FORM 13F INFORMATION TABLE

                            TITLE OF                        VALUE   SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------  -----------------   --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                              
DEUTSCHE BANK AG            NAMEN AKT           D18190898        2       19 SH       DEFINED                    19        0        0
ACE LTD                                         G0070K103      108     1970 SH       SOLE                     1970        0        0
ASPEN INSURANCE HOLDING USD                     G05384105        8      300 SH       SOLE                      300        0        0
COOPER INDUSTRIES LTD       CLASS A             G24182100       53     1315 SH       SOLE                     1315        0        0
GARMIN CORP                                     G37260109       54     1000 SH       DEFINED                  1000        0        0
MONTPELIER RE HLD LTD                           G62185106       48     3000 SH       SOLE                     3000        0        0
NABORS INDUSTRIES LTD                           G6359F103       49     1456 SH       SOLE                     1456        0        0
NOBLE CORP                  COM                 G65422100     1828    36810 SH       SOLE                    34110        0     2700
NOBLE CORP                  COM                 G65422100       15      300 SH       DEFINED                   300        0        0
TRANSOCEAN ORDINARY SHARES  MERGER              G90073100       37      270 SH       SOLE                      270        0        0
TYCO INT'L LTD W/I                              G9143X208        1       13 SH       DEFINED                    13        0        0
TYCO ELECTRONICS LTD                            G9144P105        0       13 SH       DEFINED                    13        0        0
XL CAP LTD                  CL A                G98255105       26      894 SH       SOLE                      894        0        0
ALCON INC.                                      H01301102        2       14 SH       DEFINED                    14        0        0
FLEXTRONICS INTL LTD        ORD                 Y2573F102        1       95 SH       DEFINED                    95        0        0
VERIGY LTD                                      Y93691106        1       37 SH       SOLE                       37        0        0
ABB LTD                     SPONSORED ADR       000375204        1       20 SH       DEFINED                    20        0        0
AFLAC INC                   COM                 001055102      559     8610 SH       SOLE                     6610        0     2000
AES CORP                    COM                 00130H105       49     2950 SH       DEFINED                     0        0     2950
AT&T INC                    COM                 00206R102     6152   160672 SH       SOLE                   142931        0    17741
AT&T INC                    COM                 00206R102      404    10551 SH       DEFINED                  8166        0     2385
ABBOTT LABS                 COM                 002824100     3271    59315 SH       SOLE                    55615        0     3700
ABBOTT LABS                 COM                 002824100       87     1570 SH       DEFINED                   570        0     1000
ADOBE SYS INC               COM                 00724F101       82     2300 SH       SOLE                     2300        0        0
ADOBE SYS INC               COM                 00724F101        1       25 SH       DEFINED                    25        0        0
AETNA INC NEW               COM                 00817Y108      165     3920 SH       SOLE                     3920        0        0
AETNA INC NEW               COM                 00817Y108       39      915 SH       DEFINED                     0        0      915
AFFILIATED COMPUTER SERVICESCL A                008190100       66     1325 SH       SOLE                     1325        0        0
AGILENT TECHNOLOGIES INC    COM                 00846U101        9      305 SH       SOLE                      305        0        0


                                       1




                                                            FORM 13F INFORMATION TABLE

                            TITLE OF                        VALUE   SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------  -----------------   --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                              
AIR PRODS & CHEMS INC       COM                 009158106      122     1321 SH       SOLE                     1231        0       90
AIR PRODS & CHEMS INC       COM                 009158106        1       15 SH       DEFINED                    15        0        0
ALASKA AIRLINES                                 011659109        0       10 SH       SOLE                       10        0        0
ALCOA INC                   COM                 013817101     1880    52133 SH       SOLE                    48673        0     3460
ALCOA INC                   COM                 013817101       61     1690 SH       DEFINED                  1690        0        0
ALCATEL-LUCENT ADR                              013904305        8     1378 SH       SOLE                     1378        0        0
ALLIANCE NY MUNI FUND                           018714105        7      500          SOLE                      500        0        0
ALLIANCE FINL CORP                              019205103     1509    58076 SH       SOLE                    58076        0        0
ALLIANCE FINL CORP                              019205103      104     4000 SH       DEFINED                  4000        0        0
ALLSTATE CORP               COM                 020002101      154     3204 SH       SOLE                     3204        0        0
ALLSTATE CORP               COM                 020002101        2       35 SH       DEFINED                    35        0        0
ALTRIA GROUP INC            COM                 02209S103      932    12620 SH       SOLE                    12620        0        0
ALTRIA GROUP INC            COM                 02209S103      111     1500 SH       DEFINED                  1500        0        0
AMAZON COM INC              COM                 023135106       53      745 SH       DEFINED                     0        0      745
AMEREN CORP                 COM                 023608102       34      763 SH       SOLE                      763        0        0
AMERICA MOVIL S A B DE C V  SPON ADR L SHS      02364W105        1        8 SH       DEFINED                     8        0        0
AMERICAN CAPITAL STRATEGY                       024937104       34     1000 SH       SOLE                     1000        0        0
AMERICAN EXPRESS CO         COM                 025816109     2908    66515 SH       SOLE                    62360        0     4155
AMERICAN EXPRESS CO         COM                 025816109       20      450 SH       DEFINED                   450        0        0
AMERICAN INTL GROUP INC     COM                 026874107     1688    39027 SH       SOLE                    37117        0     1910
AMERICAN INTL GROUP INC     COM                 026874107      256     5912 SH       DEFINED                  4285        0     1627
AMERISOURCEBERGEN CORP                          03073E105      120     2935 SH       SOLE                     2935        0        0
AMERISOURCEBERGEN CORP                          03073E105        1       15 SH       DEFINED                    15        0        0
AMGEN INC                   COM                 031162100       21      500 SH       SOLE                      500        0        0
AMGEN INC                   COM                 031162100       14      335 SH       DEFINED                     0        0      335
AMYLIN PHARMACEUTICALS INC                      032346108        7      250 SH       SOLE                      250        0        0
ANADARKO PETE CORP          COM                 032511107       27      430 SH       SOLE                      430        0        0
ANADARKO PETE CORP          COM                 032511107      101     1600 SH       DEFINED                     0        0     1600
ANHEUSER-BUSCH COMPANIES    COM                 035229103      177     3730 SH       SOLE                     3730        0        0
AON CORP                    COM                 037389103       48     1200 SH       DEFINED                     0        0     1200
APACHE CORP                                     037411105     3865    31987 SH       SOLE                    29732        0     2255
APACHE CORP                                     037411105       33      275 SH       DEFINED                   275        0        0
APOLLO GROUP INC            CL A                037604105       24      550 SH       SOLE                      550        0        0


