FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED     NONE
--------------------------- ------------------  --------- --------  ------- --- ---- --------- --------   -------- --------   ------
                                                                                                
DEUTSCHE BANK AG NAMEN      ORD                 D18190898        2       16 SH       DEFINED                    16        0        0
ACE LTD                                         G0070K103      122     1970 SH       SOLE                     1970        0        0
ASPEN INSURANCE HOLDING USD                     G05384105        9      300 SH       SOLE                      300        0        0
COOPER INDUSTRIES LTD       CLASS A             G24182100       70     1315 SH       SOLE                     1315        0        0
COVIDIEN LTD                                    G2552X108       33      738 SH       DEFINED                    13        0      725
GARMIN CORP                                     G37260109       97     1000 SH       DEFINED                  1000        0        0
INGERSOLL-RAND CO           COM                 G4776G101        1       25 SH       DEFINED                    25        0        0
MONTPELIER RE HLD LTD                           G62185106       34     2000 SH       SOLE                     2000        0        0
NABORS INDUSTRIES LTD                           G6359F103       43     1588 SH       SOLE                     1588        0        0
NOBLE CORP                  COM                 G65422100     2274    40235 SH       SOLE                    37460        0     2775
NOBLE CORP                  COM                 G65422100       23      400 SH       DEFINED                   400        0        0
TYCO INT'L LTD W/I                              G9143X208       69     1738 SH       DEFINED                    13        0     1725
TYCO ELECTRONICS LTD                            G9144P105        0       13 SH       DEFINED                    13        0        0
WEATHERFORD INTL LTD                            G95089101       60      880 SH       SOLE                      880        0        0
XL CAP LTD                  CL A                G98255105       42      844 SH       SOLE                      844        0        0
XL CAP LTD                  CL A                G98255105        1       21 SH       DEFINED                    21        0        0
ALCON INC.                                      H01301102        2       14 SH       DEFINED                    14        0        0
FLEXTRONICS INTL LTD        ORD                 Y2573F102        1       95 SH       DEFINED                    95        0        0
VERIGY LTD                                      Y93691106        1       37 SH       SOLE                       37        0        0
ABB LTD                     SPONSORED ADR       000375204        1       20 SH       DEFINED                    20        0        0
AFLAC INC                   COM                 001055102      539     8610 SH       SOLE                     6610        0     2000
AES CORP                    COM                 00130H105      244    11400 SH       DEFINED                     0        0    11400
AT&T INC                    COM                 00206R102     7303   175722 SH       SOLE                   156626        0    19096
AT&T INC                    COM                 00206R102      474    11401 SH       DEFINED                  9016        0     2385
ABBOTT LABS                 COM                 002824100     3792    67542 SH       SOLE                    62917        0     4625
ABBOTT LABS                 COM                 002824100       96     1715 SH       DEFINED                   715        0     1000
ADOBE SYS INC               COM                 00724F101       98     2300 SH       SOLE                     2300        0        0
ADOBE SYS INC               COM                 00724F101        1       25 SH       DEFINED                    25        0        0
AETNA INC NEW               COM                 00817Y108      213     3695 SH       SOLE                     3695        0        0
AETNA INC NEW               COM                 00817Y108      212     3675 SH       DEFINED                     0        0     3675


                                       1




                                                           FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED     NONE
--------------------------- ------------------  --------- --------  ------- --- ---- --------- --------   -------- --------   ------
                                                                                                
AFFILIATED COMPUTER
 SERVICES                   CL A                008190100       60     1325 SH       SOLE                     1325        0        0
AGILENT TECHNOLOGIES INC    COM                 00846U101       11      305 SH       SOLE                      305        0        0
AIR PRODS & CHEMS INC       COM                 009158106      128     1301 SH       SOLE                     1231        0       70
AIR PRODS & CHEMS INC       COM                 009158106        2       19 SH       DEFINED                    19        0        0
ALASKA AIRLINES                                 011659109        1       20 SH       SOLE                       20        0        0
ALCOA INC                   COM                 013817101     2064    56473 SH       SOLE                    53048        0     3425
ALCOA INC                   COM                 013817101       69     1890 SH       DEFINED                  1890        0        0
ALCATEL-LUCENT ADR                              013904305       10     1378 SH       SOLE                     1378        0        0
ALLEGHENY TECHNOLOGIES INC  COM                 01741R102       53      615 SH       SOLE                      615        0        0
ALLIANCE NY MUNI FUND                           018714105        7      500          SOLE                      500        0        0
ALLIANCE FINL CORP                              019205103     1513    58201 SH       SOLE                    58201        0        0
ALLIANCE FINL CORP                              019205103      104     4000 SH       DEFINED                  4000        0        0
ALLSTATE CORP               COM                 020002101      148     2839 SH       SOLE                     2839        0        0
ALLSTATE CORP               COM                 020002101        1       22 SH       DEFINED                    22        0        0
ALTRIA GROUP INC            COM                 02209S103      995    13161 SH       SOLE                    12711        0      450
ALTRIA GROUP INC            COM                 02209S103      113     1500 SH       DEFINED                  1500        0        0
AMAZON COM INC              COM                 023135106      296     3200 SH       DEFINED                     0        0     3200
AMEREN CORP                 COM                 023608102       42      773 SH       SOLE                      773        0        0
AMERICA MOVIL S A B DE C V  SPON ADR L SHS      02364W105        1       15 SH       DEFINED                    15        0        0
AMERICAN ELEC PWR INC       COM                 025537101        1       25 SH       DEFINED                    25        0        0
AMERICAN EXPRESS CO         COM                 025816109     1907    36659 SH       SOLE                    34029        0     2630
AMERICAN EXPRESS CO         COM                 025816109       21      409 SH       DEFINED                   409        0        0
AMERICAN INTL GROUP INC     COM                 026874107     1886    32356 SH       SOLE                    30256        0     2100
AMERICAN INTL GROUP INC     COM                 026874107      325     5577 SH       DEFINED                  4135        0     1442
AMERISOURCEBERGEN CORP                          03073E105      113     2510 SH       SOLE                     2510        0        0
AMERISOURCEBERGEN CORP                          03073E105        1       15 SH       DEFINED                    15        0        0
AMGEN INC                   COM                 031162100       23      500 SH       SOLE                      500        0        0
AMYLIN PHARMACEUTICALS INC                      032346108        9      250 SH       SOLE                      250        0        0
ANADARKO PETE CORP          COM                 032511107       28      430 SH       SOLE                      430        0        0
ANADARKO PETE CORP          COM                 032511107      105     1600 SH       DEFINED                     0        0     1600
ANHEUSER-BUSCH COMPANIES    COM                 035229103      271     5171 SH       SOLE                     4571        0      600
AON CORP                    COM                 037389103       57     1200 SH       DEFINED                     0        0     1200
APACHE CORP                                     037411105     4282    39822 SH       SOLE                    37567        0     2255
APACHE CORP                                     037411105       35      325 SH       DEFINED                   325        0        0


                                       2




                                                           FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED     NONE
--------------------------- ------------------  --------- --------  ------- --- ---- --------- --------   -------- --------   ------
                                                                                                
