Australia and New Zealand

Banking Group Limited

(Registrant)

By:

/s/ John Priestley

Company Secretary

(Signature)

*

Date 26 September 2005

* Print the name and title of the signing officer under his signature.

Australia and New Zealand Banking Group Limited

11 005 357 522

1

⁺Class of ⁺securities issued or to be issued

Up to an unlimited amount of Medium Term

Notes and Transferable Certificates of Deposit

2

Number of ⁺securities issued or to be issued (if known) or maximum number which may be issued

Fixed Rate – A$50,000,000

3

Principal terms of the ⁺ securities (eg, if options, exercise price and expiry date; if partly paid ⁺securities, the amount outstanding and due dates for payment; if ⁺convertible securities, the conversion price and dates for conversion)

See Information Memorandum

4

Do the ⁺ securities rank equally in all respects from the date of allotment with an existing ⁺class of quoted ⁺securities?

The notes will be fungible with existing ANZ May-2008 series; details of the existing series:

•

A$1,075,000,000

If the additional securities do not rank equally, please state:

•

Coupon: 5.00% pa

•

the date from which they do

•

Issue Date (Tranche 1): 12/5/2003

•

the extent to which they participate for the next dividend, (in

•

Issue Date (Tranche 2): 2/9/2004

the case of a trust, distribution) or interest payment

•

Issue Date (Tranche 3): 8/6/2005

•

the extent to which they do not rank equally, other than in

•

Maturity Date: 12/5/2008

relation to the next dividend, distribution or interest payment

•

ASX Code: ANZHA

5

Issue price or consideration

Fixed Rate – 98.594% plus accrued interest of 1.508%

6

Purpose of the issue (If issued as consideration for the

General corporate purposes

acquisition of assets, clearly identify those assets)

7

Dates of entering ⁺securities into uncertificated holdings or

31 August 2005

despatch of certificates

Number

⁺Class

8

Number and ⁺class of all ⁺ securities quoted on ASX (including the securities in clause 2 if applicable)

Available on request

Number

⁺Class

9

Number and ⁺class of all ⁺ securities not quoted on ASX (including the securities in clause 2 if applicable)

Available on request

10

Dividend policy (in the case of a trust, distribution policy) on the increased capital (interests)

N/a

Part 2 - Bonus issue or pro rata issue

11

Is security holder approval required?

12

Is the issue renounceable or non - renounceable?

13

Ratio in which the ⁺securities will be offered

14

⁺Class of ⁺securities to which the offer relates

15

⁺Record date to determine entitlements

16

Will holdings on different registers (or subregisters) be aggregated

for calculating entitlements?

17

Policy for deciding entitlements in relation to fractions

18

Names of countries in which the entity has ⁺security holders who

will not be sent new issue documents

Note: Security holders must be told how their entitlements are to

be dealt with.

Cross reference: rule 7.7.

19

Closing date for receipt of acceptances or renunciations

20

Names of any underwriters

21

Amount of any underwriting fee or commission

22

Names of any brokers to the issue

23

Fee or commission payable to the broker to the issue

24

Amount of any handling fee payable to brokers who lodge acceptances or renunciations on behalf of ⁺security holders

25

If the issue is contingent on ⁺security holders’ approval, the date of the meeting

26

Date entitlement and acceptance form and prospectus or Product Disclosure Statement will be sent to persons entitled

27

If the entity has issued options, and the terms entitle option holders to participate on exercise, the date on which notices will be sent to option holders

28

Date rights trading will begin (if applicable)

29

Date rights trading will end (if applicable)

30

How do ⁺security holders sell their in full through a broker?

31

How do ⁺security holders sell part of their entitlements through a broker and accept for the balance?

32

How do ⁺security holders dispose of their entitlements (except by sale through a broker)?