                                       2




                                                            FORM 13F INFORMATION TABLE

                            TITLE OF                        VALUE   SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------  -----------------   --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                              
APPLE INC COM               COM                 037833100      330     2303 SH       SOLE                     2303        0        0
APPLE INC COM               COM                 037833100        3       24 SH       DEFINED                    24        0        0
APPLIED MATLS INC           COM                 038222105      132     6783 SH       SOLE                     6783        0        0
AQUA AMER INC                                   03836W103        9      500 SH       SOLE                      500        0        0
ARCELORMITTAL SA LUXEMBOURG NY REGISTRY SHS     03938L104        2       20 SH       DEFINED                    20        0        0
ASHLAND INC                                     044209104        1       15 SH       DEFINED                    15        0        0
AUTOLIV INC                 COM                 052800109        1       10 SH       DEFINED                    10        0        0
AUTOMATIC DATA PROCESSING                       053015103      271     6400 SH       SOLE                     6400        0        0
AUTOMATIC DATA PROCESSING                       053015103       85     2000 SH       DEFINED                  2000        0        0
AUTOZONE INC                                    053332102       67      590 SH       SOLE                      590        0        0
AXCELIS TECHNOLOGIES INC    COM                 054540109        3      471 SH       SOLE                      471        0        0
BB&T CORP                   COM                 054937107       14      431 SH       SOLE                      431        0        0
BP AMOCO P L C              SPONSORED ADR       055622104      415     6846 SH       SOLE                     6846        0        0
BP AMOCO P L C              SPONSORED ADR       055622104      179     2945 SH       DEFINED                  1633        0     1312
BMC SOFTWARE INC                                055921100      127     3910 SH       SOLE                     3910        0        0
BAKER HUGHES INC            COM                 057224107       49      717 SH       DEFINED                    17        0      700
BALL CORP                   COM                 058498106       99     2165 SH       SOLE                     2165        0        0
BANK OF AMERICA CORPORATION COM                 060505104     3028    79886 SH       SOLE                    73798        0     6088
BANK OF AMERICA CORPORATION COM                 060505104      203     5351 SH       DEFINED                  3041        0     2310
BANK NEW YORK MELLON CORP   COM                 064058100      291     6969 SH       SOLE                     6498        0      471
BANK NEW YORK MELLON CORP   COM                 064058100       83     2000 SH       DEFINED                     0        0     2000
BARCLAYS BK PLC             DJAIG CMDTY 36      06738C778      624    10164 SH       SOLE                    10164        0        0
BARRICK GOLD CORP           COM ADR             067901108       26      600 SH       DEFINED                   600        0        0
BAXTER INTL INC             COM                 071813109        6      100 SH       SOLE                      100        0        0
BECTON DICKINSON & CO       COM                 075887109      152     1772 SH       SOLE                     1772        0        0
BERKSHIRE HATHAWAY INC DEL  CL A                084670108      133        1 SH       SOLE                        0        0        1
BERKSHIRE HATHAWAY INC DEL  CL B                084670207       98       22 SH       SOLE                       22        0        0
BEST BUY INC                COM                 086516101      123     2965 SH       SOLE                     2965        0        0
BIG LOTS INC                                    089302103      103     4600 SH       SOLE                     4600        0        0
BIOGEN IDEC INC                                 09062X103       34      550 SH       SOLE                      350        0      200
BLACK & DECKER CORP         COM                 091797100       59      900 SH       SOLE                      900        0        0
BLACK & DECKER CORP         COM                 091797100       47      707 SH       DEFINED                     7        0      700
BLACKROCK INSD MUN 2008 TERM                    09247K109       19     1275          SOLE                     1275        0        0


                                       3




                                                            FORM 13F INFORMATION TABLE

                            TITLE OF                        VALUE   SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------  -----------------   --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                              
BLACKROCK INSD MUN INC TR                       092479104       16     1178          SOLE                     1178        0        0
BOEING CO                   COM                 097023105      260     3490 SH       SOLE                     3490        0        0
BRISTOL MYERS SQUIBB CO     COM                 110122108      242    11370 SH       SOLE                    10770        0      600
BRISTOL MYERS SQUIBB CO     COM                 110122108       77     3600 SH       DEFINED                  1600        0     2000
BROADCOM CORP               CL A                111320107        1       30 SH       DEFINED                    30        0        0
BROADRIDGE FINL SOLUTIONS   INC                 11133T103        7      375 SH       SOLE                      375        0        0
BROADRIDGE FINL SOLUTIONS   INC                 11133T103        9      500 SH       DEFINED                   500        0        0
BROWN FORMAN CORP           CL B                115637209      132     2000 SH       DEFINED                     0        0     2000
BURLINGTON NORTHN SANTA FE CCOM                 12189T104      111     1200 SH       SOLE                     1200        0        0
CBS CORP NEW CL B                               124857202     1691    76610 SH       SOLE                    71363        0     5247
CBS CORP NEW CL B                               124857202       37     1685 SH       DEFINED                   935        0      750
CB RICHARD ELLIS GROUP                          12497T101      172     7955 SH       SOLE                     7955        0        0
CH ENERGY GROUP INC                             12541M102       23      600 SH       SOLE                      600        0        0
CIGNA CORP                  COM                 125509109      165     4070 SH       SOLE                     3955        0      115
CME GROUP INC               COM                 12572Q105        2        5 SH       DEFINED                     5        0        0
CA INC                      COM                 12673P105       15      650 SH       DEFINED                     0        0      650
CAMERON INTERENATIONAL CORP                     13342B105        0        6 SH       DEFINED                     6        0        0
CAMPBELL SOUP CO            COM                 134429109       27      800 SH       SOLE                      800        0        0
CAMPBELL SOUP CO            COM                 134429109       44     1300 SH       DEFINED                     0        0     1300
CAPITAL ONE FINANCIAL CORP                      14040H105      146     2970 SH       SOLE                     2970        0        0
CAPITAL ONE FINANCIAL CORP                      14040H105       16      320 SH       DEFINED                     0        0      320
CAPSTON TURBINE CORP                            14067D102        1      500 SH       SOLE                      500        0        0
CARDINAL HEALTH INC         COM                 14149Y108      112     2125 SH       SOLE                     2125        0        0
CARNIVAL CORP                                   143658300      146     3600 SH       SOLE                     3600        0        0
CATERPILLAR INC DEL         COM                 149123101      532     6792 SH       SOLE                     6667        0      125
CATERPILLAR INC DEL         COM                 149123101       40      512 SH       DEFINED                   512        0        0
CELGENE CORP                                    151020104        2       30 SH       DEFINED                    30        0        0
CENTERPOINT ENERGY INC                          15189T107        6      440 SH       SOLE                      440        0        0
CENTURYTEL INC              COM                 156700106       59     1790 SH       SOLE                     1790        0        0
CHEMED CORP INC                                 16359R103        7      170 SH       SOLE                      170        0        0
CHESAPEAKE ENERGY CORP                          165167107       69     1505 SH       SOLE                     1505        0        0
CHEVRON CORPORATION NEW                         166764100     4884    57222 SH       SOLE                    53742        0     3480
CHEVRON CORPORATION NEW                         166764100      253     2962 SH       DEFINED                   696        0     2266