APPLE INC COM               COM                 037833100      409     2063 SH       SOLE                     2063        0        0
APPLE INC COM               COM                 037833100        7       34 SH       DEFINED                    34        0        0
APPLIED MATLS INC           COM                 038222105      238    13430 SH       SOLE                    13430        0        0
AQUA AMER INC                                   03836W103       11      500 SH       SOLE                      500        0        0
ARCELORMITTAL SA LUXEMBOURG NY REGISTRY SHS     03938L104        3       35 SH       DEFINED                    35        0        0
AUTOLIV INC                 COM                 052800109        1       10 SH       DEFINED                    10        0        0
AUTOMATIC DATA PROCESSING                       053015103      285     6400 SH       SOLE                     6400        0        0
AUTOMATIC DATA PROCESSING                       053015103       89     2000 SH       DEFINED                  2000        0        0
AUTOZONE INC                                    053332102      130     1080 SH       SOLE                     1080        0        0
AXCELIS TECHNOLOGIES INC    COM                 054540109        2      471 SH       SOLE                      471        0        0
BB&T CORP                   COM                 054937107       13      431 SH       SOLE                      431        0        0
BP AMOCO P L C              SPONSORED ADR       055622104      516     7053 SH       SOLE                     7053        0        0
BP AMOCO P L C              SPONSORED ADR       055622104      214     2930 SH       DEFINED                  1618        0     1312
BMC SOFTWARE INC                                055921100      129     3615 SH       SOLE                     3615        0        0
BAKER HUGHES INC            COM                 057224107       59      725 SH       DEFINED                    25        0      700
BALL CORP                   COM                 058498106       89     1975 SH       SOLE                     1975        0        0
BANK OF AMERICA CORPORATION COM                 060505104     3666    88879 SH       SOLE                    82646        0     6233
BANK OF AMERICA CORPORATION COM                 060505104      217     5251 SH       DEFINED                  2941        0     2310
BANK NEW YORK MELLON CORP   COM                 064058100      119     2451 SH       SOLE                     1980        0      471
BANK NEW YORK MELLON CORP   COM                 064058100       98     2000 SH       DEFINED                     0        0     2000
BARCLAYS BK PLC             DJAIG CMDTY 36      06738C778      113     2009 SH       SOLE                     2009        0        0
BARRICK GOLD CORP           COM ADR             067901108       25      600 SH       DEFINED                   600        0        0
BAXTER INTL INC             COM                 071813109        6      100 SH       SOLE                      100        0        0
BECTON DICKINSON & CO       COM                 075887109       79      950 SH       SOLE                      950        0        0
BERKSHIRE HATHAWAY INC DEL  CL A                084670108      142        1 SH       SOLE                        0        0        1
BERKSHIRE HATHAWAY INC DEL  CL B                084670207      104       22 SH       SOLE                       22        0        0
BEST BUY INC                COM                 086516101       16      300 SH       DEFINED                     0        0      300
BIOGEN IDEC INC                                 09062X103       31      550 SH       SOLE                      350        0      200
BLACK & DECKER CORP         COM                 091797100        7      100 SH       SOLE                      100        0        0
BLACK & DECKER CORP         COM                 091797100       49      707 SH       DEFINED                     7        0      700
BLACKROCK INSD MUN 2008 TERM                    09247K109       19     1275          SOLE                     1275        0        0
BLACKROCK INSD MUN INC TR                       092479104       17     1178          SOLE                     1178        0        0
BOEING CO                   COM                 097023105      251     2865 SH       SOLE                     2865        0        0
BOEING CO                   COM                 097023105        1       13 SH       DEFINED                    13        0        0


                                       3




                                                           FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED     NONE
--------------------------- ------------------  --------- --------  ------- --- ---- --------- --------   -------- --------   ------
                                                                                                
BORG WARNER INC                                 099724106        1       14 SH       DEFINED                    14        0        0
BRISTOL MYERS SQUIBB CO     COM                 110122108      309    11642 SH       SOLE                    10242        0     1400
BRISTOL MYERS SQUIBB CO     COM                 110122108       95     3600 SH       DEFINED                  1600        0     2000
BROADCOM CORP               CL A                111320107        1       52 SH       DEFINED                    52        0        0
BROADRIDGE FINL SOLUTIONS   INC                 11133T103       28     1237 SH       SOLE                     1237        0        0
BROADRIDGE FINL SOLUTIONS   INC                 11133T103       11      500 SH       DEFINED                   500        0        0
BROWN FORMAN CORP           CL B                115637209      148     2000 SH       DEFINED                     0        0     2000
BURLINGTON NORTHN SANTA FE CCOM                 12189T104      100     1200 SH       SOLE                     1200        0        0
CBS CORP NEW CL B                               124857202     2050    75228 SH       SOLE                    70496        0     4732
CBS CORP NEW CL B                               124857202       46     1685 SH       DEFINED                   935        0      750
CB RICHARD ELLIS GROUP                          12497T101      146     6780 SH       SOLE                     6780        0        0
CH ENERGY GROUP INC                             12541M102       27      600 SH       SOLE                      600        0        0
CIGNA CORP                  COM                 125509109      203     3785 SH       SOLE                     3695        0       90
CME GROUP INC COM                               12572Q105        3        4 SH       DEFINED                     4        0        0
CA INC COM                                      12673P105       32     1275 SH       DEFINED                     0        0     1275
CADENCE DESIGN SYS INC                          127387108        1       85 SH       SOLE                       85        0        0
CAMERON INTERENATIONAL CORP                     13342B105        0        3 SH       DEFINED                     3        0        0
CAMPBELL SOUP CO            COM                 134429109       30      850 SH       SOLE                      850        0        0
CAMPBELL SOUP CO            COM                 134429109       46     1300 SH       DEFINED                     0        0     1300
CAPITAL ONE FINANCIAL CORP                      14040H105      119     2525 SH       SOLE                     2525        0        0
CAPITAL ONE FINANCIAL CORP                      14040H105       56     1175 SH       DEFINED                     0        0     1175
CAPSTON TURBINE CORP                            14067D102        1      500 SH       SOLE                      500        0        0
CARDINAL HEALTH INC         COM                 14149Y108      147     2549 SH       SOLE                     2549        0        0
CARNIVAL CORP                                   143658300      208     4686 SH       SOLE                     4686        0        0
CATERPILLAR INC DEL         COM                 149123101      476     6562 SH       SOLE                     6452        0      110
CATERPILLAR INC DEL         COM                 149123101       37      512 SH       DEFINED                   512        0        0
CELGENE CORP                                    151020104        1       24 SH       DEFINED                    24        0        0
CENTERPOINT ENERGY INC                          15189T107        8      440 SH       SOLE                      440        0        0
CENTURYTEL INC              COM                 156700106       64     1535 SH       SOLE                     1535        0        0
CHARMING SHOPPES INC                            161133103        2      290 SH       SOLE                      290        0        0
CHEMED CORP INC                                 16359R103        9      170 SH       SOLE                      170        0        0
CHEVRON CORPORATION NEW                         166764100     5781    61946 SH       SOLE                    58476        0     3470
CHEVRON CORPORATION NEW                         166764100      286     3062 SH       DEFINED                   796        0     2266


                                       4




                                                           FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED     NONE
--------------------------- ------------------  --------- --------  ------- --- ---- --------- --------   -------- --------   ------
                                                                                                
