3/A
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 3  INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

1. Name and Address of Reporting Person
   Boyce, David S
   16 Jefferson Ave


   Leroy, NY  14482
2. Date of Event Requiring Statement (Month/Day/Year)
   1/1/2003
3. I.R.S. Identification Number of Reporting Person, if an entity (Voluntary)

4. Issuer Name and Ticker or Trading Symbol
   Tompkins Trustco, Inc. (TMP)
5. Relationship of Reporting Person to Issuer (Check all applicable)
   [ ] Director                   [ ] 10% Owner
   [X] Officer (give title below) [ ] Other (specify below)
   Pres. & CEO, Tompkins Ins.
   Agencies, Inc.
6. If Amendment, Date of Original (Month/Day/Year)
   01/08/03
7. Individual or Joint/Group Filing (Check Applicable Line)
   [X] Form filed by One Reporting Person
   [ ] Form filed by More than One Reporting Person



Table I   Non-Derivative Securities Beneficially Owned
-----------------------------------------------------------------------------------------------------
1)Title of Security                                          2)Amount of         3)  4)Nature of
                                                             Securities          D   Indirect
                                                             Beneficially        or  Beneficial
                                                             Owned               I   Ownership
-----------------------------------------------------------------------------------------------------
                                                                            
Common Stock                                                 2                   I   by Daughter
Common Stock                                                 2                   I   by Son
Common Stock - 401K/ESOP                                     103                 D   Direct
Common Stock                                                 6,769               D   Direct


Table II   Derivative Securitites Beneficially Owned
------------------------------------------------------------------------------------------------------------------------------------
1)Title of Derivative Security  2)Date Exercisable  3)Title and Amount of                   4)Conver-  5)Ownership 6)Nature of
                                and Expiration Date Securities Underlying                   sion or    Form of     Indirect
                                (Month/Day/Year)    Derivative Security                     exercise   Derivative  Beneficial
                                                                                            price of   Security    Ownership
                                Date      Expira-                                Amount or  Deri-      Direct(D)
                                Exer-     tion                                   Number of  vative     or
                                cisable   Date      Title                        Shares     Security   Indirect(I)
------------------------------------------------------------------------------------------------------------------------------------
                                                                                              
Incentive Stock Option (right to          09/30/12  Common Stock                 5,000      $42.9000   D           Direct
 buy)
Incentive Stock Option (right to          07/24/11  Common Stock                 3,500      $37.7500   D           Direct
 buy)


Explanation of Responses:




SIGNATURE OF REPORTING PERSON
/S/ Boyce, David S
DATE 02/10/03