                                       4




                                                            FORM 13F INFORMATION TABLE

                            TITLE OF                        VALUE   SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------  -----------------   --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                              
CHUBB CORP                  COM                 171232101      560    11325 SH       SOLE                    11325        0        0
CHUBB CORP                  COM                 171232101       30      600 SH       DEFINED                     0        0      600
CISCO SYS INC               COM                 17275R102     3368   139828 SH       SOLE                   130333        0     9495
CISCO SYS INC               COM                 17275R102      125     5170 SH       DEFINED                  3555        0     1615
CITADEL BROADCASTING CORP                       17285T106        0       92 SH       SOLE                       92        0        0
CITIGROUP INC                                   172967101     2159   100824 SH       SOLE                    94980        0     5844
CITIGROUP INC                                   172967101       68     3194 SH       DEFINED                  2064        0     1130
CITIZENS COMMUNICATION CO                       17453B101        7      696 SH       SOLE                      696        0        0
CLOROX CO DEL               COM                 189054109      221     3910 SH       SOLE                     3910        0        0
CLOROX CO DEL               COM                 189054109       68     1200 SH       DEFINED                     0        0     1200
COCA COLA CO                COM                 191216100     2352    38639 SH       SOLE                    36304        0     2335
COCA COLA CO                COM                 191216100      131     2156 SH       DEFINED                   656        0     1500
COCA COLA ENTERPRISES INC   COM                 191219104      146     6040 SH       SOLE                     6040        0        0
COLGATE PALMOLIVE CO        COM                 194162103       31      397 SH       SOLE                      397        0        0
COLGATE PALMOLIVE CO        COM                 194162103      157     2015 SH       DEFINED                    15        0     2000
COMCAST CORP NEW CL A                           20030N101        4      186 SH       SOLE                      186        0        0
COMCAST CORP NEW CL A                           20030N101       26     1356 SH       DEFINED                     0        0     1356
COMCAST CORP NEW                                20030N200       28     1500 SH       DEFINED                     0        0     1500
COMERICA INC                COM                 200340107        4      107 SH       SOLE                      107        0        0
COMMERCIAL METALS CO        COM                 201723103       64     2140 SH       SOLE                     2140        0        0
COMPUTER SCIENCES CORP      COM                 205363104      241     5920 SH       SOLE                     5695        0      225
COMPUWARE CORP                                  205638109       49     6685 SH       SOLE                     6685        0        0
CONAGRA FOODS INC           COM                 205887102       38     1600 SH       SOLE                     1600        0        0
CONAGRA FOODS INC           COM                 205887102       36     1500 SH       DEFINED                     0        0     1500
CONEXANT SYSTEMS INC        COM                 207142100        0      600 SH       SOLE                      600        0        0
CONOCOPHILLIPS                                  20825C104     2105    27620 SH       SOLE                    25386        0     2234
CONOCOPHILLIPS                                  20825C104       15      200 SH       DEFINED                   200        0        0
CONSOLIDATED EDISON INC                         209115104       51     1282 SH       SOLE                     1282        0        0
CONSTELLATION ENERGY CORP   COM                 210371100        1        7 SH       DEFINED                     7        0        0
CONVERGYS CORP              COM                 212485106        8      540 SH       SOLE                      540        0        0
CORN PRODS INTL INC         COM                 219023108        6      150 SH       SOLE                      150        0        0
CORNING INC                 COM                 219350105      142     5900 SH       SOLE                     5900        0        0
COSTCO WHSL CORP NEW        COM                 22160K105     3154    48541 SH       SOLE                    45441        0     3100
COSTCO WHSL CORP NEW        COM                 22160K105      157     2410 SH       DEFINED                  2410        0        0


                                       5




                                                            FORM 13F INFORMATION TABLE

                            TITLE OF                        VALUE   SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------  -----------------   --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                              
COUNTRYWIDE FINANCIAL CORP                      222372104       10     1900 SH       DEFINED                     0        0     1900
COVENTRY HEALTH CARE INC                        222862104       81     2005 SH       SOLE                     2005        0        0
CUMMINS INC                 COM                 231021106      336     7175 SH       SOLE                     7175        0        0
DEERE & CO                  COM                 244199105      179     2220 SH       SOLE                     2220        0        0
DEERE & CO                  COM                 244199105        2       28 SH       DEFINED                    28        0        0
DEL MONTE FOODS                                 24522P103        1       89 SH       SOLE                       89        0        0
DENTSPLY INTL INC NEW       COM                 249030107        8      200 SH       SOLE                      200        0        0
DEUTSCHE TELEKOM AG                             251566105       13      780 SH       SOLE                      780        0        0
DICKS SPORTING GOODS                            253393102       18      673 SH       SOLE                      673        0        0
DISNEY WALT CO              COM DISNEY          254687106     2218    70694 SH       SOLE                    66744        0     3950
DISNEY WALT CO              COM DISNEY          254687106       78     2500 SH       DEFINED                   500        0     2000
DOMINION RES INC VA NEW     COM                 25746U109      148     3624 SH       SOLE                     3624        0        0
DOVER CORP                  COM                 260003108      138     3300 SH       SOLE                     3300        0        0
DOW CHEM CO                 COM                 260543103       45     1215 SH       SOLE                     1215        0        0
DOW CHEM CO                 COM                 260543103        2       50 SH       DEFINED                    50        0        0
DUPONT E I DE NEMOURS & CO  COM                 263534109      431     9223 SH       SOLE                     9223        0        0
DUPONT E I DE NEMOURS & CO  COM                 263534109       65     1400 SH       DEFINED                     0        0     1400
DUKE ENERGY HOLDING CORP    COM                 26441C105       81     4535 SH       SOLE                     4235        0      300
DUKE ENERGY HOLDING CORP    COM                 26441C105       45     2500 SH       DEFINED                     0        0     2500
E M C CORP MASS             COM                 268648102     1591   110919 SH       SOLE                   103679        0     7240
E M C CORP MASS             COM                 268648102       14      950 SH       DEFINED                   950        0        0
ENSCO INTERNATIONAL                             26874Q100       69     1095 SH       SOLE                     1095        0        0
ENI SPA SPONSER ADR                             26874R108       16      236 SH       SOLE                      236        0        0
EOG RES INC                 COM                 26875P101       16      130 SH       SOLE                      130        0        0
EOG RES INC                 COM                 26875P101        2       17 SH       DEFINED                    17        0        0
EASTMAN CHEM CO             COM                 277432100       13      211 SH       SOLE                      211        0        0
EASTMAN KODAK CO            COM                 277461109       14      813 SH       SOLE                      813        0        0
EASTMAN KODAK CO            COM                 277461109       45     2525 SH       DEFINED                     0        0     2525
EATON VANCE CORP            COM                 278058102       64      800 SH       SOLE                      800        0        0
EATON VANCE CORP            COM                 278058102      104     1300 SH       DEFINED                     0        0     1300
EBAY INC                    COM                 278642103       32     1075 SH       DEFINED                     0        0     1075
ECOLAB INC                  COM                 278865100       48     1100 SH       SOLE                     1100        0        0
EL PASO ENERGY CORP DEL     COM                 28336L109       11      644 SH       SOLE                      644        0        0


                                       6




                                                            FORM 13F INFORMATION TABLE

                            TITLE OF                        VALUE   SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------  -----------------   --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                              
ELECTRONIC ARTS INC         COM                 285512109       17      335 SH       DEFINED                     0        0      335
ELECTRONIC DATA SYS NEW     COM                 285661104        2      136 SH       SOLE                      136        0        0
EMBARQ CORP SER 1                               29078E105        3       87 SH       SOLE                       87        0        0
EMERSON ELEC CO             COM                 291011104     2271    44144 SH       SOLE                    41434        0     2710
EMERSON ELEC CO             COM                 291011104       41      806 SH       DEFINED                   806        0        0
ENBRIDGE ENERGY PART LP     COM                 29250R106        7      150 SH       SOLE                      150        0        0
ENERGY CONVERSION DEV INC                       292659109        3      100 SH       SOLE                      100        0        0
ENERGY EAST CORP            COM                 29266M109      147     6102 SH       SOLE                     6002        0      100
ENERGIZER HLDGS INC         COM                 29266R108        9      100 SH       DEFINED                     0        0      100
ENTERGY CORP NEW            COM                 29364G103      368     3378 SH       SOLE                     3378        0        0
EQUITY FUND                                     294700703       66      600 SH       SOLE                      600        0        0
ERICSSON TELEPHONE CO ADR                       294821608        6      320 SH       DEFINED                   320        0        0
EXELON CORP                 COM                 30161N101     4000    49223 SH       SOLE                    44588        0     4635
EXELON CORP                 COM                 30161N101       75      925 SH       DEFINED                   675        0      250
EXPEDIA INC DEL                                 30212P105       47     2165 SH       SOLE                     2165        0        0
EXPEDIA INC DEL                                 30212P105       14      625 SH       DEFINED                     0        0      625
EXPEDITORS INTL WASH INC    COM                 302130109       18      400 SH       SOLE                      400        0        0
EXXON MOBIL CORP            COM                 30231G102    10900   128867 SH       SOLE                   116215        0    12652
EXXON MOBIL CORP            COM                 30231G102     1744    20622 SH       DEFINED                 17701        0     2921
FPL GROUP INC               COM                 302571104       25      400 SH       SOLE                        0        0      400
FEDERAL HOME LN MTGE COMPANY                    313400301       28     1110 SH       DEFINED                    25        0     1085
FEDERAL NATIONAL MTGE ASSOC COM                 313586109       42     1600 SH       SOLE                     1600        0        0
FEDERAL NATIONAL MTGE ASSOC COM                 313586109        2       74 SH       DEFINED                    74        0        0
FIDELITY NATIONAL FINANCIAL                     31620R105        0       25 SH       DEFINED                    25        0        0
FIFTH THIRD BANCORP         COM                 316773100       82     3930 SH       SOLE                     3930        0        0
FIRST HORIZON NATL CORP                         320517105        9      665 SH       SOLE                      665        0        0
FIRST NIAGARA FINL INC                          33582V108       14     1011 SH       SOLE                     1011        0        0
FIRST SOLAR INC                                 336433107       46      201 SH       SOLE                      201        0        0
FIRSTENERGY CORP            COM                 337932107      150     2185 SH       SOLE                     2085        0      100
FLUOR CORP NEW              COM                 343412102        1        5 SH       DEFINED                     5        0        0
FORD MOTOR CO                                   345370860        6     1110 SH       SOLE                     1110        0        0
FRANCE TELECOM SPNSD ADR                        35177Q105        8      248 SH       SOLE                      248        0        0
FRANKLIN RESOURCES INC.                         354613101      280     2885 SH       SOLE                     2885        0        0
FRANKLIN RESOURCES INC.                         354613101        2       18 SH       DEFINED                    18        0        0