CHUBB CORP                  COM                 171232101      479     8785 SH       SOLE                     8785        0        0
CHUBB CORP                  COM                 171232101       33      600 SH       DEFINED                     0        0      600
CISCO SYS INC               COM                 17275R102     4009   148167 SH       SOLE                   138377        0     9790
CISCO SYS INC               COM                 17275R102      201     7430 SH       DEFINED                  3705        0     3725
CITADEL BROADCASTING CORP                       17285T106        0      115 SH       SOLE                      115        0        0
CITIGROUP INC                                   172967101     2438    82843 SH       SOLE                    77514        0     5329
CITIGROUP INC                                   172967101       52     1784 SH       DEFINED                  1784        0        0
CITIZENS COMMUNICATION CO                       17453B101        9      696 SH       SOLE                      696        0        0
CLOROX CO DEL               COM                 189054109      255     3910 SH       SOLE                     3910        0        0
CLOROX CO DEL               COM                 189054109       79     1210 SH       DEFINED                    10        0     1200
COCA COLA CO                COM                 191216100     2643    43080 SH       SOLE                    40400        0     2680
COCA COLA CO                COM                 191216100      141     2300 SH       DEFINED                   800        0     1500
COCA COLA ENTERPRISES INC   COM                 191219104       80     3085 SH       SOLE                     3085        0        0
COLGATE PALMOLIVE CO        COM                 194162103       37      475 SH       SOLE                      475        0        0
COLGATE PALMOLIVE CO        COM                 194162103      157     2009 SH       DEFINED                     9        0     2000
COMCAST CORP NEW CL A                           20030N101        3      186 SH       SOLE                      186        0        0
COMCAST CORP NEW CL A                           20030N101       25     1356 SH       DEFINED                     0        0     1356
COMCAST CORP NEW                                20030N200       28     1533 SH       DEFINED                    33        0     1500
COMERICA INC                COM                 200340107        5      107 SH       SOLE                      107        0        0
COMMERCIAL METALS CO        COM                 201723103       63     2140 SH       SOLE                     2140        0        0
COMPUTER SCIENCES CORP      COM                 205363104      191     3870 SH       SOLE                     3685        0      185
COMPUWARE CORP                                  205638109       59     6685 SH       SOLE                     6685        0        0
CONAGRA FOODS INC           COM                 205887102       45     1900 SH       SOLE                     1900        0        0
CONAGRA FOODS INC           COM                 205887102       36     1500 SH       DEFINED                     0        0     1500
CONEXANT SYSTEMS INC        COM                 207142100        0      600 SH       SOLE                      600        0        0
CONOCOPHILLIPS                                  20825C104     2391    27078 SH       SOLE                    24794        0     2284
CONOCOPHILLIPS                                  20825C104       13      150 SH       DEFINED                   150        0        0
CONSOLIDATED EDISON INC                         209115104       59     1218 SH       SOLE                     1218        0        0
CONSTELLATION ENERGY CORP   COM                 210371100        3       25 SH       DEFINED                    25        0        0
CONVERGYS CORP              COM                 212485106        9      540 SH       SOLE                      540        0        0
CORN PRODS INTL INC         COM                 219023108        6      150 SH       SOLE                      150        0        0
CORNING INC                 COM                 219350105      181     7565 SH       SOLE                     7565        0        0
COSTCO WHSL CORP NEW        COM                 22160K105     3908    56015 SH       SOLE                    52800        0     3215
COSTCO WHSL CORP NEW        COM                 22160K105      178     2550 SH       DEFINED                  2550        0        0


                                       5




                                                           FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED     NONE
--------------------------- ------------------  --------- --------  ------- --- ---- --------- --------   -------- --------   ------
                                                                                                
COVENTRY HEALTH CARE INC                        222862104      104     1760 SH       SOLE                     1760        0        0
CUMMINS INC                 COM                 231021106      435     3415 SH       SOLE                     3415        0        0
DEERE & CO                  COM                 244199105      192     2060 SH       SOLE                     2060        0        0
DEERE & CO                  COM                 244199105        3       28 SH       DEFINED                    28        0        0
DEL MONTE FOODS                                 24522P103        1       89 SH       SOLE                       89        0        0
DENTSPLY INTL INC NEW       COM                 249030107       24      530 SH       SOLE                      530        0        0
DEUTSCHE TELEKOM AG                             251566105       17      780 SH       SOLE                      780        0        0
THE DIRECTV GROUP INC.                          25459L106       31     1325 SH       DEFINED                     0        0     1325
DISNEY WALT CO              COM DISNEY          254687106     2334    72314 SH       SOLE                    68789        0     3525
DISNEY WALT CO              COM DISNEY          254687106       81     2500 SH       DEFINED                   500        0     2000
DOMINION RES INC VA NEW     COM                 25746U109      185     3894 SH       SOLE                     3894        0        0
DOVER CORP                  COM                 260003108      152     3300 SH       SOLE                     3300        0        0
DOW CHEM CO                 COM                 260543103       48     1215 SH       SOLE                     1215        0        0
DOW CHEM CO                 COM                 260543103        2       50 SH       DEFINED                    50        0        0
DUPONT E I DE NEMOURS & CO  COM                 263534109      409     9278 SH       SOLE                     9278        0        0
DUPONT E I DE NEMOURS & CO  COM                 263534109       62     1400 SH       DEFINED                     0        0     1400
DUKE ENERGY HOLDING CORP    COM                 26441C105      103     5085 SH       SOLE                     4785        0      300
DUKE ENERGY HOLDING CORP    COM                 26441C105       50     2500 SH       DEFINED                     0        0     2500
E M C CORP MASS             COM                 268648102     1687    91070 SH       SOLE                    86785        0     4285
E M C CORP MASS             COM                 268648102       11      590 SH       DEFINED                   590        0        0
ENSCO INTERNATIONAL                             26874Q100       58      975 SH       SOLE                      975        0        0
ENI SPA SPONSER ADR                             26874R108       17      236 SH       SOLE                      236        0        0
EOG RES INC                 COM                 26875P101       12      130 SH       SOLE                      130        0        0
EOG RES INC                 COM                 26875P101        1        8 SH       DEFINED                     8        0        0
EASTMAN CHEM CO             COM                 277432100       13      211 SH       SOLE                      211        0        0
EASTMAN KODAK CO            COM                 277461109       16      754 SH       SOLE                      754        0        0
EASTMAN KODAK CO            COM                 277461109       26     1200 SH       DEFINED                     0        0     1200
EATON VANCE CORP            COM                 278058102       78      800 SH       SOLE                      800        0        0
EATON VANCE CORP            COM                 278058102      126     1300 SH       DEFINED                     0        0     1300
EBAY INC                    COM                 278642103      144     4350 SH       DEFINED                     0        0     4350
ECOLAB INC                  COM                 278865100       56     1100 SH       SOLE                     1100        0        0
EL PASO ENERGY CORP DEL     COM                 28336L109       11      644 SH       SOLE                      644        0        0
ELECTRONIC ARTS INC         COM                 285512109       93     1585 SH       DEFINED                     0        0     1585


                                       6




                                                           FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED     NONE
--------------------------- ------------------  --------- --------  ------- --- ---- --------- --------   -------- --------   ------
                                                                                                
ELECTRONIC DATA SYS NEW     COM                 285661104        3      160 SH       SOLE                      160        0        0
EMBARQ CORP SER 1                               29078E105        4       87 SH       SOLE                       87        0        0
EMERSON ELEC CO             COM                 291011104     2754    48615 SH       SOLE                    45080        0     3535
EMERSON ELEC CO             COM                 291011104       64     1131 SH       DEFINED                  1131        0        0
ENBRIDGE ENERGY PART LP     COM                 29250R106        8      150 SH       SOLE                      150        0        0
ENEL SOCIETA PER AZIONI ADR                     29265W108       17      288 SH       SOLE                      288        0        0
ENERGY CONVERSION DEV INC                       292659109        3      100 SH       SOLE                      100        0        0
ENERGY EAST CORP            COM                 29266M109      135     4965 SH       SOLE                     4865        0      100
ENERGIZER HLDGS INC         COM                 29266R108       11      100 SH       DEFINED                     0        0      100
ENTERGY CORP NEW            COM                 29364G103      504     4213 SH       SOLE                     4213        0        0
EQUITY FUND                                     294700703       74      600 SH       SOLE                      600        0        0
ERICSSON TELEPHONE CO ADR                       294821608        7      320 SH       DEFINED                   320        0        0
EXELON CORP                 COM                 30161N101     4639    56834 SH       SOLE                    52234        0     4600
EXELON CORP                 COM                 30161N101       84     1025 SH       DEFINED                   775        0      250
EXPEDIA INC DEL                                 30212P105       43     1345 SH       SOLE                     1345        0        0
EXPEDIA INC DEL                                 30212P105       92     2900 SH       DEFINED                     0        0     2900
EXPEDITORS INTL WASH INC    COM                 302130109       18      400 SH       SOLE                      400        0        0
EXXON MOBIL CORP            COM                 30231G102    12837   137019 SH       SOLE                   124327        0    12692
EXXON MOBIL CORP            COM                 30231G102     1962    20937 SH       DEFINED                 17891        0     3046
FPL GROUP INC               COM                 302571104       41      600 SH       SOLE                      200        0      400
FEDERAL HOME LN MTGE COMPANY                    313400301       26      775 SH       DEFINED                     0        0      775
FEDERAL NATIONAL MTGE ASSOC COM                 313586109       64     1600 SH       SOLE                     1600        0        0
FEDERAL NATIONAL MTGE ASSOC COM                 313586109        1       19 SH       DEFINED                    19        0        0
FIDELITY NATIONAL FINANCIAL                     31620R105        0       25 SH       DEFINED                    25        0        0
FIFTH THIRD BANCORP         COM                 316773100       99     3930 SH       SOLE                     3930        0        0
FIRST HORIZON NATL CORP                         320517105       12      665 SH       SOLE                      665        0        0
FIRST NIAGARA FINL INC                          33582V108       12     1011 SH       SOLE                     1011        0        0
FIRSTENERGY CORP            COM                 337932107      153     2118 SH       SOLE                     2038        0       80
FLUOR CORP NEW              COM                 343412102        1        5 SH       DEFINED                     5        0        0
FORD MOTOR CO                                   345370860        1      210 SH       SOLE                      110        0      100
FRANCE TELECOM              SPNSD ADR           35177Q105        9      248 SH       SOLE                      248        0        0
FRANKLIN RESOURCES INC.                         354613101      281     2455 SH       SOLE                     2455        0        0
FRANKLIN RESOURCES INC.                         354613101        3       22 SH       DEFINED                    22        0        0