33

⁺Despatch date

Part 3 - Quotation of securities

You need only complete this section if you are applying for quotation of securities

34

Type of securities

(tick one)

(a)

ý

Securities described in Part 1

(b)

o

All other securities

Example: restricted securities at the end of the escrowed period, partly paid securities that become fully paid, employee incentive share securities when restriction ends, securities issued on expiry or conversion of convertible securities

Entities that have ticked box 34(a)

Additional securities forming a new class of securities

Tick to indicate you are providing the information or documents

35

o

If the ⁺securities are ⁺equity securities, the names of the 20 largest holders of the additional ⁺securities, and the number and percentage of additional ⁺securities held by those holders

36

o

If the ⁺securities are ⁺equity securities, a distribution schedule of the additional ⁺securities setting out the number of holders in the categories

1 - 1,000

1,001 - 5,000

5,001 - 10,000

10,001 - 100,000

100,001 and over

37

o

A copy of any trust deed for the additional ⁺securities

Entities that have ticked box 34(b)

38

Number of securities for which ⁺quotation is sought

39

Class of ⁺ securities for which quotation is sought

40

Do the ⁺securities rank equally in all respects from the date of allotment with an existing ⁺class of quoted ⁺securities?

If the additional securities do not rank equally, please state:

•

the date from which they do

•

the extent to which they participate for the next dividend, (in the case of a trust, distribution) or interest payment

•

the extent to which they do not rank equally, other than in relation to the next dividend, distribution or interest payment

41

Reason for request for quotation now

Example: In the case of restricted securities, end of restriction period

(if issued upon conversion of another security, clearly identify that other security)

Number

⁺Class

42

Number and ⁺class of all ⁺securities quoted on ASX (including the securities in clause 38)

Sign here:

Date: 30 August 2005

Company secretary

Print name:

John Priestley

1

Issuer:

Australia and New Zealand Banking Group Limited

2

(i)

Series Number:

14

(ii)

Tranche Number:

4

(if fungible with an existing Series, details of that Series, the number including the date on which the Securities become fungible)

Fungible with Series No: 14, Tranche No: 1 issued on 12 May 2003 in an Aggregate Nominal Amount of A$900,000,000 and maturing on the 12 May 2008 and Series No: 14, Tranche No: 2 issued on 2 September 2004 in an Aggregate Nominal Amount of A$75,000,000 and maturing on the 12 May 2008 and Series No: 14, Tranche No: 3 issued on 8 June 2005 in an Aggregate Nominal Amount of A$100,000,000 and maturing on the 12 May 2008. Securities become fungible on 31 August 2005.

3

Specified Currency:

Australian Dollars

4

Aggregate Nominal Amount:

A$50,000,000.00

5

(i)

Issue Price:

98.594 per cent. of the Aggregate Nominal Amount (plus accrued interest of 1.508 per cent.)

(ii)

Net proceeds:

A$50,051,000

6

Specified Denomination(s):

A$1,000 (minimum parcels for investors in Australia of A$500,000 in accordance with Condition 2.5)

7

(i)

Issue Date:

31 August 2005

(ii)

Interest Commencement Date:

12 May 2005

8

Maturity Date:

12 May 2008

9

Interest Basis:

5.00 per cent. per annum Fixed Rate

(Further particulars specified below)

10

Redemption/Payment Basis:

Redemption at Par

11

Change of Interest or Redemption/Payment Basis:

Not applicable

12

Put/Call Options:

Not applicable

13

Status of the Securities:

Transferable Certificates of Deposit

14

Listing:

Australian Stock Exchange

15

Method of distribution:

Non Syndicated

PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE

16

Fixed Rate Security Provisions

Applicable

(i)

Rate of Interest:

5.00 percent. per annum payable semi-annually in arrears

(ii)

Interest Payment Date(s):

12 May and 12 November in each year commencing

12 November 2005

(iii)

Fixed Coupon Amount:

A$1,875,000 payable semi-annually

(iv)

Broken Amount(s):

Not Applicable

(v)

Business day Convention:

Following Business Day Convention

(vi)

Day Count Fraction:

RBA Bond Basis

(vii)

Other terms relating to the method of calculating interest for Fixed Rate Securities:

Full Fixed Coupon Amount payable on the 12 November 2005

(viii)

Interest Determination Date

Not Applicable

17

Floating Rate Security Provisions

Not Applicable

18

Zero Coupon Security Provisions

Not Applicable

19

Index-Linked Interest Security Provisions

Not Applicable

PROVISIONS RELATING TO REDEMPTION

21

Call Option

Not Applicable

22

Put Option

Not Applicable

23

Final Redemption Amount:

Outstanding Nominal Amount

24

Early Redemption Amount:

Not Applicable

Early Redemption Amount(s) payable on redemption for taxation reasons or on Event of Default and/or the method of calculating the same (if required or if different from that set out in the Conditions)