                                       7




                                                            FORM 13F INFORMATION TABLE

                            TITLE OF                        VALUE   SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------  -----------------   --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                              
FREEPORT MCMORAN COPPER
 & GOLD INC                 COM                 35671D857      186     1934 SH       SOLE                     1934        0        0
GALLAGHER ARTHUR J & CO     COM                 363576109        4      189 SH       SOLE                      189        0        0
GAMESTOP CORP NEW           CL A                36467W109       48      925 SH       SOLE                      925        0        0
GANNETT INC                 COM                 364730101       44     1500 SH       SOLE                     1500        0        0
GANNETT INC                 COM                 364730101       70     2400 SH       DEFINED                     0        0     2400
GENENTECH INC               COM NEW             368710406       75      920 SH       SOLE                      920        0        0
GENENTECH INC               COM NEW             368710406        1       18 SH       DEFINED                    18        0        0
GENERAL ELECTRIC CO         COM                 369604103     7974   215507 SH       SOLE                   198587        0    16920
GENERAL ELECTRIC CO         COM                 369604103      365     9870 SH       DEFINED                  5540        0     4330
GENERAL MLS INC             COM                 370334104       74     1235 SH       SOLE                     1235        0        0
GENERAL MLS INC             COM                 370334104       90     1500 SH       DEFINED                     0        0     1500
GENERAL MTRS CORP           COM                 370442105       12      608 SH       SOLE                      508        0      100
GENERAL MTRS CORP           COM                 370442105        1       50 SH       DEFINED                    50        0        0
GENUINE PARTS CO            COM                 372460105       53     1315 SH       SOLE                     1315        0        0
GENUINE PARTS CO            COM                 372460105       60     1500 SH       DEFINED                     0        0     1500
GENWORTH FINANCIAL INC                          37247D106        1       40 SH       DEFINED                    40        0        0
GENZYME CORP COM                                372917104        2       30 SH       SOLE                       30        0        0
GILEAD SCIENCES INC         COM                 375558103        3       60 SH       DEFINED                    60        0        0
GLAXO HOLDINGS PLC SPONSORED ADR                37733W105       65     1525 SH       SOLE                     1525        0        0
GOLDMAN SACHS GROUP INC     COM                 38141G104     2851    17237 SH       SOLE                    16347        0      890
GOLDMAN SACHS GROUP INC     COM                 38141G104       33      199 SH       DEFINED                   109        0       90
GOOGLE INC                                      38259P508       40       90 SH       SOLE                       90        0        0
GOOGLE INC                                      38259P508       28       64 SH       DEFINED                     9        0       55
GRAINGER W W INC            COM                 384802104      168     2200 SH       SOLE                     2200        0        0
GREAT PLAINS ENERGY INC     COM                 391164100       37     1500 SH       SOLE                     1500        0        0
HCP INC                                         40414L109       14      400 SH       SOLE                      400        0        0
HSBC HLDGS PLC                                  404280604       65     3000 SH       SOLE                     3000        0        0
HARDINGE INC                COM                 412324303       12      900 SH       SOLE                      900        0        0
HARLEY DAVIDSON INC         COM                 412822108        8      200 SH       SOLE                      200        0        0
HARLEY DAVIDSON INC         COM                 412822108       38     1000 SH       DEFINED                  1000        0        0
HARTFORD FINL SVCS GROUP
 INC                        COM                 416515104      313     4133 SH       SOLE                     4133        0        0
HASBRO INC                  COM                 418056107       63     2265 SH       SOLE                     2265        0        0
HASBRO INC                  COM                 418056107       70     2500 SH       DEFINED                     0        0     2500


                                       8




                                                            FORM 13F INFORMATION TABLE

                            TITLE OF                        VALUE   SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------  -----------------   --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                              
HEALTH CARE REIT INC        COM                 42217K106       45     1000 SH       SOLE                     1000        0        0
HEINZ H J CO                COM                 423074103       68     1439 SH       SOLE                      539        0      900
THE HERSHEY CO              COM                 427866108       71     1875 SH       SOLE                     1875        0        0
THE HERSHEY CO              COM                 427866108       75     2000 SH       DEFINED                     0        0     2000
HESS CORP                   COM                 42809H107       12      138 SH       SOLE                      138        0        0
HESS CORP                   COM                 42809H107      265     3000 SH       DEFINED                     0        0     3000
HEWLETT PACKARD CO          COM                 428236103     4141    90716 SH       SOLE                    85390        0     5326
HEWLETT PACKARD CO          COM                 428236103      197     4314 SH       DEFINED                  1835        0     2479
HOLOGIC INC                                     436440101        1       17 SH       DEFINED                    17        0        0
HOME DEPOT INC              COM                 437076102      205     7335 SH       SOLE                     7335        0        0
HOME DEPOT INC              COM                 437076102      116     4150 SH       DEFINED                   150        0     4000
HONEYWELL INTL INC          COM                 438516106      205     3630 SH       SOLE                     3480        0      150
HONEYWELL INTL INC          COM                 438516106        2       40 SH       DEFINED                    40        0        0
HOSPITALITY PROPERTIES      TRUST               44106M102       41     1205 SH       SOLE                     1205        0        0
HUMANA INC                  COM                 444859102       66     1480 SH       SOLE                     1480        0        0
HUNTINGTON BANCSHARES INC   COM                 446150104       62     5750 SH       SOLE                     5750        0        0
ING CLARION GL REAL ESTATE                      44982G104       10      700 SH       SOLE                      700        0        0
IDEARC INC COM                                  451663108        1      239 SH       SOLE                      140        0       99
IDEARC INC COM                                  451663108        0        2 SH       DEFINED                     2        0        0
ILLINOIS TOOL WKS INC       COM                 452308109     1907    39542 SH       SOLE                    37032        0     2510
ILLINOIS TOOL WKS INC       COM                 452308109      101     2100 SH       DEFINED                  2100        0        0
INTEL CORP                  COM                 458140100     3359   158609 SH       SOLE                   146424        0    12185
INTEL CORP                  COM                 458140100      146     6890 SH       DEFINED                  6290        0      600
INTEGRYS ENERGY GROUP INC   COM                 45822P105       22      471 SH       SOLE                      171        0      300
INTERNATIONAL BUSINESS
 MACHS                      COM                 459200101     4663    40495 SH       SOLE                    38158        0     2337
INTERNATIONAL BUSINESS
 MACHS                      COM                 459200101      139     1210 SH       DEFINED                  1025        0      185
INTERNATIONAL FLAVORS&
 FRAGRA                     COM                 459506101       13      300 SH       SOLE                      300        0        0
INTERNATIONAL FLAVORS&
 FRAGRA                     COM                 459506101       44     1000 SH       DEFINED                     0        0     1000
INTL PAPER CO               COM                 460146103       57     2110 SH       DEFINED                     0        0     2110
I SHARES MSCI EMERGING MKTS                     464287234       27      200 SH       SOLE                      200        0        0
ISHARES TR MSCI EAFE INDX FDADR                 464287465    41108   571742 SH       SOLE                   559792        0    11950
ISHARES TR MSCI EAFE INDX FDADR                 464287465      174     2425 SH       DEFINED                  2425        0        0
ISHARES TR S& P MIDCAP 400                      464287507    14985   192764 SH       SOLE                   189419        0     3345
ISHARES TR S& P MIDCAP 400                      464287507       78     1000 SH       DEFINED                  1000        0        0


