QCMaiven Corporate Advance Reconciliation Solution Puts Buyers in The Driver’s Seat During Mortgage Servicing Transfers

Groundbreaking Automation from Rocktop and One Diligence Ensures Accurate Pricing; Offers Rapid Invoice Identification and Rules Validation Across 100% of Portfolio

Rocktop Technologies and One Diligence today announced their jointly developed, AI-powered QCMaiven Corporate Advance Reconciliation solution, which breaks new ground by accelerating a critical aspect of mortgage servicing transfers.

The innovative solution from the companies’ QCMaiven platform empowers buyers of MSRs (mortgage servicing rights) and whole loans to offer a price that accurately compensates the current servicers for their advances, while compressing invoice reconciliation processes that can take months into weeks or days. The solution:

• Offers a consolidated view into the transaction history of every property and loan, matching all advance payments, from landscaping to insurance premiums, with associated invoices. Having these “proofs” across 100% of a portfolio prevents buyers from overpaying sellers and also gives them negotiating leverage.
• Ensures sellers’ prior advances have not exceeded the maximum allowable fees, per the latest Fannie Mae, Freddie Mac, HUD, VA and USDA guidance. This additional capability, filling a major industry gap, protects buyers from future claims.

“The new QCMaiven solution elevates the standard for one of the most complex and labor intensive servicing transfer processes,” said Alex Goldovsky, President, One Diligence. “It turns advance invoice reconciliation from a painful box to be checked, to a painless yield-enhancing operation.”

“Rocktop and One Diligence are committed to improving the performance of the mortgage markets by rethinking all the granular processes that ultimately lower investors’ returns,” said Cade Thompson, Co-President and Chief Growth Officer, Rocktop. “By combining our technology and mortgage domain expertise, we are bolstering the mortgage industry’s profitability and growth.”

The Corporate Advance Reconciliation solution uses proprietary technology and pre-trained AI-ML models to automate processes such as:

• Indexing PDFs and extracting invoice data
• Matching line items by date and amount to loan transaction history tapes
• Generating exception reports on “no proofs” to enable negotiation with sellers
• Conducting system checks for maximum allowables by categories

For more information or a demo, email info@rocktop.io or call 844-456-6316.

About QCMaiven

Established by Rocktop Technologies in partnership with One Diligence, QCMaiven is a first-of-its-kind AI-powered platform focused on onboarding, validating, managing, and transferring loan data to help eliminate the systemic errors, omissions, and massive operational inefficiencies that plague the transfer of assets in the secondary mortgage market. These result in multiple opportunities for yield leakages related to the consistency and validation of data, documents, and processes. QCMaiven builds on Rocktop’s deep fixed-income/mortgage expertise, advanced data management and analytics capabilities, and robust generative AI solutions, along with One Diligence’s industry-recognized platform for document and data validation. More information is available at qcmaiven.io.

View source version on businesswire.com: https://www.businesswire.com/news/home/20250416330573/en/

“The new QCMaiven solution elevates the standard for one of the most complex and labor intensive servicing transfer processes. It turns advance invoice reconciliation to a painless yield-enhancing operation.”