UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549




                                    FORM 8-K


                                 CURRENT REPORT
                     PURSUANT TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934


Date of report (Date of earliest event reported)     December 3, 2003


                          21st Century Insurance Group
               (EXACT NAME OF REGISTRANT AS SPECIFIED IN CHARTER)


          Delaware                         0-6964                 95-1935264
(STATE OR OTHER JURISDICTION             (COMMISSION            (IRS EMPLOYER
      OF INCORPORATION)                  FILE NUMBER)         IDENTIFICATION NO)

    6301 Owensmouth Avenue
  Woodland Hills, California                                         91367
(ADDRESS OF PRINCIPAL EXECUTIVE                                    (ZIP CODE)
         OFFICES)


Registrant's telephone number, including area code     (818) 704-3700


                                 Not Applicable
          (FORMER NAME OR FORMER ADDRESS, IF CHANGED SINCE LAST REPORT)



ITEM 5.   OTHER EVENTS AND REQUIRED FD DISCLOSURE.

          On  December 3, 2003, the Registrant issued a press release announcing
          that  it intends, subject to market and other customary conditions, to
          privately  offer  up  to $100 million principal amount of senior notes
          due  2013.  A copy of the press release is attached as Exhibit 99.1 to
          this  Current  Report  on  Form  8-K.

ITEM 7.   FINANCIAL  STATEMENTS,  PRO  FORMA  FINANCIAL INFORMATION AND EXHIBITS

          (a)  Not applicable.

          (b)  Not applicable.

          (c)  Exhibits:

               99.1  Press Release of the Registrant issued on December 3, 2003.


                                    SIGNATURE

     Pursuant  to  the  requirements  of the Securities Exchange Act of 1934, as
amended.  the  registrant has duly caused this report to be signed on its behalf
by  the  undersigned  hereunto  duly  authorized.


                                        21ST CENTURY INSURANCE GROUP


Date: December 4, 2003            By:   /s/ Michael J. Cassanego
                                     -------------------------------------------
                                        Name:  Michael J. Cassanego
                                        Title: Senior Vice President and General
                                               Counsel



                                  EXHIBIT INDEX

Exhibit No.         Description
-----------         -----------
                 

99.1                Press Release of the Registrant, issued on December 3, 2003.