84
   
24.84
   
2,786,955,793.50
   
2,896,713,920.80
   
2,893,913,101.85
   
3,142,920,079.84
   
3,121,860,493.13
   
3,102,571,114.20
 
Menos Provisiones
   
18,377,668.96
   
35.85
   
51,265,522.00
   
51,261,174.35
   
51,261,154.35
   
56,612,904.95
   
56,612,904.95
   
56,581,642.55
 
Locales
   
628,548.42
   
68.94
   
911,727.70
   
911,727.70
   
911,727.70
   
811,234.26
   
811,234.26
   
779,971.86
 
Extranjero
   
17,749,120.54
   
35.25
   
50,353,794.30
   
50,349,446.65
   
50,349,426.65
   
55,801,670.69
   
55,801,670.69
   
55,801,670.69
 
INVERSIONES EN VALORES
   
-2,349,494.94
   
-0.41
   
577,658,363.67
   
391,817,270.05
   
380,907,417.40
   
632,092,664.10
   
307,221,604.46
   
298,088,861.31
 
Locales
   
52,273,600.00
   
262.39
   
19,922,400.00
   
19,804,200.00
   
20,027,600.00
   
20,085,000.00
   
20,043,400.00
   
19,836,600.00
 
Extranjero
   
-54,623,094.94
   
-9.79
   
557,735,963.67
   
372,013,070.05
   
360,879,817.40
   
612,007,664.10
   
287,178,204.46
   
278,252,261.31
 
Menos Provisiones
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
Locales
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
Extranjero
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
OTROS ACTIVOS
   
-26,719,562.04
   
-22.70
   
117,717,130.43
   
116,329,379.94
   
97,215,886.49
   
78,834,911.65
   
68,502,497.68
   
70,730,858.41
 
Locales
   
-13,340,155.91
   
-75.73
   
17,614,809.32
   
20,511,965.87
   
10,276,743.98
   
5,315,339.04
   
5,574,415.85
   
2,523,285.04
 
Extranjero
   
-13,379,406.13
   
-13.37
   
100,102,321.11
   
95,817,414.07
   
86,939,142.51
   
73,519,572.61
   
62,928,081.83
   
68,207,573.37
 
TOTAL DE ACTIVOS
   
801,296,951.92
   
20.40
   
3,928,531,964.70
   
3,760,605,068.95
   
3,748,874,803.31
   
4,185,178,117.54
   
3,705,284,304.81
   
3,773,918,625.70
 
DEPOSITOS
   
456,367,180.79
   
43.19
   
1,056,674,083.42
   
1,169,378,225.85
   
1,222,705,231.77
   
1,380,142,876.22
   
1,283,560,136.96
   
1,286,109,030.56
 
Locales
   
85,186,614.41
   
60.62
   
140,528,292.38
   
151,114,593.65
   
149,223,722.63
   
188,400,415.96
   
195,234,364.45
   
209,426,258.81
 
Oficiales
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
De Particulares
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
A la Vista
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
A Plazo
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
De Ahorros
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
De Bancos
   
