SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ------------ FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 --------------------- April 30, 2003 (April 25, 2003) -------------------------------------------------------------------------------- Date of Report (Date of earliest event reported) Zions Bancorporation -------------------------------------------------------------------------------- (Exact name of registrant as specified in its charter) Utah 0-2610 87-0227400 ------------------- --------------------------------- ------------------------ (State of (Commission File Number) (IRS Employer incorporation) Identification No.) One South Main, Suite 1134, Salt Lake City, Utah 84111 -------------------------------------------------------------------------------- (Address of principal executive offices) (Zip Code) (801) 524-4787 ------------------------------- (Registrant's telephone number, including area code) N/A -------------------------------------------------------------------------------- (Former name or former address, if changed since last report) 1 The information in this Current Report on Form 8-K, including the exhibits, is furnished pursuant to Item 9 and shall not be deemed "filed" for the purposes of Section 18 of the Securities and Exchange Act of 1934, as amended, or otherwise subject to the liabilities under that Section. Furthermore, the information in this Current Report on Form 8-K, including the exhibits, shall not be deemed to be incorporated by reference into the filings of Zions Bancorporation (the "Company") under the Securities Act of 1933, as amended. Item 7. Financial Statements, Pro Forma Financial Information and Exhibits The following exhibit is furnished as part of this report: Exhibit 99.1 Press release dated April 25, 2003 announcing stock buyback and regular quarterly dividend Item 9. Regulation FD Disclosure A copy of the press release issued April 25, 2003 by the Registrant announcing the Board of Directors' authorization of a $50 million stock buyback and a $0.21 dividend payable May 28, 2003 is attached hereto as Exhibit 99.1. 2 SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ZIONS BANCORPORATION By: /s/ Clark B. Hinckley ----------------------------- Name: Clark B. Hinckley Title: Senior Vice President Investor Relations Date: April 30, 2003 3