SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549

_________________

FORM 8-K

CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934

Date of report (Date of earliest event reported)                   July 20, 2004

First National Community Bancorp, Inc.
(Exact Name of Registrant as Specified in Charter)

Pennsylvania   _______________   23-2900790  
(State or Other Jurisdiction  (Commission  (IRS Employer 
of Incorporation)  File Number)  Identification No.) 

102 E. Drinker St. Dunmore, PA 18512
(Address of Principal Executive Offices

(570) 346-7667
(Registrant’s telephone number, including area code)


(Former Name or Former Address, if Changed Since Last Report)


  Item   7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS

  (a) Financial Statements of Business Acquired

  None

  (b) Pro Forma Financial Information

  None

  (c) Exhibits

  1.     Press release dated July 20, 2004, regarding second quarter earnings.

  Item   9. REGULATION FD DISCLOSURE

  On July 20, 2004, the Registrant issued the following press release.


SIGNATURES

        Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

        FIRST NATIONAL COMMUNITY BANCORP, INC.

Date: July 20, 2004 By: /s/ William S. Lance
William S. Lance
Treasurer and
Principal Financial Officer