85,186,614.41
   
60.62
   
140,528,292.38
   
151,114,593.65
   
149,223,722.63
   
188,400,415.96
   
195,234,364.45
   
209,426,258.81
 
A la Vista
   
11,051,449.06
   
89.19
   
12,390,382.81
   
9,751,662.28
   
13,366,002.78
   
10,542,777.13
   
9,856,408.16
   
7,495,530.19
 
A Plazo
   
74,135,165.35
   
57.86
   
128,137,909.57
   
141,362,931.37
   
135,857,719.85
   
177,857,638.83
   
185,377,956.29
   
201,930,728.62
 
Extranjero
   
371,180,566.38
   
40.52
   
916,145,791.04
   
1,018,263,632.20
   
1,073,481,509.14
   
1,191,742,460.26
   
1,088,325,772.51
   
1,076,682,771.75
 
Oficiales
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
De Particulares
   
3,800,394.75
   
10.04
   
37,843,681.20
   
98,076,330.45
   
99,415,948.70
   
100,671,771.92
   
102,886,296.40
   
101,494,940.09
 
A la Vista
   
-552,105.25
   
-27.38
   
2,016,181.20
   
2,248,830.45
   
1,738,448.70
   
1,744,271.92
   
2,258,796.40
   
3,867,440.09
 
A Plazo
   
4,352,500.00
   
12.15
   
35,827,500.00
   
95,827,500.00
   
97,677,500.00
   
98,927,500.00
   
100,627,500.00
   
97,627,500.00
 
De Ahorros
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
De Bancos
   
367,380,171.63
   
41.83
   
878,302,109.84
   
920,187,301.75
   
974,065,560.44
   
1,091,070,688.34
   
985,439,476.11
   
975,187,831.66
 
A la Vista
   
-31,132,110.11
   
-26.36
   
118,120,039.83
   
82,782,206.23
   
95,490,878.75
   
90,198,396.99
   
44,057,196.58
   
91,161,295.26
 
A Plazo
   
398,512,281.74
   
52.42
   
760,182,070.01
   
837,405,095.52
   
878,574,681.69
   
1,000,872,291.35
   
941,382,279.53
   
884,026,536.40
 
OBLIGACIONES
   
358,628,334.58
   
16.63
   
2,156,397,179.46
   
1,881,473,358.26
   
1,831,833,854.46
   
2,128,903,579.48
   
1,752,199,110.42
   
1,815,010,696.69
 
Locales
   
10,000,000.00
   
33.33
   
30,000,000.00
   
30,000,000.00
   
31,868,459.90
   
30,000,000.00
   
30,000,000.00
   
30,000,000.00
 
Extranjero
   
348,628,334.58
   
16.40
   
2,126,397,179.46
   
1,851,473,358.26
   
1,799,965,394.56
   
2,098,903,579.48
   
1,722,199,110.42
   
1,785,010,696.69
 
OTROS PASIVOS
   
-18,939,513.76
   
-14.59
   
129,840,855.71
   
120,909,042.64
   
102,899,898.91
   
86,564,035.26
   
74,537,253.46
   
73,908,965.33
 
Locales
   
-18,980,388.64
   
-77.75
   
24,411,519.37
   
11,702,379.03
   
10,338,688.73
   
8,310,708.32
   
5,536,711.21
   
6,037,289.13
 
Extranjero
   
40,874.88
   
0.04
   
105,429,336.34
   
109,206,663.61
   
92,561,210.18
   
78,253,326.94
   
69,000,542.25
   
67,871,676.20
 
PATRIMONIO
   
5,240,950.34
   
0.89
   
585,619,846.11
   
588,844,442.19
   
591,435,818.14
   
589,567,626.62
   
594,987,803.98
   
598,889,933.12
 
Capital
   
1,764,603.59
   
0.63
   
280,157,273.47
   
280,212,949.00
   
280,263,236.58
   
280,318,912.11
   
280,393,029.99
   
280,682,393.61
 
Reservas de Capital
   
0.00
   
0.00
   
95,210,153.67
   
95,210,153.67
   
95,210,153.67
   
95,210,153.67
   
95,210,153.67
   
95,210,153.67
 
Otras Reservas
   
-1,937,126.07
   
2671.73
   
-72,504.59
   
68,218.00
   
22,274.00
   
-58,735.00
   
-76,326.00
   
-163,652.00
 
Utilidad de Periodos Anteriores
   
22,690,425.46
   
14.91
   
152,204,116.93
   
207,009,182.67
   
206,924,182.67
   
198,931,786.98
   
198,931,786.98
   
198,931,786.98
 
Utilidad de Periodo
   
-6,245,241.37
   
-11.41
   
54,720,070.12
   
6,125,153.63
   
8,967,061.66
   
12,674,036.97
   
19,848,605.49
   
23,305,800.64
 
Ganancia o Perdida en Valores Disponible para la venta
   
-11,031,711.27
   
-324.39
   
3,400,736.51
   
218,785.22
   
48,909.56
   
2,491,471.89
   
680,553.85
   
923,450.22
 
Deuda Subordinada
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
PASIVO Y PATRIMONIO
   
801,296,951.95
   
20.40
   
3,928,531,964.70
   
3,760,605,068.94
   
3,748,874,803.28
   
4,185,178,117.58
   
3,705,284,304.82
   
3,773,918,625.70
 
 