GENERAL PROVISIONS APPLICABLE TO THE SECURITIES

25

Form of Securities:

Registered

26

Additional Financial Centre(s) or other special provisions relating to Interest Payment Dates:

Not Applicable

27

Public Offer Test compliant

Yes

28

Details relating to Instalment Notes, including Instalment Amount(s) and Instalment Date(s):

Not Applicable

29

Consolidation provisions:

Not Applicable

30

Governing law:

State of Victoria

31

Other terms or special conditions:

Not Applicable

DISTRIBUTION

32

If syndicated, names of Lead Managers and the Dealers:

Not Applicable

33

If non-syndicated, name of Dealer:

Citigroup Global Markets Australia

34

Additional selling restrictions:

Not Applicable

OPERATIONAL INFORMATION

35

ISIN:

AUOOOOANZHA6

36

Common Code

ANZHA

37

Any clearing system(s) other than Austraclear and the

Clearstream

relevant identification number(s):

Euroclear

By:

/s/ Mark Anwender

By:

/s/ Ross Glasscock

Duly Authorised Signatory

Duly Authorised Signatory

Australia and New Zealand Banking Group Limited

11 005 357 522

1

⁺Class of ⁺securities issued or to be issued

Up to an unlimited amount of Medium Term

Notes and Transferable Certificates of Deposit

2

Number of ⁺securities issued or to be issued (if known) or maximum number which may be issued

Fixed Rate – A$70,000,000

3

Principal terms of the ⁺ securities (eg, if options, exercise price and expiry date; if partly paid ⁺securities, the amount outstanding and due dates for payment; if ⁺convertible securities, the conversion price and dates for conversion)

See Information Memorandum

4

Do the ⁺securities rank equally in all respects from the date of allotment with an existing ⁺class of quoted ⁺securities?

The notes will be fungible with existing ANZ May-2008 series; details of the existing series:

•

A$1,125,000,000

If the additional securities do not rank equally, please state:

•

Coupon: 5.00% pa

•

the date from which they do

•

Issue Date (Tranche 1): 12/5/2003

•

the extent to which they participate for the next dividend, (in

•

Issue Date (Tranche 2): 2/9/2004

the case of a trust, distribution) or interest payment

•

Issue Date (Tranche 3): 8/6/2005

•

the extent to which they do not rank equally, other than in

•

Issue Date (Tranche 4): 31/08/2005

relation to the next dividend, distribution or interest payment

•

Maturity Date: 12/5/2008

•

ASX Code: ANZHA

5

Issue price or consideration

Fixed Rate – 98.422% plus accrued interest of 1.726%

6

Purpose of the issue (If issued as consideration for the

General corporate purposes

acquisition of assets, clearly identify those assets)

7

Dates of entering ⁺securities into uncertificated holdings or

16 September 2005

despatch of certificates

Number

⁺Class

8

Number and ⁺class of all ⁺securities quoted on ASX (including

Available on request

the securities in clause 2 if applicable)

Number

⁺Class

9

Number and ⁺class of all ⁺ securities not quoted on ASX (including the securities in clause 2 if applicable)

Available on request

10

Dividend policy (in the case of a trust, distribution policy) on the increased capital (interests)

N/a

Part 2 - Bonus issue or pro rata issue

11

Is security holder approval required?

12

Is the issue renounceable or non - renounceable?

13

Ratio in which the ⁺securities will be offered

14

⁺Class of ⁺securities to which the offer relates

15

⁺Record date to determine entitlements

16

Will holdings on different registers (or subregisters) be aggregated

for calculating entitlements?

17

Policy for deciding entitlements in relation to fractions

18

Names of countries in which the entity has ⁺security holders who

will not be sent new issue documents

Note: Security holders must be told how their entitlements are to

be dealt with.

Cross reference: rule 7.7.

19

Closing date for receipt of acceptances or renunciations

20

Names of any underwriters

21

Amount of any underwriting fee or commission

22

Names of any brokers to the issue

23

Fee or commission payable to the broker to the issue

24

Amount of any handling fee payable to brokers who lodge acceptances or renunciations on behalf of ⁺security holders

25

If the issue is contingent on ⁺security holders’ approval, the date of the meeting

26

Date entitlement and acceptance form and prospectus or Product Disclosure Statement will be sent to persons entitled

27

If the entity has issued options, and the terms entitle option holders to participate on exercise, the date on which notices will be sent to option holders

28

Date rights trading will begin (if applicable)

29

Date rights trading will end (if applicable)

30

How do ⁺security holders sell their entitlements in full through a broker?