                                       9




                                                            FORM 13F INFORMATION TABLE

                            TITLE OF                        VALUE   SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------  -----------------   --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                              
ISHARES RUSSELL 2000        GROWTH INDEX FD     464287648     7912   109208 SH       SOLE                   107123        0     2085
ISHARES RUSSELL 2000        GROWTH INDEX FD     464287648       43      600 SH       DEFINED                   600        0        0
ISHARES TR SMALLCAP FD                          464287804      154     2575 SH       SOLE                     2575        0        0
ISHS MSCI EAFE GRWTH INDEX                      464288885     1902    26315 SH       SOLE                    26315        0        0
JDS UNIPHASE CORP COM                           46612J507       39     2910 SH       SOLE                     2910        0        0
J P MORGAN CHASE & CO                           46625H100     1999    46532 SH       SOLE                    43457        0     3075
J P MORGAN CHASE & CO                           46625H100      201     4690 SH       DEFINED                   585        0     4105
JOHNSON & JOHNSON           COM                 478160104     4542    70032 SH       SOLE                    64212        0     5820
JOHNSON & JOHNSON           COM                 478160104      430     6635 SH       DEFINED                  4385        0     2250
JOHNSON CTLS INC            COM                 478366107      218     6460 SH       SOLE                     6460        0        0
JONES APPAREL GROUP INC     COM                 480074103        6      465 SH       SOLE                      465        0        0
KB HOME                     COM                 48666K109        0       15 SH       DEFINED                    15        0        0
KELLOGG CO                  COM                 487836108       36      681 SH       SOLE                      681        0        0
KEYCORP NEW                 COM                 493267108       80     3630 SH       SOLE                     3630        0        0
KIMBERLY CLARK CORP         COM                 494368103       15      237 SH       SOLE                      237        0        0
KIMBERLY CLARK CORP         COM                 494368103       65     1000 SH       DEFINED                     0        0     1000
KINDER MORGAN ENERGY PARTNER LTD PARTNER        494550106      100     1826 SH       SOLE                     1826        0        0
KING PHARMACEUTICALS INC                        495582108       43     4985 SH       SOLE                     4985        0        0
KOHLS CORP                  COM                 500255104        0       10 SH       DEFINED                    10        0        0
KONINKLIJKE PHILIPS ELECTRS NV SP ADR           500472303       42     1101 SH       SOLE                     1101        0        0
KRAFT FOODS INC             CL A                50075N104      126     4053 SH       SOLE                     4053        0        0
KRAFT FOODS INC             CL A                50075N104       28      915 SH       DEFINED                   915        0        0
KROGER CO                   COM                 501044101        1       30 SH       DEFINED                    30        0        0
LMP CAP & INCOME FD INC                         50208A102        0        2 SH       SOLE                        2        0        0
L-3 COMMUNICATIONS HLDGS
 INC                        COM                 502424104      175     1605 SH       SOLE                     1605        0        0
LABORATORY CORP AMER HLDGS  COM NEW             50540R409      164     2225 SH       SOLE                     2135        0       90
LANCASTER COLONY CORP       COM                 513847103       42     1050 SH       SOLE                     1050        0        0
LANDEC CORP                                     514766104        4      500 SH       SOLE                      500        0        0
LEGGETT & PLATT INC         COM                 524660107       24     1600 SH       SOLE                     1600        0        0
LILLY ELI & CO              COM                 532457108       73     1412 SH       SOLE                     1412        0        0
LINCOLN NATL CORP IND       COM                 534187109      130     2500 SH       SOLE                     2500        0        0
LLOYDS TSB GROUP PLC        SPONSORED ADR       539439109       62     1717 SH       SOLE                     1717        0        0
LOCKHEED MARTIN CORP        COM                 539830109      665     6700 SH       SOLE                     6700        0        0
 

                                       10




                                                            FORM 13F INFORMATION TABLE

                            TITLE OF                        VALUE   SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------  -----------------   --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                              
LOWES COS INC               COM                 548661107       32     1375 SH       SOLE                     1175        0      200
MEMC ELECTRONIC MATERIAL                        552715104       96     1350 SH       SOLE                     1350        0        0
MEMC ELECTRONIC MATERIAL                        552715104        0        4 SH       DEFINED                     4        0        0
MACYS INC COM                                   55616P104       20      868 SH       DEFINED                    60        0      808
MADISON STATEGIC SECTOR PREM                    558268108        0        4 SH       SOLE                        4        0        0
MANULIFE FINL CORP          COM                 56501R106       94     2486 SH       SOLE                     2486        0        0
MANULIFE FINL CORP          COM                 56501R106      135     3554 SH       DEFINED                     0        0     3554
MARATHON OIL CORP                               565849106      156     3430 SH       DEFINED                    30        0     3400
MARSH & MCLENNAN COS INC    COM                 571748102       37     1500 SH       DEFINED                     0        0     1500
MARSHALL & ILSLEY CORP NEW                      571837103       70     3000 SH       SOLE                     3000        0        0
MARRIOTT INTL INC NEW  CLA                      571903202      148     4315 SH       SOLE                     3055        0     1260
MARRIOTT INTL INC NEW  CLA                      571903202       41     1200 SH       DEFINED                     0        0     1200
MATTEL INC                  COM                 577081102       95     4752 SH       SOLE                     4752        0        0
MCCORMICK & CO INC          COM NON VTG         579780206      111     3000 SH       DEFINED                     0        0     3000
MCDONALDS CORP              COM                 580135101     4356    78100 SH       SOLE                    72520        0     5580
MCDONALDS CORP              COM                 580135101      109     1954 SH       DEFINED                   854        0     1100
MCKESSON CORPORATION        COM                 58155Q103        1       11 SH       DEFINED                    11        0        0
MEADWESTVACO CORP                               583334107       17      611 SH       SOLE                      611        0        0
MEDCO HEALTH SOLUTIONS      INC                 58405U102     1585    36196 SH       SOLE                    33650        0     2546
MEDCO HEALTH SOLUTIONS      INC                 58405U102       17      385 SH       DEFINED                   385        0        0
MEDIS TECHNOLOGIES                              58500P107        1      100 SH       SOLE                      100        0        0
MEDTRONIC INC               COM                 585055106     2966    61333 SH       SOLE                    56693        0     4640
MEDTRONIC INC               COM                 585055106       70     1450 SH       DEFINED                  1450        0        0
MERCK & CO INC              COM                 589331107      350     9217 SH       SOLE                     5617        0     3600
MERCK & CO INC              COM                 589331107       58     1525 SH       DEFINED                    25        0     1500
MERRILL LYNCH & CO INC      COM                 590188108       54     1330 SH       DEFINED                    15        0     1315
METAVANTE TECHNOLOGIES                          591407101       20     1000 SH       SOLE                     1000        0        0
METLIFE INC                 COM                 59156R108     3512    58279 SH       SOLE                    55389        0     2890
METLIFE INC                 COM                 59156R108       33      545 SH       DEFINED                   395        0      150
MICROSOFT CORP              COM                 594918104     3691   130065 SH       SOLE                   122640        0     7425
MICROSOFT CORP              COM                 594918104      152     5345 SH       DEFINED                  4145        0     1200
MICROCHIP TECHNOLOGY INC    COM                 595017104     1706    52150 SH       SOLE                    48400        0     3750
MICROCHIP TECHNOLOGY INC    COM                 595017104       15      450 SH       DEFINED                   450        0        0
 