                                       7




                                                           FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED     NONE
--------------------------- ------------------  --------- --------  ------- --- ---- --------- --------   -------- --------   ------
                                                                                                
FREEPORT MCMORAN COPPER
 & GOLD INC                 COM                 35671D857       75      730 SH       SOLE                      730        0        0
GALLAGHER ARTHUR J & CO     COM                 363576109        6      228 SH       SOLE                      228        0        0
GANNETT INC                 COM                 364730101      106     2728 SH       SOLE                     2728        0        0
GANNETT INC                 COM                 364730101       94     2400 SH       DEFINED                     0        0     2400
GENENTECH INC               COM NEW             368710406       53      786 SH       SOLE                      786        0        0
GENENTECH INC               COM NEW             368710406        2       23 SH       DEFINED                    23        0        0
GENERAL ELECTRIC CO         COM                 369604103     8412   226993 SH       SOLE                   208148        0    18845
GENERAL ELECTRIC CO         COM                 369604103      471    12715 SH       DEFINED                  5815        0     6900
GENERAL MLS INC             COM                 370334104      145     2540 SH       SOLE                     2540        0        0
GENERAL MLS INC             COM                 370334104       86     1500 SH       DEFINED                     0        0     1500
GENERAL MTRS CORP           COM                 370442105       15      608 SH       SOLE                      508        0      100
GENERAL MTRS CORP           COM                 370442105        1       50 SH       DEFINED                    50        0        0
GENUINE PARTS CO            COM                 372460105       46     1000 SH       SOLE                     1000        0        0
GENUINE PARTS CO            COM                 372460105       69     1500 SH       DEFINED                     0        0     1500
GENWORTH FINANCIAL INC                          37247D106        1       40 SH       DEFINED                    40        0        0
GENZYME CORP COM                                372917104        2       30 SH       SOLE                       30        0        0
GILEAD SCIENCES INC         COM                 375558103      150     3255 SH       SOLE                     3255        0        0
GILEAD SCIENCES INC         COM                 375558103        3       60 SH       DEFINED                    60        0        0
GLAXO HOLDINGS PLC          SPONSORED ADR       37733W105       83     1650 SH       SOLE                     1650        0        0
GOLDMAN SACHS GROUP INC     COM                 38141G104     3975    18484 SH       SOLE                    17584        0      900
GOLDMAN SACHS GROUP INC     COM                 38141G104       63      294 SH       DEFINED                   109        0      185
GOOGLE INC                                      38259P508      162      235 SH       SOLE                      235        0        0
GOOGLE INC                                      38259P508      142      206 SH       DEFINED                     9        0      197
GRAINGER W W INC            COM                 384802104      193     2200 SH       SOLE                     2200        0        0
GREAT PLAINS ENERGY INC     COM                 391164100       44     1500 SH       SOLE                     1500        0        0
HCP INC                                         40414L109       14      400 SH       SOLE                      400        0        0
HARDINGE INC                COM                 412324303       15      900 SH       SOLE                      900        0        0
HARLEY DAVIDSON INC         COM                 412822108        9      200 SH       SOLE                      200        0        0
HARLEY DAVIDSON INC         COM                 412822108       47     1000 SH       DEFINED                  1000        0        0
HARTFORD FINL SVCS GROUP
 INC                        COM                 416515104      266     3054 SH       SOLE                     3054        0        0
HASBRO INC                  COM                 418056107       51     2005 SH       SOLE                     2005        0        0
HASBRO INC                  COM                 418056107       64     2500 SH       DEFINED                     0        0     2500
HEALTH NET INC              A                   42222G108       30      625 SH       DEFINED                     0        0      625


                                       8




                                                           FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED     NONE
--------------------------- ------------------  --------- --------  ------- --- ---- --------- --------   -------- --------   ------
                                                                                                
HEINZ H J CO                COM                 423074103       88     1889 SH       SOLE                      539        0     1350
THE HERSHEY CO              COM                 427866108       81     2050 SH       SOLE                     2050        0        0
THE HERSHEY CO              COM                 427866108       79     2000 SH       DEFINED                     0        0     2000
HESS CORP                   COM                 42809H107       14      138 SH       SOLE                      138        0        0
HESS CORP                   COM                 42809H107      303     3000 SH       DEFINED                     0        0     3000
HEWLETT PACKARD CO          COM                 428236103     4917    97428 SH       SOLE                    91992        0     5436
HEWLETT PACKARD CO          COM                 428236103      309     6114 SH       DEFINED                  1985        0     4129
HOLOGIC INC                                     436440101        0        6 SH       DEFINED                     6        0        0
HOME DEPOT INC              COM                 437076102      354    13128 SH       SOLE                    13128        0        0
HOME DEPOT INC              COM                 437076102      112     4150 SH       DEFINED                   150        0     4000
HONEYWELL INTL INC          COM                 438516106      222     3610 SH       SOLE                     3480        0      130
HONEYWELL INTL INC          COM                 438516106        2       35 SH       DEFINED                    35        0        0
HOSPITALITY PROPERTIES      TRUST               44106M102       39     1205 SH       SOLE                     1205        0        0
HUMANA INC                  COM                 444859102      101     1345 SH       SOLE                     1345        0        0
HUNTINGTON BANCSHARES INC   COM                 446150104       85     5750 SH       SOLE                     5750        0        0
IAC/INTERACTIVE CORP                            44919P300       32     1175 SH       DEFINED                     0        0     1175
ING CLARION GL REAL ESTATE                      44982G104       10      700 SH       SOLE                      700        0        0
IDEARC INC                  COM                 451663108        5      269 SH       SOLE                      170        0       99
IDEARC INC                  COM                 451663108        0        2 SH       DEFINED                     2        0        0
ILLINOIS TOOL WKS INC       COM                 452308109     2201    41114 SH       SOLE                    38594        0     2520
ILLINOIS TOOL WKS INC       COM                 452308109      118     2200 SH       DEFINED                  2200        0        0
INTEL CORP                  COM                 458140100     4597   172512 SH       SOLE                   160527        0    11985
INTEL CORP                  COM                 458140100      190     7120 SH       DEFINED                  6520        0      600
INTEGRYS ENERGY GROUP INC   COM                 45822P105       24      471 SH       SOLE                      171        0      300
INTERNATIONAL BUSINESS
 MACHS                      COM                 459200101     4787    44284 SH       SOLE                    41947        0     2337
INTERNATIONAL BUSINESS
 MACHS                      COM                 459200101      206     1902 SH       DEFINED                  1162        0      740
INTERNATIONAL FLAVORS&
 FRAGRA                     COM                 459506101      136     2830 SH       SOLE                     2830        0        0
INTERNATIONAL FLAVORS&
 FRAGRA                     COM                 459506101       48     1000 SH       DEFINED                     0        0     1000
INTL PAPER CO               COM                 460146103       68     2110 SH       DEFINED                     0        0     2110
ISHARES S & P 500 INDEX FUND                    464287200      792     5400 SH       SOLE                     5400        0        0
I SHARES MSCI EMERGING MKTS                     464287234       60      400 SH       SOLE                      400        0        0
ISHARES TR MSCI EAFE INDX FDADR                 464287465    30884   393433 SH       SOLE                   387133        0     6300
ISHARES TR MSCI EAFE INDX FDADR                 464287465      159     2025 SH       DEFINED                  2025        0        0