31

How do ⁺security holders sell part of their entitlements through a broker and accept for the balance?

32

How do ⁺security holders dispose of their entitlements (except by sale through a broker)?

33

⁺Despatch date

Part 3 - Quotation of securities

You need only complete this section if you are applying for quotation of securities

34

Type of securities

(tick one)

(a)

ý

Securities described in Part 1

(b)

o

All other securities

Example: restricted securities at the end of the escrowed period, partly paid securities that become fully paid, employee incentive share securities when restriction ends, securities issued on expiry or conversion of convertible securities

Entities that have ticked box 34(a)

Additional securities forming a new class of securities

Tick to indicate you are providing the information or documents

35

o

If the ⁺securities are ⁺equity securities, the names of the 20 largest holders of the additional ⁺securities, and the number and percentage of additional ⁺securities held by those holders

36

o

If the ⁺securities are ⁺equity securities, a distribution schedule of the additional ⁺securities setting out the number of holders in the categories

1 - 1,000

1,001 - 5,000

5,001 - 10,000

10,001 - 100,000

100,001 and over

37

o

A copy of any trust deed for the additional ⁺securities

Entities that have ticked box 34(b)

38

Number of securities for which ⁺quotation is sought

39

Class of ⁺ securities for which quotation is sought

40

Do the ⁺securities rank equally in all respects from the date of allotment with an existing ⁺class of quoted ⁺securities?

If the additional securities do not rank equally, please state:

•

the date from which they do

•

the extent to which they participate for the next dividend, (in the case of a trust, distribution) or interest payment

•

the extent to which they do not rank equally, other than in relation to the next dividend, distribution or interest payment

41

Reason for request for quotation now

Example: In the case of restricted securities, end of restriction period

(if issued upon conversion of another security, clearly identify that other security)

Number

⁺Class

42

Number and ⁺class of all ⁺securities quoted on ASX (including the securities in clause 38)

Sign here:

Timothy L’Estrange

Date: 16 September 2005

Company secretary

Print name:

1

Issuer:

Australia and New Zealand Banking Group Limited

2

(i)

Series Number:

14

(ii)

Tranche Number:

5

(If fungible with an existing Series, details of that Series, the number including the date on which the Securities become fungible)

Fungible with Series No: 14, Tranche No: 1 issued on 12 May 2003 in an Aggregate Nominal Amount of A$900,000,000 and maturing on the 12 May 2008 and Series No: 14, Tranche No: 2 issued on 2 September 2004 in an Aggregate Nominal Amount of A$75,000,000 and maturing on the 12 May 2008 and Series No: 14, Tranche No: 3 issued on 8 June 2005 in an Aggregate Nominal Amount of A$100,000,000 and maturing on the 12 May 2008, Tranche No: 4 issued on 31 August 2005 in an Aggregate Nominal Amount of A$50,000,000 and maturing on the 12 May 2008. Securities become fungible on 16 September 2005.

3

Specified Currency:

Australian Dollars

4

Aggregate Nominal Amount:

A$70,000,000.00

5

(i)

Issue Price:

98.422 per cent. of the Aggregate Nominal Amount (plus accrued interest of 1.726 per cent.)

(ii)

Net proceeds:

A$70,103,600

6

Specified Denomination(s):

A$1,000 (minimum parcels for investors in Australia of A$500,000 in accordance with Condition 2.5)

7

(i)

Issue Date:

16 September 2005

(ii)

Interest Commencement Date:

12 May 2005

8

Maturity Date:

12 May 2008

9

Interest Basis:

5.00 per cent. per annum Fixed Rate

(Further particulars specified below)

10

Redemption/Payment Basis:

Redemption at Par

11

Change of Interest or Redemption/Payment Basis:

Not applicable

12

Put/Call Options:

Not applicable

13

Status of the Securities:

Transferable Certificates of Deposit

14

Listing:

Australian Stock Exchange

15

Method of distribution:

Non Syndicated

PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE

16

Fixed Rate Security Provisions

Applicable

(i)

Rate of Interest:

5.00 percent. per annum payable semi-annually in arrears

(ii)

Interest Payment Date(s):

12 May and 12 November in each year commencing

12 November 2005