                                       11




                                                            FORM 13F INFORMATION TABLE

                            TITLE OF                        VALUE   SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------  -----------------   --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                              
MILLIPORE CORP                                  601073109       13      200 SH       SOLE                      200        0        0
MINDSPEED TECHNOLOGIES INC                      602682106        0      200 SH       SOLE                      200        0        0
MOLSON COORS BREWING        CO CL B             60871R209      199     3795 SH       SOLE                     3585        0      210
MONSANTO CO (NEW)                               61166W101        6       50 SH       SOLE                       50        0        0
MONSANTO CO (NEW)                               61166W101        3       24 SH       DEFINED                    24        0        0
MORGAN STANLEY              DISCOVER & CO       617446448      381     8340 SH       SOLE                     7875        0      465
MORGAN STANLEY              DISCOVER & CO       617446448       58     1275 SH       DEFINED                    75        0     1200
THE MOSAIC COMPANY                              61945A107       41      400 SH       DEFINED                   400        0        0
MOTOROLA INC                COM                 620076109       19     2000 SH       DEFINED                     0        0     2000
MURPHY OIL CORP             COM                 626717102        3       40 SH       SOLE                       40        0        0
MYLAN LABS INC              COM                 628530107        5      450 SH       SOLE                      450        0        0
NBT BANCORP INC             COM                 628778102      362    16309 SH       SOLE                    16309        0        0
NYSE EURONEXT COM                               629491101       11      181 SH       SOLE                      181        0        0
NYSE EURONEXT COM                               629491101        1       12 SH       DEFINED                    12        0        0
NATIONAL CITY CORP          COM                 635405103       28     2800 SH       DEFINED                     0        0     2800
NATIONAL OILWELL VARCO INC                      637071101       96     1640 SH       SOLE                     1640        0        0
NATURAL RESOURCE PARTNERS LP                    63900P103       34     1200 SH       SOLE                     1200        0        0
NEW YORK COMMUNITY BANCORP  INC                 649445103        6      333 SH       SOLE                      333        0        0
NEWELL RUBBERMAID INC COM                       651229106       39     1710 SH       SOLE                     1710        0        0
NEWELL RUBBERMAID INC COM                       651229106       87     3800 SH       DEFINED                     0        0     3800
NEWMONT MIN CO (HOLD CO)    COM                 651639106        5      102 SH       SOLE                      102        0        0
NEWS CORP CL A                                  65248E104        8      436 SH       SOLE                      436        0        0
NICHOLAS APPLEGATE IN & PREM                    65370C108        0        1 SH       SOLE                        1        0        0
NICOR INC                                       654086107       57     1705 SH       SOLE                     1705        0        0
NIKE INC                    CL B                654106103      231     3390 SH       SOLE                     3390        0        0
NOKIA CORP PFD SPONS ADR                        654902204        6      200 SH       SOLE                      200        0        0
NOKIA CORP PFD SPONS ADR                        654902204       81     2555 SH       DEFINED                    55        0     2500
NORFOLK SOUTHERN CORP       COM                 655844108       54      999 SH       SOLE                      999        0        0
NORTHROP GRUMMAN CORP       COM                 666807102       77      996 SH       SOLE                      996        0        0
NORTHROP GRUMMAN CORP       COM                 666807102        2       23 SH       DEFINED                    23        0        0
NOVARTIS AG                                     66987V109       10      200 SH       SOLE                      200        0        0
NUCOR CORP                  COM                 670346105      348     5130 SH       SOLE                     5130        0        0
NUCOR CORP                  COM                 670346105        4       65 SH       DEFINED                     0        0       65
 

                                       12




                                                            FORM 13F INFORMATION TABLE

                            TITLE OF                        VALUE   SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------  -----------------   --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                              
NVIDIA CORP                                     67066G104      182     9184 SH       SOLE                     9184        0        0
NVIDIA CORP                                     67066G104        1       55 SH       DEFINED                    55        0        0
OCCIDENTAL PETE CORP DEL    COM                 674599105      358     4891 SH       SOLE                     4891        0        0
OFFICE DEPOT INC            COM                 676220106        0       25 SH       DEFINED                    25        0        0
ORACLE CORP                 COM                 68389X105     2088   106793 SH       SOLE                   100943        0     5850
ORACLE CORP                 COM                 68389X105       30     1550 SH       DEFINED                  1550        0        0
PG&E CORP                   COM                 69331C108       24      655 SH       SOLE                      655        0        0
PNC FINL SVCS GROUP INC     COM                 693475105     1705    26000 SH       SOLE                    24235        0     1765
PNC FINL SVCS GROUP INC     COM                 693475105      111     1700 SH       DEFINED                   250        0     1450
PPG INDS INC                COM                 693506107       67     1100 SH       SOLE                     1100        0        0
PPL CORP                                        69351T106       20      439 SH       SOLE                      439        0        0
PACCAR INC                  COM                 693718108      251     5573 SH       SOLE                     5573        0        0
PACTIV CORP                 COM                 695257105       79     3000 SH       SOLE                     3000        0        0
PALL CORP                   COM                 696429307       35     1000 SH       DEFINED                     0        0     1000
PARKER HANNIFIN CORP        COM                 701094104      128     1849 SH       SOLE                     1849        0        0
PARKER HANNIFIN CORP        COM                 701094104        1       15 SH       DEFINED                    15        0        0
PAYCHEX INC                 COM                 704326107       49     1440 SH       SOLE                     1440        0        0
PENNEY J C INC              COM                 708160106       26      687 SH       SOLE                      687        0        0
PENNEY J C INC              COM                 708160106       13      350 SH       DEFINED                    15        0      335
PEPSI BOTTLING GROUP INC    COM                 713409100      123     3620 SH       SOLE                     3620        0        0
PEPSICO INC                 COM                 713448108     3927    54397 SH       SOLE                    50737        0     3660
PEPSICO INC                 COM                 713448108      285     3941 SH       DEFINED                  3941        0        0
PETROLEUM & RESOURCES CORP                      716549100        5      150 SH       SOLE                      150        0        0
PFIZER INC                  COM                 717081103     3176   151731 SH       SOLE                   131376        0    20355
PFIZER INC                  COM                 717081103       76     3635 SH       DEFINED                  3635        0        0
PHOENIX COS INC NEW         COM                 71902E109        6      489 SH       SOLE                      489        0        0
PIMCO CORPORATE OPP FD                          72201B101       31     2141 SH       SOLE                     2141        0        0
PIMCO NY MUNI INC FUND III                      72201E105        6      500          SOLE                      500        0        0
PINNACLE WEST CAP CORP      COM                 723484101       29      813 SH       SOLE                      813        0        0
PITNEY BOWES INC            COM                 724479100      244     6965 SH       SOLE                     6965        0        0
PRAXAIR INC                 COM                 74005P104       59      701 SH       SOLE                      351        0      350
PRECISION CASTPARTS CORP                        740189105      309     3030 SH       SOLE                     3030        0        0
PRINCIPAL FINANCIAL GROUP   INC                 74251V102       48      870 SH       SOLE                      870        0        0
 