                                       9




                                                           FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED     NONE
--------------------------- ------------------  --------- --------  ------- --- ---- --------- --------   -------- --------   ------
                                                                                                
ISHARES TR S& P MIDCAP 400                      464287507    11525   135680 SH       SOLE                   134230        0     1450
ISHARES TR S& P MIDCAP 400                      464287507       76      900 SH       DEFINED                   900        0        0
ISHARES RUSSELL 2000        GROWTH INDEX FD     464287648     6176    73994 SH       SOLE                    73149        0      845
ISHARES RUSSELL 2000        GROWTH INDEX FD     464287648       46      550 SH       DEFINED                   550        0        0
ISHARES TR SMALLCAP FD                          464287804      180     2775 SH       SOLE                     2775        0        0
ISHS MSCI EAFE GRWTH INDEX                      464288885     1018    13100 SH       SOLE                    13100        0        0
JDS UNIPHASE CORP COM                           46612J507       34     2590 SH       SOLE                     2590        0        0
J P MORGAN CHASE & CO                           46625H100     2197    50325 SH       SOLE                    47095        0     3230
J P MORGAN CHASE & CO                           46625H100      367     8397 SH       DEFINED                   652        0     7745
JOHNSON & JOHNSON           COM                 478160104     5133    76959 SH       SOLE                    70739        0     6220
JOHNSON & JOHNSON           COM                 478160104      453     6785 SH       DEFINED                  4535        0     2250
JOHNSON CTLS INC            COM                 478366107      219     6090 SH       SOLE                     6090        0        0
JONES APPAREL GROUP INC     COM                 480074103        7      465 SH       SOLE                      465        0        0
KB HOME                     COM                 48666K109        0       15 SH       DEFINED                    15        0        0
KELLOGG CO                  COM                 487836108       62     1184 SH       SOLE                     1184        0        0
KEYCORP NEW                 COM                 493267108       90     3830 SH       SOLE                     3830        0        0
KIMBERLY CLARK CORP         COM                 494368103       69     1000 SH       DEFINED                     0        0     1000
KINDER MORGAN ENERGY
 PARTNER LTD PARTNER                            494550106       99     1826 SH       SOLE                     1826        0        0
KING PHARMACEUTICALS INC                        495582108       46     4465 SH       SOLE                     4465        0        0
KOHLS CORP                  COM                 500255104        1       19 SH       DEFINED                    19        0        0
KONINKLIJKE PHILIPS ELECTRS NV SP ADR           500472303       47     1101 SH       SOLE                     1101        0        0
KRAFT FOODS INC             CL A                50075N104      156     4773 SH       SOLE                     4427        0      346
KRAFT FOODS INC             CL A                50075N104       30      915 SH       DEFINED                   915        0        0
KROGER CO                   COM                 501044101        1       30 SH       DEFINED                    30        0        0
LMP CAP & INCOME FD INC                         50208A102        0        2 SH       SOLE                        2        0        0
L-3 COMMUNICATIONS HLDGS
 INC                        COM                 502424104       94      885 SH       SOLE                      885        0        0
LABORATORY CORP AMER HLDGS  COM NEW             50540R409      207     2745 SH       SOLE                     2670        0       75
LANCASTER COLONY CORP       COM                 513847103       42     1050 SH       SOLE                     1050        0        0
LANDEC CORP                                     514766104        7      500 SH       SOLE                      500        0        0
LEGGETT & PLATT INC         COM                 524660107       28     1600 SH       SOLE                     1600        0        0
LEHMAN BROTHERS HLDGS INC                       524908100        5       82 SH       SOLE                       82        0        0
LILLY ELI & CO              COM                 532457108       51      956 SH       SOLE                      956        0        0
LINCOLN NATL CORP IND       COM                 534187109      123     2110 SH       SOLE                     2110        0        0


                                       10




                                                           FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED     NONE
--------------------------- ------------------  --------- --------  ------- --- ---- --------- --------   -------- --------   ------
                                                                                                
LLOYDS TSB GROUP PLC        SPONSORED ADR       539439109       65     1717 SH       SOLE                     1717        0        0
LOCKHEED MARTIN CORP        COM                 539830109      656     6229 SH       SOLE                     6229        0        0
LOEWS CORPORATION                               540424108       12      240 SH       SOLE                      240        0        0
LOWES COS INC               COM                 548661107       45     1975 SH       SOLE                     1775        0      200
MBIA INC                    COM                 55262C100        0        8 SH       DEFINED                     8        0        0
MEMC ELECTRONIC MATERIAL                        552715104      112     1270 SH       SOLE                     1270        0        0
MACYS INC COM                                   55616P104       22      868 SH       DEFINED                    60        0      808
MADISON STATEGIC SECTOR PREM                    558268108        0        4 SH       SOLE                        4        0        0
MANULIFE FINL CORP COM                          56501R106       72     1774 SH       SOLE                     1774        0        0
MANULIFE FINL CORP COM                          56501R106      145     3554 SH       DEFINED                     0        0     3554
MARATHON OIL CORP                               565849106      209     3430 SH       DEFINED                    30        0     3400
MARSH & MCLENNAN COS INC    COM                 571748102       40     1500 SH       DEFINED                     0        0     1500
MARSHALL & ILSLEY CORP NEW                      571837103       79     3000 SH       SOLE                     3000        0        0
MARRIOTT INTL INC NEW       CLA                 571903202      146     4280 SH       SOLE                     3055        0     1225
MARRIOTT INTL INC NEW       CLA                 571903202       41     1200 SH       DEFINED                     0        0     1200
MATTEL INC                  COM                 577081102       50     2640 SH       SOLE                     2640        0        0
MCCORMICK & CO INC          COM NON VTG         579780206      114     3000 SH       DEFINED                     0        0     3000
MCDONALDS CORP              COM                 580135101     5123    86978 SH       SOLE                    81293        0     5685
MCDONALDS CORP              COM                 580135101      126     2140 SH       DEFINED                  1040        0     1100
MCGRAW HILL COS INC         COM                 580645109       43      975 SH       SOLE                      975        0        0
MCKESSON CORPORATION        COM                 58155Q103        2       24 SH       DEFINED                    24        0        0
MEADWESTVACO CORP                               583334107       19      611 SH       SOLE                      611        0        0
MEDCO HEALTH SOLUTIONS      INC                 58405U102     1860    18348 SH       SOLE                    17350        0      998
MEDCO HEALTH SOLUTIONS      INC                 58405U102       11      112 SH       DEFINED                   112        0        0
MEDIS TECHNOLOGIES                              58500P107        2      100 SH       SOLE                      100        0        0
MEDTRONIC INC               COM                 585055106     3441    68445 SH       SOLE                    63925        0     4520
MEDTRONIC INC               COM                 585055106       77     1525 SH       DEFINED                  1525        0        0
MERCK & CO INC              COM                 589331107      558     9603 SH       SOLE                     6003        0     3600
MERCK & CO INC              COM                 589331107       90     1542 SH       DEFINED                    42        0     1500
MERRILL LYNCH & CO INC      COM                 590188108        5       85 SH       SOLE                       85        0        0
MERRILL LYNCH & CO INC      COM                 590188108      113     2105 SH       DEFINED                    30        0     2075
METAVANTE TECHNOLOGIES                          591407101       23     1000 SH       SOLE                     1000        0        0
METLIFE INC                 COM                 59156R108     3749    60856 SH       SOLE                    57846        0     3010
METLIFE INC                 COM                 59156R108       34      545 SH       DEFINED                   395        0      150


