Pricing Supplement No. 180 dated April 20, 2007

CALCULATION OF REGISTRATION FEE

Title of Each Class of
Securities Offered
   Maximum
Aggregate Offering
Price (1)
   Amount of
Registration Fee (2)

6.400% Retail Medium-Term Notes Due April 15, 2037

   $25,000,000    $767.50

 

(1) Excludes accrued interest, if any.
(2) A filing fee of $767.50, calculated in accordance with Rule 457(r), has been transmitted to the U.S. Securities and Exchange Commission in connection with the securities offered by means of this pricing supplement.

Prudential Financial Retail Medium-Term Notes, Due One Year or More from Date of Issue

Filed under Rule 424(b)(3), Registration Statement(s) No. 333-132469, 333-132469-01 and 333-132469-02

Pricing Supplement No.180 – dated April 20, 2007 (to Prospectus dated March 16, 2006 and Prospectus Supplement dated March 16, 2006) Investors should read this pricing supplement in conjunction with the Prospectus and Prospectus Supplement.

 


CUSIP
Number
  
Aggregate Principal
Amount
  
Price to
Public
 
Gross
Concession
 


Net
Proceeds to

Issuer

 
Coupon
Type
  
Interest
Rate
  Maturity Date

74432RAG8

   $25,000,000    100.000%   0.110%   99.890%   Fixed    6.400%   April 15, 2037
          $25,000,000   $27,500   $24,972,500             

 


Interest Payment

Frequency

  


Interest

Payment Dates

  
1st Interest
Payment Date
  
Day
Count Basis
  
Issue Date
  
Redemption
Information
  

Redemption

Terms

   Survivor’s
Option
Semi-annually    15th of April
and October
   October 15, 2007    30/360
unadjusted
   April 30, 2007    Callable   

Callable in whole on

April 15, 2009 and

semi-annually thereafter

   No

 


Product

Ranking/Collateral Type

  
Moody’s
Rating
  
S&P
Rating
                 

Senior
Unsecured Notes

   A3    A               

 

Lead Agent: Banc of America Securities LLC Purchasing Agent: Merrill Lynch & Co. Agents: A.G. Edwards & Sons, Inc., Bear, Stearns & Co., Inc., Charles Schwab & Co. Inc., Citigroup, Edward D. Jones & Co., L.P., Fidelity Capital Markets Services, Incapital LLC, Merrill Lynch & Co., Ramirez & Co., Inc., Raymond James & Associates, Inc., RBC Dain Rauscher Inc., Muriel Siebert & Co., Inc., UBS Financial Services Inc.

 


Prudential Financial, Inc.    

  

Pricing Date: April 20, 2007

Settlement Date: April 30, 2007

Minimum Denomination/Increments: $1,000.00/$1,000.00

Initial trades settle flat and clear SDFS: DTC Book Entry only

DTC Number 161 via Merrill Lynch, Pierce, Fenner & Smith Incorporated.

  

Prudential Financial, Inc.

$2,500,000,000 Prudential Financial

Retail Medium-Term Notes

Prospectus dated 16-Mar-06 and

Prospectus Supplement

dated 16-Mar-06

    

 

The Prudential Financial, Inc. Retail Medium-Term Notes will be represented by a master global note in fully registered form, without coupons. The master global note will be deposited with, or on behalf of, DTC and registered in the name of a nominee of DTC, as depository, or another depository as may be named in a subsequent pricing supplement.

  
 
Merrill Lynch & Co.