  
12 de Febrero de 2008
 
   
2007
 
Descripción
 
Junio
 
Julio
 
Agosto
 
Septiembre
 
Octubre
 
Noviembre
 
Diciembre
 
ACTIVOS LIQUIDOS
   
230,906,612.74
   
225,251,357.81
   
231,990,414.31
   
328,253,847.36
   
358,007,469.49
   
330,872,505.32
   
401,327,785.63
 
Depositos Locales en Bancos
   
249,374.70
   
200,575.94
   
1,024,617.91
   
216,112.64
   
181,776.22
   
790,201.75
   
285,754.54
 
A la Vista
   
249,374.70
   
200,575.94
   
1,024,617.91
   
216,112.64
   
181,776.22
   
790,201.75
   
285,754.54
 
A Plazo
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
Depositos Extranjeros en Bancos
   
230,648,229.85
   
225,046,711.62
   
230,945,655.81
   
328,026,999.30
   
357,793,916.39
   
330,008,630.12
   
401,036,339.06
 
A la Vista
   
17,748,229.85
   
6,846,711.62
   
645,655.81
   
1,426,999.30
   
1,593,916.39
   
7,008,630.12
   
1,436,339.06
 
A Plazo
   
212,900,000.00
   
218,200,000.00
   
230,300,000.00
   
326,600,000.00
   
356,200,000.00
   
323,000,000.00
   
399,600,000.00
 
Menos Provisiones
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
Locales
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
Extranjero
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
Otros
   
9,008.19
   
4,070.25
   
20,140.59
   
10,735.42
   
31,776.88
   
73,673.45
   
5,692.03
 
CARTERA CREDITICIA
   
3,346,318,289.23
   
3,399,513,093.81
   
3,421,795,432.16
   
3,421,910,735.89
   
3,494,616,265.71
   
3,662,392,709.04
   
3,662,194,693.87
 
Locales
   
156,246,011.28
   
159,018,174.47
   
162,985,851.56
   
164,112,736.38
   
172,491,410.40
   
207,770,985.83
   
252,482,566.49
 
Extranjero
   
3,259,046,607.73
   
3,309,575,019.73
   
3,328,051,394.60
   
3,330,420,732.99
   
3,394,747,886.93
   
3,527,244,754.83
   
3,479,355,318.34
 
Menos Provisiones
   
68,974,329.78
   
69,080,100.39
   
69,241,814.00
   
72,622,733.48
   
72,623,031.62
   
72,623,031.62
   
69,643,190.96
 
Locales
   
800,616.34
   
800,616.34
   
800,616.34
   
912,163.62
   
912,163.62
   
912,163.62
   
1,540,276.12
 
Extranjero
   
68,173,713.44
   
68,279,484.05
   
68,441,197.66
   
71,710,569.86
   
71,710,868.00
   
71,710,868.00
   
68,102,914.84
 
INVERSIONES EN VALORES
   
275,295,067.05
   
330,636,735.82
   
567,230,391.38
   
575,647,505.69
   
474,146,029.77
   
473,960,294.84
   
575,308,868.73
 
Locales
   
19,807,400.00
   
20,009,800.00
   
58,968,900.00
   
59,430,550.00
   
59,970,800.00
   
60,277,662.44
   
72,196,000.00
 
Extranjero
   
255,487,667.05
   
310,626,935.82
   
508,261,491.38
   
516,216,955.69
   
414,175,229.77
   
413,682,632.40
   
503,112,868.73
 
Menos Provisiones
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
Locales
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
Extranjero
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
OTROS ACTIVOS
   