                                       11




                                                           FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED     NONE
--------------------------- ------------------  --------- --------  ------- --- ---- --------- --------   -------- --------   ------
                                                                                                
MICROSOFT CORP              COM                 594918104     4858   136497 SH       SOLE                   127917        0     8580
MICROSOFT CORP              COM                 594918104      199     5600 SH       DEFINED                  4400        0     1200
MICROCHIP TECHNOLOGY INC    COM                 595017104     1832    58325 SH       SOLE                    54525        0     3800
MICROCHIP TECHNOLOGY INC    COM                 595017104       17      550 SH       DEFINED                   550        0        0
MILLIPORE CORP                                  601073109       15      200 SH       SOLE                      200        0        0
MINDSPEED TECHNOLOGIES INC                      602682106        0      200 SH       SOLE                      200        0        0
MOLSON COORS BREWING        CO CL B             60871R209      191     3710 SH       SOLE                     3530        0      180
MONSANTO CO (NEW)                               61166W101        6       50 SH       SOLE                       50        0        0
MONSANTO CO (NEW)                               61166W101        3       31 SH       DEFINED                    31        0        0
MORGAN STANLEY              DISCOVER & CO       617446448     3024    56935 SH       SOLE                    53685        0     3250
MORGAN STANLEY              DISCOVER & CO       617446448      102     1915 SH       DEFINED                   715        0     1200
MOTOROLA INC                COM                 620076109       30     1885 SH       SOLE                     1885        0        0
MOTOROLA INC                COM                 620076109       34     2150 SH       DEFINED                     0        0     2150
MURPHY OIL CORP             COM                 626717102        3       40 SH       SOLE                       40        0        0
MYLAN LABS INC              COM                 628530107        6      450 SH       SOLE                      450        0        0
NBT BANCORP INC             COM                 628778102      372    16309 SH       SOLE                    16309        0        0
NYSE EURONEXT COM                               629491101       14      162 SH       DEFINED                    12        0      150
NATIONAL CITY CORP          COM                 635405103       16      965 SH       SOLE                      965        0        0
NATIONAL CITY CORP          COM                 635405103       46     2800 SH       DEFINED                     0        0     2800
NATIONAL OILWELL VARCO INC                      637071101       57      770 SH       SOLE                      770        0        0
NATURAL RESOURCE PARTNERS LP                    63900P103       39     1200 SH       SOLE                     1200        0        0
NEW YORK COMMUNITY BANCORP  INC                 649445103        6      333 SH       SOLE                      333        0        0
NEWELL RUBBERMAID INC COM                       651229106       44     1710 SH       SOLE                     1710        0        0
NEWELL RUBBERMAID INC COM                       651229106       98     3800 SH       DEFINED                     0        0     3800
NEWMONT MIN CO (HOLD CO)    COM                 651639106        5      102 SH       SOLE                      102        0        0
NEWS CORP CL A                                  65248E104       18      858 SH       SOLE                      858        0        0
NICHOLAS APPLEGATE IN & PREM                    65370C108        0        1 SH       SOLE                        1        0        0
NICOR INC                                       654086107       73     1715 SH       SOLE                     1715        0        0
NIKE INC                    CL B                654106103      162     2525 SH       SOLE                     2525        0        0
NOKIA CORP PFD              SPONS ADR           654902204        8      200 SH       SOLE                      200        0        0
NOKIA CORP PFD              SPONS ADR           654902204       98     2555 SH       DEFINED                    55        0     2500
NORFOLK SOUTHERN CORP       COM                 655844108       21      425 SH       SOLE                      425        0        0
NORTHROP GRUMMAN CORP       COM                 666807102       78      996 SH       SOLE                      996        0        0
NORTHROP GRUMMAN CORP       COM                 666807102        2       23 SH       DEFINED                    23        0        0


                                       12




                                                           FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED     NONE
--------------------------- ------------------  --------- --------  ------- --- ---- --------- --------   -------- --------   ------
                                                                                                
NOVELLUS SYS INC            COM                 670008101      107     3865 SH       SOLE                     3865        0        0
NUCOR CORP                  COM                 670346105      293     4945 SH       SOLE                     4945        0        0
NUCOR CORP                  COM                 670346105       24      400 SH       DEFINED                     0        0      400
NVIDIA CORP                                     67066G104      297     8729 SH       SOLE                     8729        0        0
NVIDIA CORP                                     67066G104        2       55 SH       DEFINED                    55        0        0
OCCIDENTAL PETE CORP DEL    COM                 674599105      426     5539 SH       SOLE                     5539        0        0
OFFICE DEPOT INC            COM                 676220106        0       25 SH       DEFINED                    25        0        0
OMNICOM GROUP INC           COM                 681919106       82     1717 SH       SOLE                     1717        0        0
ORACLE CORP                 COM                 68389X105     2503   110919 SH       SOLE                   104019        0     6900
ORACLE CORP                 COM                 68389X105       36     1600 SH       DEFINED                  1600        0        0
PG&E CORP                   COM                 69331C108       28      655 SH       SOLE                      655        0        0
PNC FINL SVCS GROUP INC     COM                 693475105     1822    27750 SH       SOLE                    25860        0     1890
PNC FINL SVCS GROUP INC     COM                 693475105      102     1550 SH       DEFINED                   100        0     1450
PPG INDS INC                COM                 693506107       77     1100 SH       SOLE                     1100        0        0
PPL CORP                                        69351T106       25      484 SH       SOLE                      484        0        0
PACCAR INC                  COM                 693718108      471     8648 SH       SOLE                     8648        0        0
PACTIV CORP                 COM                 695257105       80     3000 SH       SOLE                     3000        0        0
PALL CORP                   COM                 696429307       40     1000 SH       DEFINED                     0        0     1000
PARKER HANNIFIN CORP        COM                 701094104       80     1064 SH       SOLE                     1064        0        0
PARKER HANNIFIN CORP        COM                 701094104        1       15 SH       DEFINED                    15        0        0
PAYCHEX INC                 COM                 704326107       53     1450 SH       SOLE                     1450        0        0
PENNEY J C INC              COM                 708160106       11      250 SH       DEFINED                     0        0      250
PEPSI BOTTLING GROUP INC    COM                 713409100       88     2220 SH       SOLE                     2220        0        0
PEPSICO INC                 COM                 713448108     4725    62254 SH       SOLE                    58519        0     3735
PEPSICO INC                 COM                 713448108      311     4094 SH       DEFINED                  4094        0        0
PETROLEUM & RESOURCES CORP                      716549100        6      150 SH       SOLE                      150        0        0
PFIZER INC                  COM                 717081103     3433   151116 SH       SOLE                   129706        0    21410
PFIZER INC                  COM                 717081103       87     3835 SH       DEFINED                  3835        0        0
PHOENIX COS INC NEW         COM                 71902E109        6      489 SH       SOLE                      489        0        0
PIMCO NY MUNI INC FUND III                      72201E105        6      500          SOLE                      500        0        0
PINNACLE WEST CAP CORP      COM                 723484101       38      899 SH       SOLE                      899        0        0
PITNEY BOWES INC            COM                 724479100      279     7325 SH       SOLE                     7325        0        0
POLO RALPH LAUREN CORP      CL A                731572103       77     1245 SH       SOLE                     1245        0        0


                                       13




                                                           FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED     NONE
--------------------------- ------------------  --------- --------  ------- --- ---- --------- --------   -------- --------   ------
                                                                                                
