Pricing Supplement Number 205 Dated November 13, 2007

CALCULATION OF REGISTRATION FEE

 

Title of Each Class of

Securities Offered

   Maximum                
Aggregate Offering                 
Price(1)                
   Amount of                
Registration Fee(2)                 

5.200% Internotes® Due November 17, 2014

   $582,000                    $17.87                

TOTAL

        $17.87                
(1) Excludes accrued interest, if any.
(2) A filing fee of $17.87 calculated in accordance with Rule 457(r), has been transmitted to the SEC in connection with the securities offered by means of this pricing supplement.

 

Prudential Financial InterNotes®, Due One Year or More from Date of Issue

Filed under Rule 424(b)(3), Registration Statement(s) No. 333-132469, 333-132469-01 and 333-132469-02

Pricing Supplement Number 205 Dated November 13, 2007

(to Prospectus dated March 16, 2006 and Prospectus Supplement dated March 16, 2006)

Investors should read this pricing supplement in conjunction with the Prospectus and Prospectus Supplement.

 

CUSIP

Number

  

Aggregate 

Principal 
Amount

   Selling
Price
  Gross 
Concession 
 

Net 

Proceeds

   Coupon 
Type
   Coupon 
Rate
  Coupon 
Frequency 
   Maturity 
Date 
   1st 
Coupon 
Date 
   1st 
Coupon 
Amount 
   Survivor’s 
Option 
   Product 
Ranking 
   Moody’s 
Rating 
   S & P 
Rating 

74432AVZ0

   $582,000.00    100.000%   1.200%   $575,016.00    FIXED    5.200%   SEMI-ANNUAL    11/17/2014    05/15/2008    $25.86    YES    Senior
Unsecured
Notes
   A3    A+

Redemption Information: Non-Callable.

Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: A.G. Edwards & Sons, Inc., Bear, Stearns & Co., Inc., Charles Schwab & Co. Inc., Citigroup, Edward D. Jones & Co., L.P., Fidelity Capital Markets Services, Merrill Lynch & Co., Morgan Stanley, Ramirez & Co., Inc., Raymond James & Associates, Inc., RBC Dain Rauscher Inc., Muriel Siebert & Co., Inc., UBS Securities LLC, Wachovia Securities, LLC

 

Prudential Financial, Inc.       

Offering Dates: November 06, 2007 through November 13, 2007

 

Trade Date: Tuesday, November 13, 2007 @12:00 PM ET

 

Settlement Date: Friday, November 16, 2007

 

Minimum Denomination/Increments: $1,000.00/$1,000.00

 

Initial trades settle flat and clear SDFS: DTC Book Entry only

 

DTC number: 0235 via RBC Dain Rauscher Inc.

 

If the maturity date or an interest payment date for any note is not a Business Day (as defined in the Prospectus), principal, premium, if any, and interest for that note is paid on the next Business Day, and no interest will accrue from, and after, the maturity date or interest payment date.

 

The Prudential Financial, Inc. InterNotes will be represented by a master global note in fully registered form, without coupons. The master global note will be deposited with, or on behalf of, DTC and registered in the name of a nominee of DTC, as depository, or another depository as may be named in a subsequent pricing supplement.

 

InterNotes® is a registered trademark of Incapital Holdings LLC. All rights reserved

  

Prudential Financial, Inc. $2,500,000,000.00 Prudential Financial

Retail Medium-Term Notes, including

Prudential Financial InterNotes® Prospectus dated March 16, 2006 and the Prospectus Supplement dated March 16, 2006