                                       13




                                                            FORM 13F INFORMATION TABLE

                            TITLE OF                        VALUE   SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------  -----------------   --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                              
PROCTER & GAMBLE CO         COM                 742718109     4697    67047 SH       SOLE                    62118        0     4929
PROCTER & GAMBLE CO         COM                 742718109      284     4049 SH       DEFINED                  2534        0     1515
PROGRESS ENERGY INC         COM                 743263105       91     2175 SH       SOLE                     2175        0        0
PROGRESSIVE CORP                                743315103       70     4335 SH       SOLE                     4335        0        0
PRUDENTIAL FINL, INC.       COM                 744320102      105     1338 SH       SOLE                     1338        0        0
PUBLIC SVC ENTERPRISE GROUP COM                 744573106      132     3285 SH       SOLE                     3285        0        0
PUGET SOUND ENERGY INC      COM                 745310102       65     2500 SH       SOLE                     2500        0        0
PUTNAM MANAGED MUN INCOME TR                    746823103       14     1940          SOLE                     1940        0        0
QUEST DIAGNOSTICS INC       COM                 74834L100        2       48 SH       SOLE                       48        0        0
QUESTAR CORP                COM                 748356102      137     2425 SH       SOLE                     2425        0        0
QWEST COMM INTL INC                             749121109       23     5078 SH       SOLE                     5078        0        0
QWEST COMM INTL INC                             749121109       72    15950 SH       DEFINED                     0        0    15950
RADIOSHACK CCORP                                750438103       17     1040 SH       SOLE                     1040        0        0
RAYTHEON CO CLASS B         COM                 755111507      188     2914 SH       SOLE                     2914        0        0
REGAL ENTERTAINMENT "A"                         758766109        5      235 SH       SOLE                      235        0        0
REGIONS FINL CORP NEW                           7591EP100      133     6717 SH       SOLE                     6717        0        0
RESEARCH IN MOTION LTD                          760975102        3       24 SH       DEFINED                    24        0        0
REYNOLDS AMERN INC                              761713106      143     2425 SH       SOLE                     2025        0      400
RITE AID CORP               COM                 767754104       15     5000 SH       SOLE                     5000        0        0
ROCKWELL INTL CORP NEW      COM                 773903109       34      600 SH       SOLE                      600        0        0
ROCKWELL INTL CORP NEW      COM                 773903109       29      500 SH       DEFINED                     0        0      500
ROCKWELL COLLINS INC        COM                 774341101       34      600 SH       SOLE                      600        0        0
ROHM & HAAS CO              COM                 775371107       65     1200 SH       SOLE                     1200        0        0
ROYAL BK SCOTLAND GROUP     PLC                 780097796       10      441 SH       SOLE                      441        0        0
ROYAL DUTCH PETE CO                             780259206      333     4825 SH       SOLE                     4825        0        0
ROYAL DUTCH PETE CO                             780259206        2       22 SH       DEFINED                    22        0        0
SLM CORPORATION SECURITIES  COM                 78442P106        3      227 SH       SOLE                      227        0        0
SAFEWAY INC COM NEW                             786514208        1       35 SH       DEFINED                    35        0        0
SCANA CORP NEW              COM                 80589M102       32      866 SH       SOLE                      866        0        0
SCHERING PLOUGH CORP        COM                 806605101       18     1273 SH       SOLE                      473        0      800
SCHLUMBERGER LTD            COM                 806857108     3975    45690 SH       SOLE                    42105        0     3585
SCHLUMBERGER LTD            COM                 806857108      272     3130 SH       DEFINED                  3130        0        0
SEARS HLDGS CORP            COM                 812350106       31      305 SH       DEFINED                     0        0      305
 

                                       14




                                                            FORM 13F INFORMATION TABLE

                            TITLE OF                        VALUE   SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------  -----------------   --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                              
SELECTIVE INS GRP INC       C/C                 816300107       34     1438 SH       SOLE                     1438        0        0
SENECA FOODS CORP NEW       CL B                817070105       17      800 SH       SOLE                      800        0        0
SENECA FOODS CORP NEW       CL A                817070501       17      800 SH       SOLE                      800        0        0
SHERWIN WILLIAMS CO         COM                 824348106      148     2890 SH       SOLE                     2890        0        0
SIGMA ALDRICH CORP          COM                 826552101     4031    67571 SH       SOLE                    62406        0     5165
SIGMA ALDRICH CORP          COM                 826552101       78     1300 SH       DEFINED                   850        0      450
SIMON PPTY GROUP INC NEW                        828806109       33      350 SH       SOLE                      350        0        0
SIMON PPTY GROUP INC NEW                        828806109      104     1122 SH       DEFINED                     0        0     1122
SIRIUS SATELLITE RADIO INC                      82966U103        9     3000 SH       SOLE                     3000        0        0
SKYWORKS SOLUTIONS INC                          83088M102        2      210 SH       SOLE                      210        0        0
SOUTHERN COMPANY                                842587107       14      385 SH       SOLE                      385        0        0
SPECTRA ENERGY CORP         COM                 847560109        7      320 SH       SOLE                      320        0        0
SPECTRA ENERGY CORP         COM                 847560109       28     1250 SH       DEFINED                     0        0     1250
SPIRIT AEROSYSTEMS HDG                          848574109        1       30 SH       DEFINED                    30        0        0
SPRINT NEXTEL CORP                              852061100       43     6370 SH       SOLE                     6370        0        0
SPRINT NEXTEL CORP                              852061100       30     4425 SH       DEFINED                    50        0     4375
STANLEY WORKS COMMON                            854616109       28      585 SH       SOLE                      585        0        0
STAPLES INC                 COM                 855030102       35     1568 SH       SOLE                     1568        0        0
STAPLES INC                 COM                 855030102       33     1500 SH       DEFINED                  1500        0        0
STATE STREET CORP           COM                 857477103      220     2785 SH       SOLE                     2785        0        0
STRYKER CORP                                    863667101       65     1000 SH       DEFINED                  1000        0        0
SUFFOLK BANCORP             COM                 864739107      103     3244 SH       SOLE                     3244        0        0
SUN MICROSYSTEMS INC                            866810203        3      187 SH       SOLE                        0        0      187
SUNTRUST BANKS INC          COM                 867914103      116     2107 SH       SOLE                     2107        0        0
SUNTRUST BANKS INC          COM                 867914103       61     1100 SH       DEFINED                     0        0     1100
SUPERVALU INC               COM                 868536103      108     3598 SH       SOLE                     3598        0        0
SUPERVALU INC               COM                 868536103        1       30 SH       DEFINED                    30        0        0
SYNOVUS FINL CORP           COM                 87161C105        7      675 SH       SOLE                        0        0      675
SYSCO CORP                  COM                 871829107     1645    56701 SH       SOLE                    52701        0     4000
SYSCO CORP                  COM                 871829107        7      250 SH       DEFINED                   250        0        0
TECO ENERGY INC                                 872375100       11      700 SH       SOLE                        0        0      700
TEPPCO PARTNERS LP                              872384102       17      500 SH       SOLE                      500        0        0
TJX COS INC NEW             COM                 872540109       19      567 SH       SOLE                      567        0        0
 