PRAXAIR INC                 COM                 74005P104       62      699 SH       SOLE                      349        0      350
PRECISION CASTPARTS CORP                        740189105      353     2545 SH       SOLE                     2545        0        0
PROCTER & GAMBLE CO         COM                 742718109     5682    77390 SH       SOLE                    72136        0     5254
PROCTER & GAMBLE CO         COM                 742718109      305     4153 SH       DEFINED                  2638        0     1515
PROGRESS ENERGY INC         COM                 743263105      113     2341 SH       SOLE                     2341        0        0
PROGRESSIVE CORP                                743315103      263    13745 SH       SOLE                    13745        0        0
PRUDENTIAL FINL, INC.       COM                 744320102      118     1263 SH       SOLE                     1263        0        0
PUBLIC SVC ENTERPRISE GROUP COM                 744573106       54      549 SH       SOLE                      549        0        0
PUGET SOUND ENERGY INC      COM                 745310102       69     2500 SH       SOLE                     2500        0        0
PUTNAM HIGH YIELD MUN TR    C/C                 746781103       14     2022          SOLE                     2022        0        0
QUALCOMM INC                COM                 747525103       24      600 SH       SOLE                      600        0        0
QUEST DIAGNOSTICS INC       COM                 74834L100        3       48 SH       SOLE                       48        0        0
QUESTAR CORP                COM                 748356102      137     2525 SH       SOLE                     2525        0        0
QWEST COMM INTL INC                             749121109        8     1203 SH       SOLE                     1203        0        0
QWEST COMM INTL INC                             749121109      238    33950 SH       DEFINED                     0        0    33950
RADIOSHACK CCORP                                750438103       18     1045 SH       SOLE                     1045        0        0
RAYTHEON CO CLASS B         COM                 755111507      178     2929 SH       SOLE                     2929        0        0
REGAL ENTERTAINMENT "A"                         758766109        8      458 SH       SOLE                      458        0        0
REGIONS FINL CORP NEW                           7591EP100      141     5957 SH       SOLE                     5957        0        0
RESEARCH IN MOTION LTD                          760975102        2       15 SH       DEFINED                    15        0        0
REYNOLDS AMERN INC                              761713106      213     3225 SH       SOLE                     2825        0      400
RITE AID CORP               COM                 767754104       14     5000 SH       SOLE                     5000        0        0
ROCKWELL INTL CORP NEW      COM                 773903109       41      600 SH       SOLE                      600        0        0
ROCKWELL INTL CORP NEW      COM                 773903109       34      500 SH       DEFINED                     0        0      500
ROCKWELL COLLINS INC        COM                 774341101       43      600 SH       SOLE                      600        0        0
ROHM & HAAS CO              COM                 775371107       64     1200 SH       SOLE                     1200        0        0
ROYAL DUTCH PETE CO                             780259206      426     5065 SH       SOLE                     5065        0        0
ROYAL DUTCH PETE CO                             780259206        2       22 SH       DEFINED                    22        0        0
SLM CORPORATION SECURITIES  COM                 78442P106        5      227 SH       SOLE                      227        0        0
SAFEWAY INC COM NEW                             786514208        1       35 SH       DEFINED                    35        0        0
SARA LEE CORP               COM                 803111103        5      288 SH       SOLE                      288        0        0
SARA LEE CORP               COM                 803111103        1       90 SH       DEFINED                    90        0        0
SCANA CORP NEW              COM                 80589M102       37      873 SH       SOLE                      873        0        0


                                       14




                                                           FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED     NONE
--------------------------- ------------------  --------- --------  ------- --- ---- --------- --------   -------- --------   ------
                                                                                                
SCHERING PLOUGH CORP        COM                 806605101       63     2381 SH       SOLE                     1581        0      800
SCHLUMBERGER LTD            COM                 806857108     4910    49910 SH       SOLE                    46485        0     3425
SCHLUMBERGER LTD            COM                 806857108      323     3280 SH       DEFINED                  3280        0        0
SELECTIVE INS GRP INC       C/C                 816300107       33     1438 SH       SOLE                     1438        0        0
SENECA FOODS CORP NEW       CL B                817070105       26     1000 SH       SOLE                     1000        0        0
SENECA FOODS CORP NEW       CL A                817070501       24     1000 SH       SOLE                     1000        0        0
SHERWIN WILLIAMS CO         COM                 824348106      107     1840 SH       SOLE                     1840        0        0
SHIRE PLC                                       82481R106       19      271 SH       SOLE                      271        0        0
SIGMA ALDRICH CORP          COM                 826552101     4517    82737 SH       SOLE                    77212        0     5525
SIGMA ALDRICH CORP          COM                 826552101       82     1500 SH       DEFINED                  1050        0      450
SIMON PPTY GROUP INC NEW                        828806109       30      350 SH       SOLE                      350        0        0
SIMON PPTY GROUP INC NEW                        828806109       97     1122 SH       DEFINED                     0        0     1122
SIRIUS SATELLITE RADIO INC                      82966U103        9     3000 SH       SOLE                     3000        0        0
SKYWORKS SOLUTIONS INC                          83088M102        2      210 SH       SOLE                      210        0        0
SOUTHERN COMPANY                                842587107       15      385 SH       SOLE                      385        0        0
SPECTRA ENERGY CORP         COM                 847560109       15      570 SH       SOLE                      470        0      100
SPECTRA ENERGY CORP         COM                 847560109       32     1250 SH       DEFINED                     0        0     1250
SPIRIT AEROSYSTEMS HDG                          848574109        1       30 SH       DEFINED                    30        0        0
SPRINT NEXTEL CORP                              852061100       23     1750 SH       SOLE                     1750        0        0
SPRINT NEXTEL CORP                              852061100      197    15000 SH       DEFINED                   100        0    14900
STAPLES INC                 COM                 855030102       80     3468 SH       SOLE                     3468        0        0
STAPLES INC                 COM                 855030102       35     1500 SH       DEFINED                  1500        0        0
STATE STREET CORP           COM                 857477103        3       40 SH       SOLE                       40        0        0
STORA ENSO OYJ                                  86210M106        5      357 SH       DEFINED                   357        0        0
STRYKER CORP                                    863667101       75     1000 SH       DEFINED                  1000        0        0
SUFFOLK BANCORP             COM                 864739107      100     3244 SH       SOLE                     3244        0        0
SUN MICROSYSTEMS INC                            866810203        4      237 SH       SOLE                       50        0      187
SUNTRUST BANKS INC          COM                 867914103      119     1900 SH       SOLE                     1900        0        0
SUNTRUST BANKS INC          COM                 867914103       69     1100 SH       DEFINED                     0        0     1100
SUPERVALU INC               COM                 868536103      121     3238 SH       SOLE                     3238        0        0
SYNOVUS FINL CORP           COM                 87161C105       16      675 SH       SOLE                        0        0      675
SYSCO CORP                  COM                 871829107     1848    59242 SH       SOLE                    55192        0     4050
SYSCO CORP                  COM                 871829107        8      250 SH       DEFINED                   250        0        0


                                       15




                                                           FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED     NONE
--------------------------- ------------------  --------- --------  ------- --- ---- --------- --------   -------- --------   ------
                                                                                                