91,679,069.89
   
103,815,193.71
   
82,443,761.38
   
75,772,870.23
   
77,367,058.32
   
134,620,582.33
   
90,997,568.39
 
Locales
   
7,040,979.90
   
1,314,560.20
   
2,665,403.63
   
2,483,389.38
   
3,532,479.11
   
3,519,644.58
   
4,274,653.41
 
Extranjero
   
84,638,089.99
   
102,500,633.51
   
79,778,357.75
   
73,289,480.85
   
73,834,579.21
   
131,100,937.75
   
86,722,914.98
 
TOTAL DE ACTIVOS
   
3,944,199,038.91
   
4,059,216,381.15
   
4,303,459,999.23
   
4,401,584,959.17
   
4,404,136,823.29
   
4,601,846,091.53
   
4,729,828,916.62
 
DEPOSITOS
   
1,380,740,164.51
   
1,433,042,487.41
   
1,366,022,118.75
   
1,448,903,599.98
   
1,368,413,624.67
   
1,343,997,126.47
   
1,513,041,264.21
 
Locales
   
267,002,901.04
   
277,920,926.83
   
233,790,842.82
   
194,008,656.32
   
172,752,810.93
   
172,220,482.60
   
225,714,906.79
 
Oficiales
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
De Particulares
   
0.00
   
0.00
   
1,500,000.00
   
7,300,000.00
   
0.00
   
0.00
   
0.00
 
A la Vista
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
A Plazo
   
0.00
   
0.00
   
1,500,000.00
   
7,300,000.00
   
0.00
   
0.00
   
0.00
 
De Ahorros
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
De Bancos
   
267,002,901.04
   
277,920,926.83
   
232,290,842.82
   
186,708,656.32
   
172,752,810.93
   
172,220,482.60
   
225,714,906.79
 
A la Vista
   
18,201,829.30
   
16,078,149.99
   
14,556,815.17
   
14,619,997.53
   
14,678,236.17
   
15,929,338.51
   
23,441,831.87
 
A Plazo
   
248,801,071.74
   
261,842,776.84
   
217,734,027.65
   
172,088,658.79
   
158,074,574.76
   
156,291,144.09
   
202,273,074.92
 
Extranjero
   
1,113,737,263.47
   
1,155,121,560.58
   
1,132,231,275.93
   
1,254,894,943.66
   
1,195,660,813.74
   
1,171,776,643.87
   
1,287,326,357.42
 
Oficiales
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
De Particulares
   
72,649,022.78
   
67,948,910.47
   
64,376,677.08
   
62,012,147.78
   
49,366,376.44
   
59,149,077.99
   
41,644,075.95
 
A la Vista
   
4,921,522.78
   
6,048,910.47
   
6,876,677.08
   
4,412,147.78
   
1,676,376.44
   
1,459,077.99
   
1,464,075.95
 
A Plazo
   
67,727,500.00
   
61,900,000.00
   
57,500,000.00
   
57,600,000.00
   
47,690,000.00
   
57,690,000.00
   
40,180,000.00
 
De Ahorros
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
De Bancos
   
1,041,088,240.69
   
1,087,172,650.11
   
1,067,854,598.85
   
1,192,882,795.88
   
1,146,294,437.30
   
1,112,627,565.88
   
1,245,682,281.47
 
A la Vista
   
85,912,030.44
   
