FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

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(Print or Type Responses)

1. Name and Address of Reporting Person *   Joyner Robert B 2. Date of Event Requiring Statement (Month/Day/Year) 03/08/2005 3. Issuer Name and Ticker or Trading Symbol HORACE MANN EDUCATORS CORP /DE/ [HMN] (Last) (First) (Middle) 1 HORACE MANN PLAZA 4. Relationship of Reporting Person(s) to Issuer (Check all applicable) _____ Director _____ 10% Owner __X__ Officer (give title below) _____ Other (specify below) Senior Vice President 5. If Amendment, Date Original Filed(Month/Day/Year) (Street) SPRINGFIELD, IL 62715 6. Individual or Joint/Group Filing(Check Applicable Line) _X_ Form filed by One Reporting Person ___ Form filed by More than One Reporting Person (City) (State) (Zip) Table I - Non-Derivative Securities Beneficially Owned

1.Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5) Common Stock 880 D Â

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.			SEC 1473 (7-02)
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Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Employee Stock Option (right to buy)	08/08/1988(1)	04/28/2007	Common Stock	5,000	$ 22.42	D	Â
Employee Stock Option (right to buy)	08/08/1988(1)	04/28/2008	Common Stock	2,500	$ 33.87	D	Â
Employee Stock Option (right to buy)	08/08/1988(1)	02/23/2009	Common Stock	2,700	$ 23.31	D	Â
Employee Stock Option (right to buy)	08/08/1988(2)	02/14/2011	Common Stock	4,350	$ 17.56	D	Â
Employee Stock Option (right to buy)	08/08/1988(2)	09/17/2011	Common Stock	10,000	$ 18.06	D	Â
Employee Stock Option (right to buy)	08/08/1988(2)	05/14/2009	Common Stock	45,000	$ 20.8	D	Â
Phantom Stock Units	08/08/1988(3)	08/08/1988(3)	Common Stock	633.296	$ 0 (4)	D	Â

Reporting Owners

Reporting Owner Name / Address	Relationships
	Director	10% Owner	Officer	Other
Joyner Robert B 1 HORACE MANN PLAZA SPRINGFIELD, IL 62715	Â	Â	  Senior Vice President	Â

Signatures

Rhonda R. Armstead, Attorney in Fact for Robert B. Joyner		03/11/2005
**Signature of Reporting Person		Date

Explanation of Responses:

*	If the form is filed by more than one reporting person, see Instruction 5(b)(v).
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1)	The options are vested.
(2)	The options vested effective June 30, 2004.
(3)	The phantom stock units are estimated based on the market price of Horace Mann Educators Corporation Common Stock and are acquired under the Horace Mann Educators Corporation Deferred Compesnation Plan for employees which are to be settled 100% in cash on the earlier of the reporting person's retirement date, termination date or a date certain.
(4)	One-for-one.

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