TECO ENERGY INC                                 872375100       12      700 SH       SOLE                        0        0      700
TEPPCO PARTNERS LP                              872384102       19      500 SH       SOLE                      500        0        0
TJX COS INC NEW             COM                 872540109       27      950 SH       SOLE                      950        0        0
TARGET CORP                 COM                 87612E106     3191    63811 SH       SOLE                    59616        0     4195
TARGET CORP                 COM                 87612E106       79     1571 SH       DEFINED                  1271        0      300
TELECOM ITALIA SPA ADSNEW                       87927Y102       14      454 SH       SOLE                      454        0        0
TELECOM CORP NEW ZEALAND
 LTD                        SPONSORED ADR       879278208       13      766 SH       SOLE                      766        0        0
TELLABS INC                 COM                 879664100       23     3570 SH       SOLE                     3570        0        0
TEMPLETON GLOBAL INC FD     C/C                 880198106        8      900 SH       SOLE                      900        0        0
TEREX CORP                                      880779103      102     1560 SH       SOLE                     1560        0        0
TEVA PHARMA INDS ADR                            881624209        0       10 SH       DEFINED                    10        0        0
TEXAS INSTRS INC            COM                 882508104     1977    59200 SH       SOLE                    55240        0     3960
TEXAS INSTRS INC            COM                 882508104       68     2025 SH       DEFINED                   650        0     1375
TEXTRON INC                 COM                 883203101        0        6 SH       DEFINED                     6        0        0
THERMO FISHER SCIENTIFIC
 INC                        COM                 883556102       87     1500 SH       DEFINED                  1500        0        0
3M COMPANY COM                                  88579Y101     3787    44923 SH       SOLE                    41743        0     3180
3M COMPANY COM                                  88579Y101      194     2300 SH       DEFINED                  1300        0     1000
TIME WARNER INC             COM                 887317105       95     5730 SH       SOLE                     5400        0      330
TIME WARNER INC             COM                 887317105      166    10065 SH       DEFINED                    65        0    10000
TOMPKINS FINANCIAL CORP                         890110109    37293   961406 SH       SOLE                   942830        0    18576
TOMPKINS FINANCIAL CORP                         890110109     2119    54615 SH       DEFINED                 54615        0        0
TOOTSIE ROLL INDUSTRIES INC                     890516107        1       38 SH       SOLE                       38        0        0
TORCHMARK CORP              COM                 891027104       67     1105 SH       SOLE                     1105        0        0
TRAVELERS COS INC           COM                 89417E109      195     3625 SH       SOLE                     3625        0        0
TRAVELERS COS INC           COM                 89417E109       72     1343 SH       DEFINED                    45        0     1298
TYSON FOODS INC             CL A                902494103       48     3140 SH       SOLE                     3140        0        0
UST INC COM                                     902911106       20      363 SH       SOLE                      263        0      100
US BANCORP DEL              COM NEW             902973304      248     7818 SH       SOLE                     7433        0      385
UNDER ARMOUR INC.                               904311107       13      300 SH       SOLE                      300        0        0
UNILEVER PLC AMER SHS ADR                       904767704       53     1405 SH       SOLE                     1405        0        0
UNILEVER N V                N Y SHS NEW         904784709      151     4148 SH       SOLE                     4148        0        0
UNION PAC CORP              COM                 907818108       58      461 SH       SOLE                      461        0        0
UNION PAC CORP              COM                 907818108      126     1000 SH       DEFINED                     0        0     1000


                                       16




                                                           FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED     NONE
--------------------------- ------------------  --------- --------  ------- --- ---- --------- --------   -------- --------   ------
                                                                                                
UNITED PARCEL SERVICE INC   CL B                911312106     3325    47023 SH       SOLE                    43793        0     3230
UNITED PARCEL SERVICE INC   CL B                911312106       44      625 SH       DEFINED                   625        0        0
UNITED TECHNOLOGIES CORP    COM                 913017109     3778    49364 SH       SOLE                    46624        0     2740
UNITED TECHNOLOGIES CORP    COM                 913017109       50      656 SH       DEFINED                   506        0      150
UNITEDHEALTH GROUP INC                          91324P102     4285    73630 SH       SOLE                    69120        0     4510
UNITEDHEALTH GROUP INC                          91324P102      292     5025 SH       DEFINED                   900        0     4125
UNUMPROVIDENT CORP          COM                 91529Y106       55     2305 SH       SOLE                     2305        0        0
V F CORP                    COM                 918204108       55      800 SH       SOLE                      800        0        0
V F CORP                    COM                 918204108        1       12 SH       DEFINED                    12        0        0
VALERO ENERGY CORP NEW      COM                 91913Y100      112     1595 SH       SOLE                     1595        0        0
VAN KAMPEN AMERICAN CAPITAL
 MUNICIPAL TRUST                                920919107       21     1400          SOLE                     1400        0        0
VAN KAMPEN TR INVT GRADE
 MUN                        COM                 920929106       19     1400          SOLE                     1400        0        0
VAN KAMPEN TR INVT GRADE
 N J                        COM                 920933108       36     2400          SOLE                     2400        0        0
VAN KAMPEN MUNICIPAL
 OPPORTUNITY TR                                 920935103       20     1393          SOLE                     1393        0        0
VECTREN CORP COM                                92240G101       34     1170 SH       SOLE                     1170        0        0
VERIZON COMMUNICATIONS      COM                 92343V104     2663    60964 SH       SOLE                    55764        0     5200
VERIZON COMMUNICATIONS      COM                 92343V104       13      295 SH       DEFINED                   295        0        0
VIACOM INC NEW CL B                             92553P201       33      750 SH       DEFINED                     0        0      750
VODAFONE GROUP PLC NEW                          92857W209       11      300 SH       SOLE                      300        0        0
VODAFONE GROUP PLC NEW                          92857W209        3       70 SH       DEFINED                    70        0        0
VOLTERRA SEMICONDUCTER CORP                     928708106       11     1000 SH       SOLE                     1000        0        0
W.P. CAREY & CO LLC                             92930Y107       13      405 SH       SOLE                      405        0        0
WACHOVIA CORP 2ND NEW       COM                 929903102      151     3979 SH       SOLE                     3979        0        0
WACHOVIA CORP 2ND NEW       COM                 929903102       64     1675 SH       DEFINED                     0        0     1675
WAL-MART STORES INC         COM                 931142103      393     8265 SH       SOLE                     7965        0      300
WALGREEN CO                 COM                 931422109      141     3700 SH       SOLE                     3700        0        0
WASTE MGMT INC DEL          COM                 94106L109       40     1225 SH       DEFINED                     0        0     1225
WAVE SYSTEMS CORP           COM NEW             943526301        4     3000 SH       SOLE                     3000        0        0
WELLPOINT INC               COM                 94973V107      592     6745 SH       SOLE                     6655        0       90
WELLPOINT INC               COM                 94973V107        2       27 SH       DEFINED                    27        0        0
WELLS FARGO & CO NEW        COM                 949746101     2822    93516 SH       SOLE                    89281        0     4235
WELLS FARGO & CO NEW        COM                 949746101       36     1200 SH       DEFINED                  1200        0        0
WESTAR ENERGY INC           COM                 95709T100       16      600 SH       SOLE                      600        0        0


                                       17




                                                           FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED     NONE
--------------------------- ------------------  --------- --------  ------- --- ---- --------- --------   -------- --------   ------
                                                                                                
WINDSTREAM CORP                                 97381W104       19     1490 SH       SOLE                     1490        0        0
WINDSTREAM CORP                                 97381W104       19     1447 SH       DEFINED                     0        0     1447
WRIGLEY WM JR CO            COM                 982526105        6      101 SH       DEFINED                   101        0        0
WYETH                       COM                 983024100      159     3598 SH       SOLE                     3518        0       80
WYETH                       COM                 983024100      155     3500 SH       DEFINED                  1500        0     2000
XM SATELLITE RADIO HLDGS
 INC                        CL A                983759101        2      200 SH       SOLE                      200        0        0
XTO ENERGY CORP             COM                 98385X106      131     2553 SH       SOLE                     2553        0        0
XCEL ENERGY INC                                 98389B100       27     1211 SH       SOLE                      611        0      600
XEROX CORP                  COM                 984121103      118     7281 SH       SOLE                     7281        0        0
ZIMMER HLDGS INC            COM                 98956P102       59      895 SH       SOLE                      895        0        0
ZIONS BANCORPORATION        COM                 989701107       28      600 SH       SOLE                        0        0      600

 GRAND TOTALS                                               327078  6493668                                5934180        0   559488


                                       18