68,686,710.76
   
38,376,124.31
   
74,712,469.73
   
44,014,506.01
   
65,882,365.85
   
86,987,929.72
 
A Plazo
   
955,176,210.25
   
1,018,485,939.35
   
1,029,478,474.54
   
1,118,170,326.15
   
1,102,279,931.29
   
1,046,745,200.03
   
1,158,694,351.75
 
OBLIGACIONES
   
1,872,529,067.84
   
1,932,074,675.59
   
2,264,160,050.93
   
2,267,009,639.47
   
2,350,378,746.58
   
2,518,394,407.99
   
2,515,025,514.04
 
Locales
   
30,000,000.00
   
30,003,495.42
   
30,000,000.00
   
15,000,000.00
   
30,000,000.00
   
30,000,000.00
   
40,000,000.00
 
Extranjero
   
1,842,529,067.84
   
1,902,071,180.17
   
2,234,160,050.93
   
2,252,009,639.47
   
2,320,378,746.58
   
2,488,394,407.99
   
2,475,025,514.04
 
OTROS PASIVOS
   
97,932,784.34
   
102,225,519.63
   
80,857,276.05
   
89,829,185.67
   
83,764,502.03
   
143,784,743.19
   
110,901,341.95
 
Locales
   
13,645,489.19
   
6,679,482.59
   
4,690,207.91
   
3,872,784.14
   
3,934,065.41
   
5,230,386.13
   
5,431,130.73
 
Extranjero
   
84,287,295.15
   
95,546,037.04
   
76,167,068.14
   
85,956,401.53
   
79,830,436.62
   
138,554,357.06
   
105,470,211.22
 
PATRIMONIO
   
592,997,022.26
   
591,873,698.49
   
592,420,553.46
   
595,842,534.05
   
601,579,950.08
   
595,669,813.87
   
590,860,796.45
 
Capital
   
280,780,245.67
   
281,329,619.86
   
281,410,170.05
   
281,482,315.39
   
281,556,865.58
   
281,853,030.03
   
281,921,877.06
 
Reservas de Capital
   
95,210,153.67
   
95,210,153.67
   
95,210,153.67
   
95,210,153.67
   
95,210,153.67
   
95,210,153.67
   
95,210,153.67
 
Otras Reservas
   
-185,426.66
   
-239,865.66
   
-467,361.66
   
-484,165.66
   
-530,564.66
   
-1,839,667.66
   
-2,009,630.66
 
Utilidad de Periodos Anteriores
   
190,897,408.07
   
190,897,408.07
   
190,897,408.07
   
182,895,975.23
   
182,895,975.23
   
182,895,975.23
   
174,894,542.39
 
Utilidad de Periodo
   
26,750,808.21
   
29,401,075.86
   
32,935,593.05
   
36,328,138.99
   
42,079,090.42
   
45,227,270.50
   
48,474,828.75
 
Ganancia o Perdida en Valores Disponible para la venta
   
-456,166.70
   
-4,724,693.31
   
-7,565,409.72
   
410,116.43
   
368,429.84
   
-7,676,947.90
   
-7,630,974.76
 
Deuda Subordinada
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
PASIVO Y PATRIMONIO
   
3,944,199,038.95
   
4,059,216,381.12
   
4,303,459,999.19
   
4,401,584,959.17
   
4,404,136,823.36
   
4,601,846,091.52
   
4,729,828,916.65
 


  
12 de Febrero de 2008
 
ESTADO DE RESULTADO
BANCO LATINOAMERICANO DE EXPORTACIONES, S.A.
ENERO - DICIEMBRE 2007
 
(En Balboas)
 