                                       15




                                                            FORM 13F INFORMATION TABLE

                            TITLE OF                        VALUE   SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------  -----------------   --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                              
TARGET CORP                 COM                 87612E106     2965    58505 SH       SOLE                    54360        0     4145
TARGET CORP                 COM                 87612E106       74     1460 SH       DEFINED                  1160        0      300
TELECOM CORP NEW ZEALAND
 LTD                        SPONSORED ADR       879278208        7      474 SH       SOLE                      474        0        0
TESORO CORP                                     881609101       23      765 SH       SOLE                      765        0        0
TEVA PHARMA INDS ADR                            881624209        1       30 SH       DEFINED                    30        0        0
TEXAS INSTRS INC            COM                 882508104     1608    56867 SH       SOLE                    53007        0     3860
TEXAS INSTRS INC            COM                 882508104       68     2405 SH       DEFINED                   700        0     1705
TEXTRON INC                 COM                 883203101        1       17 SH       DEFINED                    17        0        0
THERMO FISHER SCIENTIFIC
 INC                        COM                 883556102       85     1500 SH       DEFINED                  1500        0        0
3M COMPANY                  COM                 88579Y101     3226    40759 SH       SOLE                    37589        0     3170
3M COMPANY                  COM                 88579Y101      172     2175 SH       DEFINED                  1175        0     1000
TIME WARNER INC             COM                 887317105       81     5760 SH       SOLE                     5400        0      360
TIME WARNER INC             COM                 887317105       78     5565 SH       DEFINED                    65        0     5500
TOMPKINS FINANCIAL CORP                         890110109    45447   923711 SH       SOLE                   907744        0    15967
TOMPKINS FINANCIAL CORP                         890110109     2778    56459 SH       DEFINED                 56459        0        0
TOOTSIE ROLL INDUSTRIES INC                     890516107        1       38 SH       SOLE                       38        0        0
TORCHMARK CORP              COM                 891027104       75     1245 SH       SOLE                     1245        0        0
TOTAL SYS SVCS INC                              891906109        8      326 SH       SOLE                        0        0      326
TRAVELERS COS INC           COM                 89417E109      189     3945 SH       SOLE                     3945        0        0
TRAVELERS COS INC           COM                 89417E109       64     1343 SH       DEFINED                    45        0     1298
UST INC                     COM                 902911106       20      363 SH       SOLE                      263        0      100
US BANCORP DEL              COM NEW             902973304      252     7776 SH       SOLE                     7361        0      415
UNDER ARMOUR INC.                               904311107       11      300 SH       SOLE                      300        0        0
UNILEVER PLC AMER SHS ADR                       904767704       47     1405 SH       SOLE                     1405        0        0
UNILEVER N V                N Y SHS NEW         904784709      163     4843 SH       SOLE                     4843        0        0
UNION PAC CORP              COM                 907818108       58      461 SH       SOLE                      461        0        0
UNION PAC CORP              COM                 907818108      125     1000 SH       DEFINED                     0        0     1000
UNITED PARCEL SERVICE INC   CL B                911312106     2980    40813 SH       SOLE                    37968        0     2845
UNITED PARCEL SERVICE INC   CL B                911312106       53      725 SH       DEFINED                   725        0        0
UNITED TECHNOLOGIES CORP    COM                 913017109     3057    44433 SH       SOLE                    41838        0     2595
UNITED TECHNOLOGIES CORP    COM                 913017109       41      600 SH       DEFINED                   450        0      150
UNITEDHEALTH GROUP INC                          91324P102     2554    74344 SH       SOLE                    69909        0     4435
UNITEDHEALTH GROUP INC                          91324P102       67     1940 SH       DEFINED                   900        0     1040
 

                                       16




                                                            FORM 13F INFORMATION TABLE

                            TITLE OF                        VALUE   SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------  -----------------   --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                              
UNUMPROVIDENT CORP          COM                 91529Y106       63     2875 SH       SOLE                     2875        0        0
V F CORP                    COM                 918204108       62      800 SH       SOLE                      800        0        0
V F CORP                    COM                 918204108        1       12 SH       DEFINED                    12        0        0
VALERO ENERGY CORP NEW      COM                 91913Y100       78     1595 SH       SOLE                     1595        0        0
VAN KAMPEN AMERICAN CAPITAL MUNICIPAL TRUST     920919107       19     1400          SOLE                     1400        0        0
VAN KAMPEN TR INVT GRADE
 MUN                        COM                 920929106       19     1400          SOLE                     1400        0        0
VAN KAMPEN TR INVT GRADE N JCOM                 920933108       37     2400          SOLE                     2400        0        0
VAN KAMPEN MUNICIPAL        OPPORTUNITY TR      920935103       19     1393          SOLE                     1393        0        0
VANGUARD INT'L EQUITY INDEX                     922042858     1017    10815 SH       SOLE                    10815        0        0
VECTREN CORP COM                                92240G101       31     1170 SH       SOLE                     1170        0        0
VERIZON COMMUNICATIONS      COM                 92343V104     2195    60209 SH       SOLE                    55109        0     5100
VERIZON COMMUNICATIONS      COM                 92343V104       14      395 SH       DEFINED                   395        0        0
VIACOM INC NEW CL B                             92553P201       30      750 SH       DEFINED                     0        0      750
VODAFONE GROUP PLC NEW                          92857W209        8      280 SH       SOLE                      280        0        0
VODAFONE GROUP PLC NEW                          92857W209        2       70 SH       DEFINED                    70        0        0
VOLTERRA SEMICONDUCTER CORP                     928708106       11     1000 SH       SOLE                     1000        0        0
W.P. CAREY & CO LLC                             92930Y107       12      405 SH       SOLE                      405        0        0
WACHOVIA CORP 2ND NEW COM                       929903102       88     3276 SH       SOLE                     3276        0        0
WACHOVIA CORP 2ND NEW COM                       929903102       38     1390 SH       DEFINED                     0        0     1390
WAL-MART STORES INC         COM                 931142103      472     8965 SH       SOLE                     8665        0      300
WAL-MART STORES INC         COM                 931142103        0        5 SH       DEFINED                     5        0        0
WALGREEN CO                 COM                 931422109      141     3700 SH       SOLE                     3700        0        0
WASTE MGMT INC DEL          COM                 94106L109       41     1225 SH       DEFINED                     0        0     1225
WATSON PHARMACEUTICALS INC  COM                 942683103        1     1365 SH       SOLE                     1365        0        0
WAVE SYSTEMS CORP           COM NEW             943526301        3     3000 SH       SOLE                     3000        0        0
WELLPOINT INC COM                               94973V107      340     7695 SH       SOLE                     7590        0      105
WELLS FARGO & CO NEW        COM                 949746101     2649    91058 SH       SOLE                    87143        0     3915
WELLS FARGO & CO NEW        COM                 949746101       35     1200 SH       DEFINED                  1200        0        0
WESTAR ENERGY INC           COM                 95709T100       14      600 SH       SOLE                      600        0        0
WINDSTREAM CORP                                 97381W104       18     1490 SH       SOLE                     1490        0        0
WINDSTREAM CORP                                 97381W104       17     1447 SH       DEFINED                     0        0     1447
WRIGLEY WM JR CO            COM                 982526105        7      112 SH       DEFINED                   112        0        0
WYETH                       COM                 983024100      168     4023 SH       SOLE                     3943        0       80
WYETH                       COM                 983024100      146     3500 SH       DEFINED                  1500        0     2000
 

                                       17




                                                            FORM 13F INFORMATION TABLE

                            TITLE OF                        VALUE   SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------  -----------------   --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                              
XM SATELLITE RADIO HLDGS INCCL A                983759101        2      200 SH       SOLE                      200        0        0
XTO ENERGY CORP             COM                 98385X106       63     1017 SH       SOLE                     1017        0        0
XCEL ENERGY INC                                 98389B100       12      600 SH       SOLE                        0        0      600
XEROX CORP                  COM                 984121103       23     1556 SH       SOLE                     1556        0        0
YAHOO INC                   COM                 984332106       35     1220 SH       DEFINED                     0        0     1220
YUM BRANDS INC COM          COM                 988498101        0       10 SH       DEFINED                    10        0        0
ZIMMER HLDGS INC            COM                 98956P102       12      150 SH       SOLE                      150        0        0
ZIONS BANCORPORATION        COM                 989701107       27      600 SH       SOLE                        0        0      600
ZWEIG FD INC COM                                989834106        3      545 SH       SOLE                      545        0        0

 GRAND TOTALS                                               318056  6480374                                5993674        0   486700



                                       18