FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL OMB Number: 3235-0104 Expires: January 31, 2005 Estimated average burden hours per response... 0.5

(Print or Type Responses)

1. Name and Address of Reporting Person *   Sauerland John P 2. Date of Event Requiring Statement (Month/Day/Year) 06/12/2006 3. Issuer Name and Ticker or Trading Symbol PROGRESSIVE CORP/OH/ [PGR] (Last) (First) (Middle) 6300 WILSON MILLS ROAD 4. Relationship of Reporting Person(s) to Issuer (Check all applicable) _____ Director _____ 10% Owner __X__ Officer (give title below) _____ Other (specify below) Direct Group / President 5. If Amendment, Date Original Filed(Month/Day/Year) (Street) MAYFIELD VILLAGE, OH 44143 6. Individual or Joint/Group Filing(Check Applicable Line) _X_ Form filed by One Reporting Person ___ Form filed by More than One Reporting Person (City) (State) (Zip) Table I - Non-Derivative Securities Beneficially Owned

1.Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5) Common 32,076 (1) D   Common 7,545.32 I 401(k) Plan Common 1,200 I By Child Common 5,600 I By Sauerland Partnership (2) Common 5,600 I By Trust (3)

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.			SEC 1473 (7-02)
	Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number.

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Employee Option	01/01/2003	12/31/2007	Common	15,600 (4)	$ 10.3333	D	Â
Employee Option	01/01/2004	12/31/2008	Common	14,400 (4)	$ 11.8333	D	Â
Employee Option	01/01/2003	12/31/2009	Common	13,848 (4)	$ 4.8072	D	Â
Employee Option	01/01/2004	12/31/2009	Common	13,848 (4)	$ 4.8072	D	Â
Employee Option	01/01/2005	12/31/2009	Common	13,848 (4)	$ 4.8072	D	Â
Employee Option	01/01/2003	12/31/2009	Common	3,192 (4)	$ 5.5468	D	Â
Employee Option	01/01/2004	12/31/2009	Common	3,192 (4)	$ 5.5468	D	Â
Employee Option	01/01/2005	12/31/2009	Common	3,192 (4)	$ 5.5468	D	Â
Employee Option	01/01/2004	12/31/2010	Common	8,604 (4)	$ 7.6666	D	Â
Employee Option	01/01/2005	12/31/2010	Common	8,604 (4)	$ 7.6666	D	Â
Employee Option	01/01/2006	12/31/2010	Common	8,604 (4)	$ 7.6666	D	Â
Employee Option	10/16/2002	12/31/2010	Common	12,912 (4)	$ 7.6666	D	Â
Employee Option	01/01/2005	12/31/2011	Common	4,932 (4)	$ 13.0116	D	Â
Employee Option	01/01/2006	12/31/2011	Common	4,932 (4)	$ 13.0116	D	Â
Employee Option	01/01/2007	12/31/2011	Common	4,932 (4)	$ 13.0116	D	Â
Employee Option	07/16/2003	12/31/2011	Common	8,700 (4)	$ 13.0116	D	Â

Reporting Owners

Reporting Owner Name / Address	Relationships
	Director	10% Owner	Officer	Other
Sauerland John P 6300 WILSON MILLS ROAD MAYFIELD VILLAGE, OH 44143	Â	Â	  Direct Group	President

Signatures

David M. Coffey, by Power of Attorney		06/22/2006
**Signature of Reporting Person		Date

Explanation of Responses:

*	If the form is filed by more than one reporting person, see Instruction 5(b)(v).
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1)	Includes 28,452 shares of restricted stock previously granted to the Reporting Person pursuant to The Progressive Corporation 2003 Incentive Plan.
(2)	The Reporting Person is a general partner of the partnership that owns the reported securities. The Reporting Person disclaims beneficial ownership of the reported securities except to the extent of his pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose.
(3)	The Reporting Person is trustee of a family trust, certain beneficiaries of which are immediate family members of the Reporting Person. The Reporting Person disclaims beneficial ownership of the reported securities except to the extent of his pecuniary interest therein (including the pecuniary interest of such immediate family members), and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose.
(4)	All Derivative Security balances and exercise prices reported herein have been adjusted to reflect a 4-for-1 stock split, which was effected in the form of a stock dividend paid on May 18, 2006 to shareholders of record on May 8, 2006. All such balances and exercise prices reported by the Reporting Person in the future will likewise be adjusted to reflect the stock split.
  Remarks: Note: Also see attached Exhibit EX-24 Power of Attorney.

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, See Instruction 6 for procedure.

Potential persons who are to respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB number.