Descripcion
 
Enero
 
Febrero
 
Marzo
 
Trimestre I
 
Abril
 
Mayo
 
Junio
 
Trimestre II
 
Ingresos Por Intereses
   
19,655,049.68
   
17,737,463.67
   
20,683,853.26
   
58,076,366.61
   
20,058,754.09
   
20,588,522.78
   
19,794,528.99
   
60,441,805.86
 
Préstamos
   
16,952,273.81
   
15,700,845.01
   
17,395,096.07
   
50,048,214.89
   
17,561,997.10
   
18,564,562.05
   
17,925,837.23
   
54,052,396.38
 
Depósitos
   
868,382.96
   
769,848.68
   
996,685.10
   
2,634,916.74
   
930,193.10
   
947,201.26
   
960,774.98
   
2,838,169.34
 
Inversiones
   
1,834,392.91
   
1,266,769.98
   
2,292,072.09
   
5,393,234.98
   
1,566,563.89
   
1,076,759.47
   
907,916.78
   
3,551,240.14
 
Egresos de Operaciones
   
14,530,876.98
   
12,967,599.32
   
15,468,817.28
   
42,967,293.58
   
15,028,135.92
   
15,439,705.90
   
14,664,128.13
   
45,131,969.95
 
Intereses Pagados
   
14,529,189.99
   
12,965,836.71
   
15,461,564.58
   
42,956,591.28
   
15,022,210.56
   
15,433,623.24
   
14,661,042.64
   
45,116,876.44
 
Comisiones
   
1,686.99
   
1,762.61
   
7,252.70
   
10,702.30
   
5,925.36
   
6,082.66
   
3,085.49
   
15,093.51
 
Ingreso Neto de Intereses
   
5,124,172.70
   
4,769,864.35
   
5,215,035.98
   
15,109,073.03
   
5,030,618.17
   
5,148,816.88
   
5,130,400.86
   
15,309,835.91
 
Otros Ingresos
   
3,252,247.96
   
263,977.66
   
-5,382.34
   
3,510,843.28
   
3,971,172.09
   
721,461.97
   
29,892.44
   
4,722,526.50
 
Comisiones
   
532,215.31
   
345,294.45
   
369,807.89
   
1,247,317.65
   
339,094.38
   
465,924.72
   
548,985.88
   
1,354,004.98
 
Operaciones con Divisas
   
-31,867.58
   
-61,017.34
   
101,256.36
   
8,371.44
   
-27,051.00
   
13,600.37
   
-27,484.49
   
-40,935.12
 
Otros ingresos
   
2,751,900.23
   
-20,299.45
   
-476,446.59
   
2,255,154.19
   
3,659,128.71
   
241,936.88
   
-491,608.95
   
3,409,456.64
 
Ingresos de Operaciones
   
8,376,420.66
   
5,033,842.01
   
5,209,653.64
   
18,619,916.31
   
9,001,790.26
   
5,870,278.85
   
5,160,293.30
   
20,032,362.41
 
Egresos Generales
   
2,251,267.03
   
2,191,933.98
   
-3,851,437.28
   
591,763.73
   
1,827,221.74
   
2,413,083.70
   
-4,519,727.26
   
-279,421.82
 
Gastos Administrativos
   
1,389,320.94
   
1,152,761.57
   
1,378,644.88
   
3,920,727.39
   
876,276.06
   
1,379,731.65
   
2,133,608.72
   
4,389,616.43
 
Gastos Generales
   
230,861.37
   
393,847.95
   
424,127.86
   
1,048,837.18
   
423,230.11
   
511,507.00
   
415,011.34
   
1,349,748.45
 
Gastos de Depreciación
   
228,406.64
   
164,173.56
   
213,327.01
   
605,907.21
   
202,702.28
   
199,719.24
   
214,359.49
   
616,781.01
 
Otros Gastos
   
402,678.08
   
481,150.90
   
-5,867,537.03
   
-4,983,708.05
   
325,013.29
   
322,125.81
   
-7,282,706.81
   
-6,635,567.71
 
Utilidad antes de Provisiones
   
6,125,153.63
   
2,841,908.03
   
9,061,090.92
   
18,028,152.58
   
7,174,568.52
   
3,457,195.15
   
9,680,020.56
   
20,311,784.23
 
Provisiones por Cuentas Malas
   
0.00
   
0.00
   
5,354,115.61
   
5,354,115.61
   
0.00
   
0.00
   
6,235,012.99
   
6,235,012.99
 
Utilidad del Periodo
   
6,125,153.63
   
2,841,908.03
   
3,706,975.31
   
12,674,036.97
   
7,174,568.52
   
3,457,195.15
   
3,445,007.57
   
14,076,771.24
 
 

  
12 de Febrero de 2008
 
Descripcion
 
Julio
 
Agosto
 
Septiembre
 
Trimestre III
 
Octubre
 
Noviembre
 
Diciembre
 
Trimestre IV
 
Acumulado Anual
 
Ingresos Por Intereses
   
20,732,440.03
   
23,291,729.77
   
22,507,429.64
   
66,531,599.44
   
23,301,713.86
   
22,706,909.95
   
24,223,755.72
   
70,232,379.53
   
255,282,151.44
 
Préstamos
   
18,786,542.10
   
19,800,525.97
   
18,767,199.66
   
57,354,267.73
   
19,825,208.69
   
19,468,053.01
   
20,872,727.50
   
60,165,989.20
   
221,620,868.20
 
Depósitos
   
1,006,987.43
   
1,216,478.78
   
1,369,171.35
   
3,592,637.56
   
1,311,747.17
   
1,406,844.72
   
944,622.68
   
3,663,214.57
   
12,728,938.21
 
Inversiones
   
938,910.50
   
2,274,725.02
   
2,371,058.63
   
5,584,694.15
   
2,164,758.00
   
1,832,012.22
   
2,406,405.54
   
6,403,175.76
   
20,932,345.03
 
Egresos de Operaciones
   
15,472,983.06
   
17,563,471.24
   
17,094,666.87
   
50,131,121.17
   
17,548,861.38
   
16,929,730.80
   
18,111,221.66
   
52,589,813.84
   
190,820,198.54
 
Intereses Pagados
   
15,455,164.59
   
17,557,775.67
   
17,104,136.16
   
50,117,076.42
   
17,546,581.10
   
16,926,858.82
   
17,888,589.71
   
52,362,029.63
   
190,552,573.77
 
Comisiones
   
17,818.47
   
5,695.57
   
-9,469.29
   
14,044.75
   
2,280.28
   
2,871.98
   
222,631.95
   
227,784.21
   
267,624.77
 
Ingreso Neto de Intereses
   
5,259,456.97
   
5,728,258.53
   
5,412,762.77
   
16,400,478.27
   
5,752,852.48
   
5,777,179.15
   
6,112,534.06
   
17,642,565.69
   
64,461,952.90
 
Otros Ingresos
   
185,405.00
   
246,831.66
   
749,296.33
   
1,181,532.99
   
2,528,060.38
   
706,882.43
   
806,275.39
   
4,041,218.20
   
13,456,120.97
 
Comisiones
   
452,907.06
   
370,131.65
   
361,314.18
   
1,184,352.89
   
460,875.51
   
515,367.12
   
611,692.80
   
1,587,935.43
   
5,373,610.95
 
Operaciones con Divisas
   
-22,866.71
   
-26,519.09
   
53,518.52
   
4,132.72
   
-56,737.21
   
97,736.12
   
147,696.82
   
188,695.73
   
160,264.77
 
Otros ingresos
   
-244,635.35
   
-96,780.90
   
334,463.63
   
-6,952.62
   
2,123,922.08
   
93,779.19
   
46,885.77
   
2,264,587.04
   
7,922,245.25
 
Ingresos de Operaciones
   
5,444,861.97
   
5,975,090.19
   
6,162,059.10
   
17,582,011.26
   
8,280,912.86
   
6,484,061.58
   
6,918,809.45
   
21,683,783.89
   
77,918,073.87
 
Egresos Generales
   
2,794,594.32
   
2,440,573.00
   
-614,871.30
   
4,620,296.02
   
2,529,961.43
   
3,335,881.49
   
6,651,091.87
   
12,516,934.79
   
17,449,572.72
 
Gastos Administrativos
   
1,403,245.40
   
1,361,234.98
   
1,432,429.71
   
4,196,910.09
   
1,382,032.12
   
2,164,405.07
   
2,106,152.14
   
5,652,589.33
   
18,159,843.24
 
Gastos Generales
   
881,574.41
   
535,317.02
   
377,165.15
   
1,794,056.58
   
570,118.97
   
625,214.10
   
523,837.34
   
1,719,170.41
   
5,911,812.62
 
Gastos de Depreciación
   
176,484.52
   
220,534.77
   
198,709.51
   
595,728.80
   
202,887.71
   
214,780.10
   
223,366.43
   
641,034.24
   
2,459,451.26
 
Otros Gastos
   
333,289.99
   
323,486.23
   
-2,623,175.67
   
-1,966,399.45
   
374,922.63
   
331,482.22
   
3,797,735.96
   
4,504,140.81
   
-9,081,534.40
 
Utilidad antes de Provisiones
   
2,650,267.65
   
3,534,517.19
   
6,776,930.40
   
12,961,715.24
   
5,750,951.43
   
3,148,180.09
   
267,717.58
   
9,166,849.10
   
60,468,501.15
 
Provisiones por Cuentas Malas
   
0.00
   
0.00
   
3,384,384.47
   
3,384,384.47
   
0.00
   
0.00
   
-2,979,840.67
   
-2,979,840.67
   
11,993,672.40
 
Utilidad del Periodo
   
2,650,267.65
   
3,534,517.19
   
3,392,545.93
   
9,577,330.77
   
5,750,951.43
   
3,148,180.09
   
3,247,558.25
   
12,146,689.77
   
48,474,828.75
 
 

  
February 12, 2008

BANCO LATINOAMERICANO DE EXPORTACIONES
BALANCE SHEETS* DECEMBER 2006 AND JANUARY - DECEMBER 2007
(In Balboas)**
 
           
2006
 
2007
 
Description
 
Absolute
 
%
 
December
 
January
 
February
 
March
 
April
 
May
 
LIQUID ASSETS
   
97,677,362.80
   
32.17
   
303,650,422.83
   
216,202,094.20
   
242,982,598.61
   
229,046,233.80
   
122,698,746.25
   
208,986,133.47
 
Local Deposits in Banks
   
111,863.50
   
64.33
   
173,891.04
   
171,541.89
   
211,225.69
   
198,143.77
   
164,062.71
   
162,204.31
 
Demand
   
111,863.50
   
64.33
   
173,891.04
   
171,541.89
   
211,225.69
   
198,143.77
   
164,062.71
   
162,204.31
 
Time
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
Foreign Deposits in Banks
   
97,571,008.24
   
32.15
   
303,465,330.82
   
216,015,706.64
   
242,755,699.36
   
228,836,963.32
   
122,369,664.85
   
208,813,623.54
 
Demand
   
-3,028,991.76
   
-67.83
   
4,465,330.82
   
2,715,706.64
   
1,255,699.36
   
30,836,963.32
   
1,769,664.85
   
1,313,623.54
 
Time
   
100,600,000.00
   
33.65
   
299,000,000.00
   
213,300,000.00
   
241,500,000.00
   
198,000,000.00
   
120,600,000.00
   
207,500,000.00
 
Less Allowance
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
Local
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
Foreign
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
Others
   
-5,508.94
   
-49.18
   
11,200.97
   
14,845.67
   
15,673.56
   
11,126.71
   
165,018.69
   
10,305.62
 
CREDIT PORTFOLIO
   
732,688,646.10
   
25.01
   
2,929,506,047.77
   
3,036,256,324.76
   
3,027,768,900.81
   
3,245,204,307.99
   
3,206,861,456.42
   
3,196,112,772.51
 
Local
   
58,666,790.22
   
30.27
   
193,815,776.27
   
190,803,578.31
   
185,116,953.31
   
158,897,133.10
   
141,613,868.24
   
150,123,300.86
 
Foreign
   
692,399,524.84
   
24.84
   
2,786,955,793.50
   
2,896,713,920.80
   
2,893,913,101.85
   
3,142,920,079.84
   
3,121,860,493.13
   
3,102,571,114.20
 
Less Allowance
   
18,377,668.96
   
35.85
   
51,265,522.00
   
51,261,174.35
   
51,261,154.35
   
56,612,904.95
   
56,612,904.95
   
56,581,642.55
 
Local
   
628,548.42
   
68.94
   
911,727.70
   
911,727.70
   
911,727.70
   
811,234.26
   
811,234.26
   
779,971.86
 
Foreign
   
17,749,120.54
   
35.25
   
50,353,794.30
   
50,349,446.65
   
50,349,426.65
   
55,801,670.69
   
55,801,670.69
   
55,801,670.69
 
INVESTMENT SECURITIES
   
-2,349,494.94
   
-0.41
   
577,658,363.67
   
391,817,270.05
   
380,907,417.40
   
632,092,664.10
   
307,221,604.46
   
298,088,861.31
 
Local
   
52,273,600.00
   
262.39
   
19,922,400.00
   
19,804,200.00
   
20,027,600.00
   
20,085,000.00
   
20,043,400.00
   
19,836,600.00
 
Foreign
   
-54,623,094.94
   
-9.79
   
557,735,963.67
   
372,013,070.05
   
360,879,817.40
   
612,007,664.10
   
287,178,204.46
   
278,252,261.31
 
Less Allowance
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
Local
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
Foreign
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
OTHER ASSETS
   
-26,719,562.04
   
-22.70
   
117,717,130.43
   
116,329,379.94
   
97,215,886.49
   
78,834,911.65
   
68,502,497.68
   
70,730,858.41
 
Local
   
-13,340,155.91
   
-75.73
   
17,614,809.32
   
20,511,965.87
   
10,276,743.98
   
5,315,339.04
   
5,574,415.85
   
2,523,285.04
 
Foreign
   
-13,379,406.13
   
-13.37
   
100,102,321.11
   
95,817,414.07
   
86,939,142.51
   
73,519,572.61
   
62,928,081.83
   
68,207,573.37
 
TOTAL ASSETS
   
801,296,951.92
   
20.40
   
3,928,531,964.70
   
3,760,605,068.95
   
3,748,874,803.31
   
4,185,178,117.54
   
3,705,284,304.81
   
3,773,918,625.70
 
DEPOSITS
   
456,367,180.79
   
43.19
   
1,056,674,083.42
   
1,169,378,225.85
   
1,222,705,231.77
   
1,380,142,876.22
   
1,283,560,136.96
   
1,286,109,030.56
 
Local
   
85,186,614.41
   
60.62
   
140,528,292.38
   
151,114,593.65
   
149,223,722.63
   
188,400,415.96
   
195,234,364.45
   
209,426,258.81
 
Government
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
Customers
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
   
0.00
 
Demand
   
0.00
   
0.00